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Decorama-Schauss

Active
Public limited companyfounded 198243 years activeAvenue du Pont de Warche 5, 4960 Malmedy, BelgiumKBO/BCE: BE 0423.764.987
Summary

Decorama-Schauss has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12.4m and a net result of €1.6m. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 4,922 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Retail trade
NACE 47530
#1 company by equity in Malmedy, Wholesale and retail trade sector3 sites
Size
€13.5mturnover 2025
Staff
41.3 FTE
Equity
€12.4m
Profit
€1.6m
Financial health
95 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.1%
Structure
Parent
DECOGES · 100%
Accounts 8 days early0 of 9 deeds read
Why 95- 2 of the last 3 late+ Founded in 1982+ Profit of €1.6m (FY 2025)+ Equity €12.4m (84.7% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 82% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 84.7% of total assets
Liquidity 55-32
short-term debt 8.1% · cash 3.6%
Profitability 86-2
return on assets 10.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,686 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.1%▼ -0.3 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit up to €1,150,000 at 30 days acceptable
Liquidity ample (current ratio 10.03 against 8.89 in 2024; short-term debt: 8.1% and cash: 3.6% of total assets), and 15.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 95% on solvency, 73% on liquidity, 88% on profitability and 73% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1982
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Profit of €1.6m (FY 2025)
NBB · annual accounts
lowers risk · Equity €12.4m (84.7% of total assets)
NBB · annual accounts
raises risk · 2 of the last 3 late
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
139 days late
2023
178 days late
2022
113 days late
2021
61 days late
2020
173 days late
2019
15 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 96 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 21 August (4 of the last 5 filed years within 66 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close07-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Positive: Company by equity in Malmedy, Wholesale and retail…in the Checked rankings #1 View
  • Controlled by DECOGES 100% View
  • Positive: 7 profitable years in a rowprofit 2025: €1.6m 7 years View

By topic

Financials

Fiscal year
2025
Turnover
€13.5m
Profit
€1.6m
Solvency
84.7%
Turnover▲ 6.2%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 30-04-2027
  1. 30-09-2024Equity above €10m
  2. 30-09-2023Liquidity doubles
  3. 21-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Public limited company
Activity
Retail tradeNACE 47530
Founded
14-12-1982
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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