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DECORAL & PRO

Active
Private limited companyfounded 200025 yrs activeLange Zavelstraat 71, 2060 Antwerpen, BelgiumKBO/BCE: BE 0473.465.710
Summary

The computed 12-month bankruptcy probability of DECORAL & PRO is 2.3% (moderate). The 2024 annual accounts show equity of €61,238 and a net result of €7,655. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 43% of 36365 sector peers (fiscal year 2024). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Specialised construction activities
NACE 43343
1 site
How big
€149,858total assets 2024
Equity
€61,238
Profit
€7,655
Turnover not published (abridged schema)
Financially healthy?
53 Fair Checked score 2024
Bankruptcy chance 12 m
2.3%
Who decides
Accounts 63 d overdue0 of 4 deeds read
Why 53- 1 financial year not filed after the legal deadline; latest accounts 186 days late; 3 of the last 3 late- Figures for FY 2024 (filed 07-02-2026)+ Founded in 2000+ Liquidity: current ratio 1.68, cash €35,135Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 48% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 66+1
equity 40.9% of total assets
Liquidity 49+19
short-term debt 59.1% · cash 23.4%
Profitability 75+25
return on assets 5.1%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (46,941 companies)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● 0.0% vs 11-2024 01-2025: 1.2%▼ -1.6% vs 12-2024 02-2025: 1.2%● 0.0% vs 01-2025 03-2025: 1.1%▼ -1.3% vs 02-2025 04-2025: 1.1%▲ +0.4% vs 03-2025 05-2025: 1.1%▼ -7.2% vs 04-2025 06-2025: 1.0%▼ -2.3% vs 05-2025lowest value 07-2025: 1.2%▲ +13.8% vs 06-2025 08-2025: 1.6%▲ +39.4% vs 07-2025 09-2025: 1.8%▲ +9.4% vs 08-2025 10-2025: 2.2%▲ +22.6% vs 09-2025 11-2025: 2.3%▲ +5.1% vs 10-2025 12-2025: 3.2%▲ +36.3% vs 11-2025 01-2026: 6.5%▲ +107% vs 12-2025highest value 02-2026: 6.5%● 0.0% vs 01-2026highest value 03-2026: 1.3%▼ -79.6% vs 02-2026 04-2026: 1.3%▲ +0.4% vs 03-2026 05-2026: 1.3%▼ -3.6% vs 04-2026 06-2026: 1.2%▼ -6.5% vs 05-2026 07-2026: 1.2%▼ -1.0% vs 06-2026 08-2026: 1.7%▲ +41.6% vs 07-2026 09-2026: 1.9%▲ +10.9% vs 08-2026 10-2026: 2.3%▲ +24.4% vs 09-2026
  • 1 financial year not filed after the legal deadline; latest accounts 186 days late; 3 of the last 3 late raises the probability
  • Founded in 2000 lowers the probability for this profile
  • Figures for FY 2024 (filed 07-02-2026) raises the probability
  • Liquidity: current ratio 1.68, cash €35,135 lowers the probability
Credit up to €3,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.68 against 1.66 in 2023; short-term debt: 59.1% and cash: 23.4% of total assets), but 59.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 43%, liquidity 40%, profitability 49%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 186 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 2000
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Figures for FY 2024 (filed 07-02-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.68, cash €35,135
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-02-2026, 186 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
186 d late
2023
68 d late
2022
92 d late
2021
57 d late
2020
88 d late
2019
12 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 84 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Positive: 7 profitable years in a rowprofit 2024: €7,655 7 years View
  • Active since 2000founded 08-12-2000 25 years View

By topic

Financials

Fiscal year
2024
Total assets
€149,858
Profit
€7,655
Solvency
40.9%
Total assets▲ 13.1%
Net result
20182024
Go to Financials

Timeline

Events
11
Since
2016
  1. 02-02-2026Annual accounts filed
  2. 07-10-2024Annual accounts filed
  3. 31-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Specialised construction activitiesNACE 43343
Founded
08-12-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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