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DECOR - INVEST

Active
Public limited companyfounded 1989active for 37 yearsKerkstraat 53, 2960 Brecht, BelgiumKBO/BCE: BE 0438.254.809
Summary

DECOR - INVEST has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €619,101 and a net result of €194,718. Equity has been stable since 2019 (±0.6% per year). Its solvency ranks better than 81% of 17,145 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 31-08-1989 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 1 other
Establishment unit
2.045.433.852 2960 Brecht, since 02-11-1989
Financial year end
30 June
Peppol
Reachable since 18-07-2025

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-06-2025
Gross margin
€291,132
▲ 192×
Turnover
≈ €510,000
estimated
Profit
€194,718
Equity
€619,101
▲ 35.4%
Total assets
€855,928
▲ 35.2%
Score breakdownlowers riskLiquidity: current ratio 2.50, cash €487,012Size: total assets €855,928Equity €619,101 (72.3% of total assets)Figures for financial year 2025 (filed on 18-10-2025)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 86% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 97=
equity 72.3% of total assets
Liquidity 92+24
short-term debt 22.8% · cash 56.9%
Profitability 97+68
return on assets 22.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1%highest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.5 (1.02 in 2024), above the usual 1.5. Short-term debt is 22.8% and cash 56.9% of total assets. 27.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 79% of them on solvency, 92% on liquidity, 89% on profitability and 82% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.50, cash €487,012
NBB · annual accounts
lowers risk · Size: total assets €855,928
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €619,101 (72.3% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 18-10-2025)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €619,101
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-10-2025, 108 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
108 days early
2024
46 days early
2023
49 days early
2022
41 days early
2021
42 days early
2020
47 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 54 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 16 December (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €3,646 in 2024 €194,718 View
  • Positive: Higher net result than 95% of companies in real estatesector median €6,034 · 17,135 companies €194,718 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Reappointments: Jonkheer dE CORSWAREM, Joseph Maria Leonard Ghislain Jules, Jonkheer dE CORSWAREM, Michel Lydie Clément Leonard Ghislain and 3 othersAppointment: Jonkheer dE CORSWAREM, Michel Lydie Clément Leonard Ghislain (managing director)
  2. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as DECOR - INVEST: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €666,000 and €1m, founded between 1982 and 1993.

CompanyTotal assetsGross margin
DECOR - INVEST Brecht€0.9m€0.3m
Dr. Vermander D. Hoogstraten€0.8m€0.3m
V.C. Eeklo€1.0m€0.3m
FELINE Rotselaar€1.0m€0.3m
LE-ALLPROJECTS Merelbeke-Melle€0.8m€0.2m
EVA CONSTRUCT Tessenderlo-Ham€0.7m€0.3m
ARS-VALENDI Westerlo€0.8m€0.2m
Full comparison

Key facts about DECOR - INVEST

What is the company number of DECOR - INVEST?
The company number of DECOR - INVEST is 0438.254.809. The VAT number is the same number with BE in front: BE 0438.254.809.
Where is DECOR - INVEST based?
The registered office is at Kerkstraat 53, 2960 Brecht.Company details
What does DECOR - INVEST do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of DECOR - INVEST?
The legal form of DECOR - INVEST is Public limited company (NV).
When was DECOR - INVEST founded?
DECOR - INVEST was founded on 31-08-1989.
Is DECOR - INVEST still active?
Yes, DECOR - INVEST is an active enterprise in the KBO register.
What is the turnover of DECOR - INVEST?
The turnover in financial year 2025 is ≈ €510,000. This figure is estimated from the gross margin of €291,132 and 45 comparable companies (NACE 681). It probably lies between €390,000 and €850,000.Financials
Is DECOR - INVEST profitable?
In financial year 2025, DECOR - INVEST made a profit of €194,718.
Where can I find the annual accounts of DECOR - INVEST?
DECOR - INVEST filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DECOR - INVEST due?
DECOR - INVEST must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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