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DECOR - IN

Active
Private limited company (pre-2019)founded 197551 yrs activeChaussée de Tirlemont 115, 5030 Gembloux, BelgiumKBO/BCE: BE 0414.865.139
Summary

The computed 12-month bankruptcy probability of DECOR - IN is 6.5% (elevated). The 2024 annual accounts show negative equity (-€14,206) and a net result of -€180,914. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 10% of 6544 sector peers (fiscal year 2024). The company has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
DECOR - INActiveChecked score 32/100
Risk analysis ReportCompare

Overview

Activity
Retail trade
NACE 47530NACE 52486
#10 oldest company in Gembloux, Wholesale and retail trade sector1 site
Size
€363,408turnover 2024
Equity
-€14,206
Loss
-€180,914
Financial health
32 Weak Checked score 2024
Bankruptcy chance 12 m
6.5%
Structure
Accounts 64 d overdue0 of 3 deeds read
Why 32- Liquidity: current ratio 0.69- Loss of €180,914, the second in a row (FY 2024)- Sector Retail trade (NACE 47)+ Size: turnover €363,408, total assets €129,754Show the evidence

Checked score

Score 2024
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 8% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 14-71
equity -10.9% of total assets
Liquidity 0-63
short-term debt 110.9%
Profitability 0=
return on assets -139.4%
Bankruptcy probability, 12 months
6.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 2.7%lowest value 12-2024: 4.3%▲ +56.8% vs 11-2024 01-2025: 4.3%● 0.0% vs 12-2024 02-2025: 4.3%● 0.0% vs 01-2025 03-2025: 4.5%▲ +6.2% vs 02-2025 04-2025: 4.5%▼ -1.8% vs 03-2025 05-2025: 4.3%▼ -4.3% vs 04-2025 06-2025: 4.9%▲ +13.7% vs 05-2025 07-2025: 4.9%● 0.0% vs 06-2025 08-2025: 4.9%● 0.0% vs 07-2025 09-2025: 4.9%● 0.0% vs 08-2025 10-2025: 4.9%● 0.0% vs 09-2025 11-2025: 4.9%● 0.0% vs 10-2025 12-2025: 4.9%● 0.0% vs 11-2025 01-2026: 4.9%● 0.0% vs 12-2025 02-2026: 4.9%● 0.0% vs 01-2026 03-2026: 5.1%▲ +6.0% vs 02-2026 04-2026: 5.1%▼ -0.4% vs 03-2026 05-2026: 5.1%● 0.0% vs 04-2026 06-2026: 5.1%▼ -0.6% vs 05-2026 07-2026: 5.2%▲ +2.6% vs 06-2026 08-2026: 6.0%▲ +15.3% vs 07-2026 09-2026: 6.1%▲ +1.9% vs 08-2026 10-2026: 6.5%▲ +5.5% vs 09-2026highest value
  • Liquidity: current ratio 0.69 raises the probability
  • Loss of €180,914, the second in a row (FY 2024) raises the probability
  • Size: turnover €363,408, total assets €129,754 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
No credit on open account
Liquidity short (current ratio 0.69 against 2.22 in 2023; short-term debt: 110.9% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 16%, liquidity 1%, profitability 6%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.69
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €180,914, the second in a row (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: turnover €363,408, total assets €129,754
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€14,206
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-05-2025, 66 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
66 d early
2023
116 d late
2022
16 d late
2021
52 d late
2020
6 d early
2019
70 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 30 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Weakest financial yearnet -€180,914
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€14,206 View
  • Caution: Among the weakest 6% on net resultsector median €31,849 · 6,545 companies -€180,914 View
  • Caution: Result fell in 2024from -€107,739 to -€180,914 ▼ 67.9% View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Caution: 2 loss-making years in a rowloss fiscal year 2024 -€180,914 View
  • Active since 1975founded 13-02-1975 51 years View

By topic

Financials

Fiscal year
2024
Turnover
€363,408
Loss
-€180,914
Solvency
-10.9%
Turnover▼ 27.7%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 26-05-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 24-11-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Retail tradeNACE 47530
Founded
13-02-1975
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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