Decophine
ActiveDecophine has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €-4k. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 51% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency92▲+5
Growth32=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 1.78 in 2024), and 48.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.7%
Return on assets
-2.7%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€4k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
1 d late
2023
on the day
2022
1 d early
2021
150 d early
2020
4 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▼ 5.0%
2024 · €83k
2019: €96k
2020: €130k
2021: €199k
2022: €122k
2023: €86k
2024: €83k
2019 → 2025
Total assets
€153k▼ 13.7%
2024 · €177k
2019: €264k
2020: €291k
2021: €315k
2022: €278k
2023: €365k
2024: €177k
2019 → 2025
Net result
€-4k▼ 31.5%
2024 · €-3k
2019: €91k
2020: €91k
2021: €70k
2022: €22k
2023: €15k
2024: €-3k
2019 → 2025
Working capital
€57k▼ 11.0%
2024 · €64k
2019: €81k
2020: €112k
2021: €129k
2022: €79k
2023: €68k
2024: €64k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€199k-€122k▼ 39.0%€86k▼ 29.2%€83k▼ 3.7%€79k▼ 5.0%
Operating result€91k-€32k▼ 64.9%€27k▼ 14.5%€-930€-4k▼ 281%
Net result€70k-€22k▼ 68.1%€15k▼ 32.7%€-3k€-4k▼ 31.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €930 in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€29k▼ 10.2%
Current assets
€124k▼ 14.5%
Equity and liabilities €153k
Equity
€79k▼ 5.0%
Debt
€74k▼ 21.4%
The debt ratio falls from 53.0% to 48.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-296▼
2024 · €1k
Cash flow
€-911▲
2024 · €-961
Solvency
51.7%▲
2024 · 47.0%
Current ratio
1.84▲
2024 · 1.78
Quick ratio
1.84▲
2024 · 1.78
Debt / equity
0.94▼
2024 · 1.13
ROE
-5.3%▼
2024 · -3.8%
ROA
-2.7%▼
2024 · -1.8%
Interest coverage
-0.52▼
2024 · 0.65
Debt
€74k▼
2024 · €94k
Debt ≤ 1 year
€67k▼
2024 · €81k
Debt > 1 year
€6k▼
2024 · €12k
Income taxes
€334▼
2024 · €425
Staff costs
€245▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€177k€153k▼
Fixed assets21/28€32k€29k▼
Tangible fixed assets22/27€32k€29k▼
Land and buildings22€24k€24k▼
Furniture and vehicles24€8k€5k▼
Current assets29/58€145k€124k▼
Amounts receivable within one year40/41€7k€7k▲
Trade receivables40€1k€3k▲
Other amounts receivable41€5k€5k▼
Cash at bank and in hand54/58€137k€115k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€177k€153k▼
Equity10/15€83k€79k▼
Contributions10/11€20k€20k=
Reserves13€63k€59k▼
Distributable reserves133€63k€59k▼
Amounts payable17/49€94k€74k▼
Amounts payable after more than one year17€12k€6k▼
Financial debts170/4€12k€6k▼
Amounts payable within one year42/48€81k€67k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€25€2k▲
Taxes450/3€25€2k▲
Other amounts payable47/48€73k€57k▼
Accrued charges and deferred income492/3€116€128▲
Income statement
Code20242025
Remuneration, social security and pensions62€23k€245▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€28k€1k▼
Operating profit (loss)9901€-930€-4k▼
Financial income75/76B€152€284▲
Recurring financial income75€152€284▲
Financial charges65/66B€2k€565▼
Recurring financial charges65€2k€565▼
Profit (loss) for the period before taxes9903€-3k€-4k▼
Income taxes67/77€425€334▼
Profit (loss) for the period9904€-3k€-4k▼
Profit (loss) for the period to be appropriated9905€-3k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-4k▼
Transfer from equity791/2€3k€4k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series.
01-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
03-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €150kEq €199k ▲53.7%
3 profitable years in a row build equity to €199k.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €100kEq €130k ▲35.7%
2 profitable years in a row build equity to €130k.
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Posterijstraat 598793 WaregemGround area
2,122 m²
Building footprint
716 m²
Volume, LiDAR
1,454 m³
Parcel 34035A0557/00A000, Flanders · tallest building 8.8 m. Linked by address, not a title deed.
1 establishment unit
Bi-admin
since 20182.275.615.842
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34035A0557/00A000 | Flanders | 2,122 m² | 1 · 716 m² | 8.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 386 EUR awarded · 386 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 231 EUR | 231 EUR |
| 2024 | 1 | 155 EUR | 155 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,397. 7,137 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2018
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.