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Decoma

Active
Private limited company (pre-2019)founded 198244 yrs activeKBO/BCE: BE 0422.515.073
Summary

Decoma has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€315,696) and a net result of -€5,012. Equity remains stable across the filed fiscal years (±1.9% per year). Its net result ranks better than 24% of 11509 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency-
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 44 years 0 50 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€315,696
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
2 d late
2024
25 d late
2023
21 d late
2022
28 d late
2021
21 d late
2020
15 d late
2019
273 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 55 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Decoma was incorporated on 27 January 1982.1 Total assets fell from EUR 26,738 in 2019 to EUR 10,121 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
-€315,696▼ 1.6%
2024 · -€310,684
Total assets
€0▼ 100%
2024 · €10,121
Net result
-€5,012▼ 40.7%
2024 · -€3,564
Working capital
-€302,141▼ 1.5%
2024 · -€297,618
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€4,574=€1,595-€12,207€509,084-€3,436
Net result-€6,933=€225within the sector's middle half-€15,323below the sector's middle half-€3,564within the sector's middle half▲ 76.7%-€5,012below the sector's middle half▼ 40.7%
Equity-€292,021▼ 0.9%-€291,797below the sector's middle half▲ 0.1%-€307,120below the sector's middle half▼ 5.3%-€310,684below the sector's middle half▼ 1.2%-€315,696below the sector's middle half▼ 1.6%
Total assets€15,803▼ 18.7%€12,646below the sector's middle half▼ 20.0%€7,041below the sector's middle half▼ 44.3%€10,121below the sector's middle half▲ 43.7%€0below the sector's middle half▼ 100%
Debt€305,138=€304,443▼ 0.2%€314,161▲ 3.2%€320,804▲ 2.1%€315,696▼ 1.6%
Working capital-€285,964▼ 1.3%-€288,685below the sector's middle half▼ 1.0%-€294,056below the sector's middle half▼ 1.9%-€297,618below the sector's middle half▼ 1.2%-€302,141below the sector's middle half▼ 1.5%
Current ratio0.05▼ 0.010.04below the sector's middle half▼ 0.010.02below the sector's middle half▼ 0.020.03below the sector's middle half▲ 0.01
Return on assets (ROA)-43.9%▼ 8.2pp1.8%within the sector's middle half▲ 45.6pp-217.6%below the sector's middle half▼ 219.4pp-35.2%below the sector's middle half▲ 182.4pp
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000€0€200,000€400,000€600,000Operating result 2021: -€4,574-€4,574Net result 2021: -€6,933-€6,933Operating result 2022: €1,595€1,595Net result 2022: €225€225Operating result 2023: -€12,207-€12,207Net result 2023: -€15,323-€15,323Operating result 2024: €509,084€509,084Net result 2024: -€3,564-€3,564Operating result 2025: -€3,436-€3,436Net result 2025: -€5,012-€5,01220212022202320242025-€200,000€0€200,000€400,000€600,000Operating result 2023: -€12,207-€12,200Net result 2023: -€15,323-€15,300Operating result 2024: €509,084€509,000Net result 2024: -€3,564-€3,560Operating result 2025: -€3,436-€3,440Net result 2025: -€5,012-€5,010202320242025
The operating result turns negative in 2025: a loss of €3,436 after €509,084 in 2024.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€302,141▼
2024 · €307,739
Ratios withheld: a balance sheet total of €0 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€10,121€0▼
Current assets29/58€10,121€0▼
Amounts receivable within one year40/41€7,612€0▼
Trade receivables40€2,393€0▼
Other amounts receivable41€5,219€0▼
Cash at bank and in hand54/58€2,509€0▼
Equity and liabilities
Total equity and liabilities10/49€10,121€0▼
Equity10/15-€310,684-€315,696▼
Contributions10/11€92,960€92,960=
Reserves13€15,246€15,246=
Non-distributable reserves130/1€9,296€9,296=
Reserves not available under the articles1311€9,296€9,296=
Distributable reserves133€5,950€5,950=
Profit (loss) carried forward14-€418,890-€423,902▼
Amounts payable17/49€320,804€315,696▼
Amounts payable within one year42/48€307,739€302,141▼
Financial debts43€0€14,317▲
Credit institutions430/8€0€14,317▲
Trade debts44€2,315€2,400▲
Suppliers440/4€2,315€2,400▲
Other amounts payable47/48€305,424€285,424▼
Accrued charges and deferred income492/3€13,066€13,555▲
Income statement Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€526,342€0▲
Other operating charges640/8€5,384€387▼
Gross operating margin9900-€11,873-€3,049▲
Operating profit (loss)9901€509,084-€3,436▼
Financial charges65/66B€512,648€1,576▼
Recurring financial charges65€512,648€1,576▼
Profit (loss) for the period before taxes9903-€3,564-€5,012▼
Profit (loss) for the period9904-€3,564-€5,012▼
Profit (loss) for the period to be appropriated9905-€3,564-€5,012▼
Appropriation of the result
Profit (loss) to be appropriated9906-€418,890-€423,902▼
Profit (loss) brought forward from the previous period14P-€415,326-€418,890▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-----
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1,962--€526,342€0▲ 100%
Other operating charges640/8-€641€800€5,384€387▼ 92.8%
Gross operating margin9900-€10,631€4,198-€11,407-€11,873-€3,049▲ 74.3%
Operating profit (loss)9901-€4,574€1,595-€12,207€509,084-€3,436▼ 101%
Recurring financial income75€0-----
Financial charges65/66B-€1,370€3,116€512,648€1,576▼ 99.7%
Recurring financial charges65€2,359€1,370€3,116€512,648€1,576▼ 99.7%
Profit (loss) for the period before taxes9903-€6,933€225-€15,323-€3,564-€5,012▼ 40.7%
Income taxes67/77€5,115-----
Profit (loss) for the period9904-€6,933€225-€15,323-€3,564-€5,012▼ 40.7%
Profit (loss) for the period to be appropriated9905-€6,933€225-€15,323-€3,564-€5,012▼ 40.7%
Line20212022202320242025Change
Assets
Total assets20/58€15,803€12,646€7,041€10,121€0▼ 100%
Formation expenses20€0-----
Intangible fixed assets21€0-----
Financial fixed assets28€0-----
Current assets29/58€15,803€12,646€7,041€10,121€0▼ 100%
Stocks and contracts in progress3€0-----
Amounts receivable within one year40/41€15,803€12,646€7,041€7,612€0▼ 100%
Trade receivables40---€2,393€0▼ 100%
Other amounts receivable41-€12,646€7,041€5,219€0▼ 100%
Current investments50/53€0-----
Cash at bank and in hand54/58€485--€2,509€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€15,803€12,646€7,041€10,121€0▼ 100%
Equity10/15-€292,021-€291,797-€307,120-€310,684-€315,696▼ 1.6%
Contributions10/11-€92,960€92,960€92,960€92,960=
Reserves13€15,246€15,246€15,246€15,246€15,246=
Non-distributable reserves130/1-€9,296€9,296€9,296€9,296=
Reserves not available under the articles1311-€9,296€9,296€9,296€9,296=
Distributable reserves133-€5,950€5,950€5,950€5,950=
Profit (loss) carried forward14-€400,228-€400,003-€415,326-€418,890-€423,902▼ 1.2%
Amounts payable17/49€305,138€304,443€314,161€320,804€315,696▼ 1.6%
Amounts payable within one year42/48€301,768€301,331€301,097€307,739€302,141▼ 1.8%
Financial debts43-€10,395€21,118€0€14,317-
Credit institutions430/8-€10,395€21,118€0€14,317-
Trade debts44€4,466€1,719€1,056€2,315€2,400▲ 3.7%
Suppliers440/4-€1,719€1,056€2,315€2,400▲ 3.7%
Other amounts payable47/48-€289,218€278,924€305,424€285,424▼ 6.5%
Accrued charges and deferred income492/3-€3,112€13,064€13,066€13,555▲ 3.7%
Line20212022202320242025Change
Profit (loss) for the period9904-€6,933€225-€15,323-€3,564-€5,012▼ 40.7%
+ Depreciation and write-downs630€0-----
Operating cash flow (approximation)-€6,933€225-€15,323-€3,564-€5,012▼ 40.7%
Change in cash-----€2,509-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
25-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
21-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
28-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-06
Financial Back to profitnet €225
Net result €225 after 3 loss-making years.
21-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
15-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 15 days late
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 273 days late
01-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 609 days late
2018
24-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
04-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 1982
seat establishment The establishment unit on the map
Ground area
961 m²
Building footprint
691 m²
Volume, LiDAR
7,584 m³
Parcel 44040D0434/00W000, Flanders · tallest building 18.5 m, ±4 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
PVBA DECOMA
NACE 5141003
since 19822.020.209.003
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44040D0434/00W000 Flanders 961 m² 1 · 691 m² 18.5 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector. Of 679 companies in sector 46494 we hold annual accounts for 532. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded27-01-1982
Fiscal year end30-06
Activities, NACEBEL 2025
46494Wholesale of non-electrical household articles
47552Retail sale of lighting equipment
47789Other retail sale of new goods
E-invoicing
Reachable via Peppol
Peppol ID 0208:0422515073
Also 9925:BE0422515073
Registered 18-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.