Decofia
ActiveDecofia has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100 and a net result of €38k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 12627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency8▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.84 against 0.67 in 2024), and 99.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 12627 sector peers (2025).
NBB · sector comparisonPosition among 12627 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
4 d early
2024
24 d early
2023
on the day
2022
1 d early
2021
3 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€176k
EBIT margin
-12.2%
Net result
€38k▲ 690%
2024 · €5k
2019: €-28k
2020: €2k
2021: €6k
2022: €7k
2023: €14k
2024: €5k
2019 → 2025
Working capital
€-5k▲ 65.6%
2024 · €-15k
2019: €24k
2020: €30k
2021: €64k
2022: €-27k
2023: €3k
2024: €-15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€816-€8k▲ 823%€22k▲ 190%€100▼ 99.5%€100=
Operating result€13k-€11k▼ 14.9%€19k▲ 82.3%€8k▼ 57.4%€53k▲ 535%
Net result€6k-€7k▲ 10.7%€14k▲ 113%€5k▼ 66.8%€38k▲ 690%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 535% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€10k▼ 48.2%
Current assets
€26k▼ 14.9%
Equity and liabilities €37k
Equity
€100=
Debt
€36k▼ 28.0%
The debt ratio falls from 99.8% to 99.7%: debt is paid down.
Key figures and ratios
EBITDA
€62k▲
2024 · €59k
Cash flow
€47k▼
2024 · €56k
Solvency
0.3%▲
2024 · 0.2%
Current ratio
0.84▲
2024 · 0.67
Quick ratio
0.84▲
2024 · 0.67
ROA
102.9%▲
2024 · 9.4%
Interest coverage
605.70▲
2024 · 469.52
Debt
€36k▼
2024 · €51k
Debt ≤ 1 year
€31k▼
2024 · €46k
Debt > 1 year
€5k▲
2024 · €5k
Income taxes
€15k▲
2024 · €3k
Equity ratios withheld: equity of €100 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€37k▼
Fixed assets21/28€20k€10k▼
Tangible fixed assets22/27€20k€10k▼
Furniture and vehicles24€7k€467▼
Other tangible fixed assets26€13k€10k▼
Current assets29/58€31k€26k▼
Amounts receivable within one year40/41€9k€8k▼
Trade receivables40€9k€8k▼
Other amounts receivable41€612€31▼
Cash at bank and in hand54/58€17k€15k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€51k€37k▼
Equity10/15€100€100=
Contributions10/11€100€100=
Amounts payable17/49€51k€36k▼
Amounts payable after more than one year17€5k€5k▲
Financial debts170/4€535-
Other amounts payable178/9€4k€5k▲
Amounts payable within one year42/48€46k€31k▼
Current portion of amounts payable after more than one year42€6k€535▼
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Other amounts payable47/48€27k€20k▼
Income statement
Code20242025
Non-recurring operating income76A-€900
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€10k▼
Other operating charges640/8€958€921▼
Gross operating margin9900€60k€63k▲
Operating profit (loss)9901€8k€53k▲
Financial charges65/66B€127€103▼
Recurring financial charges65€127€103▼
Profit (loss) for the period before taxes9903€8k€52k▲
Income taxes67/77€3k€15k▲
Profit (loss) for the period9904€5k€38k▲
Profit (loss) for the period to be appropriated9905€5k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€38k▲
Profit (loss) brought forward from the previous period14P€2k-
Profit to be distributed694/7€7k€38k▲
Return on contributions (dividend)694€7k€38k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €38k ▲690%
Operating result €53k, net result €38k, both a record.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity triplescurrent ratio 1.16
Current ratio from 0.37 to 1.16; short-term debt falls from €43k to €17k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kattestraat 2268520 KuurneGround area
430 m²
Building footprint
159 m²
Volume, LiDAR
690 m³
Parcel 34023B0391/00H002, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Decofia
since 20182.272.448.001
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023B0391/00H002 | Flanders | 430 m² | 1 · 159 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,575 EUR awarded · 1,575 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,575 EUR | 1,575 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 77 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2018
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.