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DECOCARD

Active
Private limited company (pre-2019)founded 1994active for 32 yearsSnepstraat 10, 8400 Oostende, BelgiumKBO/BCE: BE 0453.394.529
Summary

DECOCARD has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,350 and a net result of -€2,957. Equity has been shrinking by about 8.8% per year since 2019. Its solvency ranks better than 59% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 08-09-1994 Normal situation
Activity
Wholesale trade NACE 46492
Establishment unit
2.068.282.401 8400 Oostende, since 22-09-1994
Financial year end
30 June
Peppol
Reachable since 09-12-2025

Board and ownership

Board
  • THYS CarinaDirector

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-06-2025
Gross margin
-€1,421
▼ 81.5%
Loss
€2,957
▲ 25.0%
Equity
€18,350
▼ 13.9%
Total assets
€35,242
▼ 13.2%
Turnover not published (micro format)
Filed on 10-01-2026, 21 days before the deadline
Score breakdownraises riskLoss of €2,957, the second in a row (financial year 2025)lowers riskFounded in 1994Liquidity: current ratio 2.13, cash €7,845Equity €18,350 (52.1% of total assets)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 39% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 77-1
equity 52.1% of total assets
Liquidity 55-16
short-term debt 46.8% · cash 22.3%
Profitability 8-3
return on assets -8.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024highest value 02-2025: 0.1%▼ -0.1 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.13 (2.12 in 2024), above the usual 1.5. Short-term debt is 46.8% and cash 22.3% of total assets. 47.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 59% of them on solvency, 60% on liquidity, 16% on profitability and 23% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €2,957, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.13, cash €7,845
NBB · annual accounts
lowers risk · Equity €18,350 (52.1% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€2,957
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-01-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 days early
2024
4 days early
2023
33 days early
2022
21 days early
2021
21 days early
2020
11 days late
2019
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 10 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 5 loss-making years in a rowloss in financial year 2025 -€2,957 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as DECOCARD: wholesale trade (NACE 46492). They are comparable in size and age: total assets between €37,800 and €110,000, founded between 1978 and 2000.

CompanyTotal assetsGross margin
DECOCARD Oostende€35,242-€1,421
A.M.C. DENIS Hastière€56,685€1,717
RALIER Ganshoren€37,840-€662
SIERPACK EDDY NEIRYNCK Zele€91,895-€6,482
ARS Gavere€41,696-€22,484
BRISON PLASTICS Gent€110,070-€1,146
A-Z BUREAU SERVICE Braine-le-Comte€104,646-€20,827
Full comparison

Key facts about DECOCARD

What is the company number of DECOCARD?
The company number of DECOCARD is 0453.394.529. The VAT number is the same number with BE in front: BE 0453.394.529.
Where is DECOCARD based?
The registered office is at Snepstraat 10, 8400 Oostende.Company details
What does DECOCARD do?
According to the KBO register, the main activity is wholesale trade (NACE 46492).
What is the legal form of DECOCARD?
The legal form of DECOCARD is Private limited company (pre-2019) (BVBA).
When was DECOCARD founded?
DECOCARD was founded on 08-09-1994.
Is DECOCARD still active?
Yes, DECOCARD is an active enterprise in the KBO register.
What is the turnover of DECOCARD?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is DECOCARD profitable?
In financial year 2025, DECOCARD made a loss of €2,957.
Where can I find the annual accounts of DECOCARD?
DECOCARD filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DECOCARD due?
DECOCARD must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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