DECO VARIANCE
Open bankruptcySummary
A bankruptcy procedure is open for DECO VARIANCE according to publications in the Belgian State Gazette. The 2025 annual accounts show equity of €55,271 and a net result of €11,614.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Commercial Court of Brussels
- Declared bankrupt
- 1 December 2008
- Supervising judge
- M. Chaineux
- Official Gazette
- 11-12-2008 (pdf) ↗search the document for 2008/044496
Deadlines
- Appeal or third-party opposition until
- passed on 26 December 2008Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 31 December 2008art. XX.104 and XX.155 CEL
- First verification report
- passed on 7 January 2009Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 1 December 2009Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Me De VulderFrederik, rue de Suisse 35, 1060 Bruxelles-6
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
29 d early
2023
27 d early
2022
32 d early
2021
24 d early
2020
23 d early
2019
35 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Activities of interior architects sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€55,271▲ 26.6%
2024 · €43,657
Total assets
€73,623▲ 4.5%
2024 · €70,471
Net result
€11,614▼ 17.7%
2024 · €14,109
Working capital
€51,265▲ 36.1%
2024 · €37,653
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€10,229€7,718€31,708▲ 311%€22,068▼ 30.4%€18,236▼ 17.4%
Net result-€10,533below the sector's middle half€7,071within the sector's middle half€21,649within the sector's middle half▲ 206%€14,109within the sector's middle half▼ 34.8%€11,614within the sector's middle half▼ 17.7%
Equity€829below the sector's middle half▼ 92.7%€7,899below the sector's middle half▲ 853%€29,549within the sector's middle half▲ 274%€43,657within the sector's middle half▲ 47.7%€55,271within the sector's middle half▲ 26.6%
Total assets€8,200below the sector's middle half▼ 67.1%€22,375below the sector's middle half▲ 173%€52,986below the sector's middle half▲ 137%€70,471within the sector's middle half▲ 33.0%€73,623within the sector's middle half▲ 4.5%
Debt€7,372▼ 45.5%€14,476▲ 96.4%€23,438▲ 61.9%€26,814▲ 14.4%€18,352▼ 31.6%
Working capital-€1,143below the sector's middle half€2,692below the sector's middle half€24,166within the sector's middle half▲ 798%€37,653within the sector's middle half▲ 55.8%€51,265within the sector's middle half▲ 36.1%
Solvency10.1%below the sector's middle half▼ 35.5pp35.3%within the sector's middle half▲ 25.2pp55.8%within the sector's middle half▲ 20.5pp62.0%within the sector's middle half▲ 6.2pp75.1%within the sector's middle half▲ 13.1pp
Current ratio0.84below the sector's middle half▼ 0.621.19within the sector's middle half▲ 0.342.03within the sector's middle half▲ 0.852.40within the sector's middle half▲ 0.373.79within the sector's middle half▲ 1.39
Return on assets (ROA)-128.4%below the sector's middle half▼ 130.5pp31.6%above the sector's middle half▲ 160.0pp40.9%above the sector's middle half▲ 9.3pp20.0%within the sector's middle half▼ 20.8pp15.8%within the sector's middle half▼ 4.2pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73,623
Fixed assets
€4,006 ▼ 33.3%
Current assets
€69,617 ▲ 8.0%
Equity and liabilities €73,623
Equity
€55,271 ▲ 26.6%
Debt
€18,352 ▼ 31.6%
Debt's share of the balance-sheet total falls from 38.0% to 24.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20,234▼
2024 · €23,986
Cash flow
€13,611▼
2024 · €16,027
Debt to equity
0.33▼
2024 · 0.61
ROE
21.0%▼
2024 · 32.3%
Interest coverage
49.99▼
2024 · 53.61
Debt ≤ 1 year
€18,352▼
2024 · €26,814
Income taxes
€6,217▼
2024 · €7,512
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €826 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,152 | €1,602 | €2,084 | €1,919 | €1,998 | ▲ 4.1% |
| Other operating charges640/8 | €179 | €176 | €361 | €254 | €162 | ▼ 36.3% |
| Gross operating margin9900 | -€5,898 | €9,496 | €34,152 | €24,241 | €20,395 | ▼ 15.9% |
| Operating profit (loss)9901 | -€10,229 | €7,718 | €31,708 | €22,068 | €18,236 | ▼ 17.4% |
| Financial income75/76B | €327 | €20 | €17 | - | - | - |
| Recurring financial income75 | €327 | €20 | €17 | - | - | - |
| Financial charges65/66B | €507 | €547 | €605 | €447 | €405 | ▼ 9.5% |
| Recurring financial charges65 | €507 | €547 | €605 | €447 | €405 | ▼ 9.5% |
| Profit (loss) for the period before taxes9903 | -€10,409 | €7,190 | €31,119 | €21,621 | €17,831 | ▼ 17.5% |
| Income taxes67/77 | €124 | €120 | €9,470 | €7,512 | €6,217 | ▼ 17.2% |
| Profit (loss) for the period9904 | -€10,533 | €7,071 | €21,649 | €14,109 | €11,614 | ▼ 17.7% |
| Profit (loss) for the period to be appropriated9905 | -€10,533 | €7,071 | €21,649 | €14,109 | €11,614 | ▼ 17.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8,200 | €22,375 | €52,986 | €70,471 | €73,623 | ▲ 4.5% |
| Fixed assets21/28 | €1,972 | €5,208 | €5,382 | €6,004 | €4,006 | ▼ 33.3% |
| Tangible fixed assets22/27 | €1,972 | €5,208 | €5,382 | €6,004 | €4,006 | ▼ 33.3% |
| Plant, machinery and equipment23 | €1,972 | €5,208 | €5,382 | €3,591 | €1,847 | ▼ 48.6% |
| Furniture and vehicles24 | - | - | - | €2,413 | €2,159 | ▼ 10.5% |
| Current assets29/58 | €6,228 | €17,167 | €47,604 | €64,467 | €69,617 | ▲ 8.0% |
| Amounts receivable within one year40/41 | €3,798 | €5,817 | €16,377 | €20,873 | €22,890 | ▲ 9.7% |
| Trade receivables40 | €2,694 | €5,046 | €16,377 | €20,873 | €21,800 | ▲ 4.4% |
| Other amounts receivable41 | €1,103 | €771 | - | - | €1,090 | - |
| Cash at bank and in hand54/58 | €1,282 | €10,371 | €29,873 | €42,942 | €46,397 | ▲ 8.0% |
| Deferred charges and accrued income490/1 | €1,149 | €979 | €1,353 | €653 | €330 | ▼ 49.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8,200 | €22,375 | €52,986 | €70,471 | €73,623 | ▲ 4.5% |
| Equity10/15 | €829 | €7,899 | €29,549 | €43,657 | €55,271 | ▲ 26.6% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €3,859 | €3,859 | €10,957 | €25,065 | €36,679 | ▲ 46.3% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | €2,000 | €2,000 | €9,097 | €23,206 | €34,820 | ▲ 50.0% |
| Profit (loss) carried forward14 | -€21,623 | -€14,552 | - | - | - | - |
| Amounts payable17/49 | €7,372 | €14,476 | €23,438 | €26,814 | €18,352 | ▼ 31.6% |
| Amounts payable within one year42/48 | €7,372 | €14,476 | €23,438 | €26,814 | €18,352 | ▼ 31.6% |
| Trade debts44 | €1,902 | €2,547 | €4,781 | €2,677 | €1,805 | ▼ 32.6% |
| Suppliers440/4 | €1,902 | €2,547 | €4,781 | €2,677 | €1,805 | ▼ 32.6% |
| Taxes, remuneration and social security45 | €1,324 | €120 | €10,039 | €12,143 | €3,729 | ▼ 69.3% |
| Taxes450/3 | €124 | €120 | €10,039 | €12,143 | €3,729 | ▼ 69.3% |
| Remuneration and social security454/9 | €1,200 | - | - | - | - | - |
| Other amounts payable47/48 | €4,146 | €11,809 | €8,618 | €11,994 | €12,818 | ▲ 6.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€10,533 | €7,071 | €21,649 | €14,109 | €11,614 | ▼ 17.7% |
| + Depreciation and write-downs630 | €4,152 | €1,602 | €2,084 | €1,919 | €1,998 | ▲ 4.1% |
| Operating cash flow (approximation) | -€6,381 | €8,673 | €23,733 | €16,027 | €13,611 | ▼ 15.1% |
| Investment in fixed assets (approximation) | - | -€4,838 | -€2,259 | -€2,540 | €0 | ▲ 100% |
| Change in cash | - | €9,089 | €19,502 | €13,068 | €3,456 | ▼ 73.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €21,649 ▲206%
Operating result €31,708, net result €21,649, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7,071
Net result €7,071 after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€10,533
Net result drops to -€10,533, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
31-12
Financial
Back to profitnet €8,154
Net result €8,154 after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2008
11-12
Bankruptcy
Opening
Tribunal de commerce de Bruxelles · event 01-12-2008
2004
30-03
Bankruptcy
Opening
Tribunal de commerce de Bruxelles · event 22-03-2004
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 1988
Ground area
374 m²
Building footprint
192 m²
Volume, LiDAR
1,638 m³
2 parcels, Brussels, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
DECO VARIANCE
since 19882.036.951.993
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0075/00R002 | Flanders | 297 m² | 1 · 192 m² | 12.4 m · 3 fl. |
| 21012A0091/00S004 | Brussels | 77 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | Me De Vulder Frederik, rue de Suisse 35, 1060 Bruxelles-6 |
01-12-2008 → present |
| Curator | Goldschmidt Alain, chaussée de La Hulpe 150, 1170 Watermael-Boitsfort |
22-03-2004 → present |
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Of 3,924 companies in sector 71112 we hold annual accounts for 1,296. 1,089 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-04-1988
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0433823689
Also
9925:BE0433823689
Registered
18-06-2025
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.