DECO STELLINGBOUW
ActiveDECO STELLINGBOUW has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €517k and a net result of €953k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 33% of 907 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency34▼-5
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.29 in 2024), and 78.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.2%
Return on assets
39.1%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
4 d early
2021
2 d late
2020
20 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€517k=
2024 · €517k
2018: €669k
2019: €669k
2020: €517k
2021: €517k
2022: €517k
2023: €517k
2024: €517k
2018 → 2025
Total assets
€2.44M▲ 8.7%
2024 · €2.24M
2018: €1.65M
2019: €1.48M
2020: €1.00M
2021: €1.53M
2022: €1.56M
2023: €1.93M
2024: €2.24M
2018 → 2025
Net result
€953k▲ 2.3%
2024 · €932k
2018: €465k
2019: €195k
2020: €205k
2021: €216k
2022: €465k
2023: €724k
2024: €932k
2018 → 2025
Working capital
€511k▲ 1.3%
2024 · €504k
2018: €645k
2019: €637k
2020: €488k
2021: €497k
2022: €502k
2023: €505k
2024: €504k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€517k-€517k=€517k=€517k=€517k=
Operating result€284k-€614k▲ 116%€949k▲ 54.4%€1.23M▲ 29.3%€1.22M▼ 0.3%
Net result€216k-€465k▲ 115%€724k▲ 55.8%€932k▲ 28.7%€953k▲ 2.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.44M
Fixed assets
€12k▼ 36.7%
Current assets
€2.42M▲ 9.1%
Equity and liabilities €2.44M
Equity
€517k=
Debt
€1.92M▲ 11.4%
The debt ratio rises from 76.9% to 78.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€1.23M▼
2024 · €1.23M
Cash flow
€960k▲
2024 · €937k
Solvency
21.2%▼
2024 · 23.1%
Current ratio
1.27▼
2024 · 1.29
Quick ratio
1.27▼
2024 · 1.29
Debt / equity
3.72▲
2024 · 3.34
ROE
184.5%▲
2024 · 180.3%
ROA
39.1%▼
2024 · 41.6%
Interest coverage
2351.31▲
2024 · 854.62
Debt
€1.92M▲
2024 · €1.72M
Debt ≤ 1 year
€1.91M▲
2024 · €1.72M
Income taxes
€328k▲
2024 · €318k
Staff costs
€731k▲
2024 · €456k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.24M€2.44M▲
Fixed assets21/28€18k€12k▼
Tangible fixed assets22/27€16k€9k▼
Land and buildings22€5k€3k▼
Furniture and vehicles24€6k€3k▼
Other tangible fixed assets26€5k€3k▼
Financial fixed assets28€3k€3k▼
Current assets29/58€2.22M€2.42M▲
Amounts receivable within one year40/41€1.50M€1.20M▼
Trade receivables40€1.15M€851k▼
Other amounts receivable41€350k€345k▼
Current investments50/53€374k€385k▲
Cash at bank and in hand54/58€335k€806k▲
Deferred charges and accrued income490/1€10k€38k▲
Equity and liabilities
Total equity and liabilities10/49€2.24M€2.44M▲
Equity10/15€517k€517k=
Contributions10/11€77k€77k=
Reserves13€439k€439k=
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Tax-exempt reserves132€49k€49k=
Distributable reserves133€383k€383k=
Amounts payable17/49€1.72M€1.92M▲
Amounts payable within one year42/48€1.72M€1.91M▲
Trade debts44€617k€730k▲
Suppliers440/4€617k€730k▲
Taxes, remuneration and social security45€170k€231k▲
Taxes450/3€140k€181k▲
Remuneration and social security454/9€30k€50k▲
Other amounts payable47/48€932k€953k▲
Accrued charges and deferred income492/3€6k€6k=
Income statement
Code20242025
Remuneration, social security and pensions62€456k€731k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k€13k▲
Other operating charges640/8€14k€14k▼
Gross operating margin9900€1.71M€1.99M▲
Operating profit (loss)9901€1.23M€1.22M▼
Financial income75/76B€24k€58k▲
Recurring financial income75€24k€58k▲
Financial charges65/66B€1k€523▼
Recurring financial charges65€1k€523▼
Profit (loss) for the period before taxes9903€1.25M€1.28M▲
Income taxes67/77€318k€328k▲
Profit (loss) for the period9904€932k€953k▲
Profit (loss) for the period to be appropriated9905€932k€953k▲
Appropriation of the result
Profit (loss) to be appropriated9906€932k€953k▲
Profit to be distributed694/7€932k€953k▲
Return on contributions (dividend)694€932k€953k▲
Social balance
Average headcount (FTE)90876.611.1▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €953k ▲2.3%
Net result €953k, the highest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €195k ▼58%
Net result drops to €195k, the lowest in the series; recovery starts the following year.
19-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-09-2021
Edwig DESCHOEMAEKER: Resigned as Director
01-09-2021
Gudrun CLOOSTERMANS: Resigned as Director
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringaertstraat 78820 TorhoutGround area
3,746 m²
Building footprint
1,371 m²
Volume, LiDAR
1,003 m³
2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DECO VERHUURCENTER
since 20032.132.272.707
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31523E0487/00D000 | Flanders | 3,066 m² | 1 · 1,222 m² | - |
| 31033I0447/00V000 | Flanders | 679 m² | 1 · 149 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 5,424 EUR awarded · 5,424 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,120 EUR | 2,120 EUR |
| 2024 | 2 | 1,362 EUR | 1,362 EUR |
| 2023 | 2 | 569 EUR | 569 EUR |
| 2022 | 2 | 1,373 EUR | 1,373 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Legal Entity Identifier
875500Y8A7DJ6FKZSH67
Similar companies · same sector, comparable size
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INTER FACADE
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AFSLUITINGEN PEETERS
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STA - TECHNIQUE
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Of 15,434 companies in sector 43990 we hold annual accounts for 7,354. 4,450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2003
Fiscal year end30-09
Legal name NL
DECO VERHUURCENTER
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
71340
77399Renting and leasing of other machinery, equipment and tangible goods
43211General electrical installation work
43221Plumbing work
45250
45310
45332
47525Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.