DECO SOAP
ActiveDECO SOAP has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213k and a net result of €57k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+38
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 4.56 against 7.15 in 2024), and 21.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.6%
Return on assets
21%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
14 d early
2023
29 d early
2022
5 d early
2021
8 d early
2020
26 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€213k▲ 11.0%
2024 · €192k
2019: €137k
2020: €149k
2021: €148k
2022: €158k
2023: €184k
2024: €192k
2019 → 2025
Total assets
€271k▲ 22.3%
2024 · €222k
2019: €178k
2020: €188k
2021: €186k
2022: €201k
2023: €212k
2024: €222k
2019 → 2025
Net result
€57k▲ 140%
2024 · €24k
2019: €19k
2020: €12k
2021: €-1k
2022: €10k
2023: €32k
2024: €24k
2019 → 2025
Working capital
€206k▲ 13.5%
2024 · €182k
2019: €136k
2020: €149k
2021: €148k
2022: €158k
2023: €184k
2024: €182k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€158k▲ 6.9%€184k▲ 16.8%€192k▲ 4.0%€213k▲ 11.0%
Operating result€447-€16k▲ 3,533%€50k▲ 206%€38k▼ 24.5%€75k▲ 101%
Net result€-1k-€10k€32k▲ 214%€24k▼ 26.0%€57k▲ 140%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 101% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €271k
Fixed assets
€7k▼ 35.3%
Current assets
€264k▲ 25.1%
Equity and liabilities €271k
Equity
€213k▲ 11.0%
Debt
€58k▲ 94.8%
The debt ratio rises from 13.4% to 21.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€79k▲
2024 · €38k
Cash flow
€60k▲
2024 · €24k
Solvency
78.6%▼
2024 · 86.6%
Current ratio
4.56▼
2024 · 7.15
Quick ratio
4.16▼
2024 · 6.29
Debt / equity
0.27▲
2024 · 0.16
ROE
26.7%▲
2024 · 12.4%
ROA
21.0%▲
2024 · 10.7%
Interest coverage
49.81▲
2024 · 13.84
Debt
€58k▲
2024 · €30k
Debt ≤ 1 year
€58k▲
2024 · €30k
Income taxes
€17k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€222k€271k▲
Fixed assets21/28€10k€7k▼
Intangible fixed assets21€6k€4k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€803€476▼
Current assets29/58€211k€264k▲
Stocks and contracts in progress3€25k€23k▼
Stocks30/36€25k€23k▼
Amounts receivable within one year40/41€17k€8k▼
Trade receivables40€17k€8k▼
Other amounts receivable41-€157
Current investments50/53€119k€80k▼
Cash at bank and in hand54/58€50k€153k▲
Deferred charges and accrued income490/1€702€933▲
Equity and liabilities
Total equity and liabilities10/49€222k€271k▲
Equity10/15€192k€213k▲
Contributions10/11€100k€100k=
Reserves13€84k€106k▲
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€74k€96k▲
Profit (loss) carried forward14€7k€7k=
Amounts payable17/49€30k€58k▲
Amounts payable within one year42/48€30k€58k▲
Trade debts44€2k€190▼
Suppliers440/4€2k€190▼
Taxes, remuneration and social security45€8k€21k▲
Taxes450/3€8k€21k▲
Other amounts payable47/48€19k€37k▲
Accrued charges and deferred income492/3€203-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€613€4k▲
Other operating charges640/8€650€701▲
Non-recurring operating charges66A-€41
Gross operating margin9900€39k€80k▲
Operating profit (loss)9901€38k€75k▲
Financial income75/76B€64€10▼
Recurring financial income75€64€10▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€35k€74k▲
Income taxes67/77€11k€17k▲
Profit (loss) for the period9904€24k€57k▲
Profit (loss) for the period to be appropriated9905€24k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€64k▲
Profit (loss) brought forward from the previous period14P€7k€7k=
Transfer from equity791/2€16k€21k▲
Transfer to equity691/2€24k€42k▲
To other reserves6921€24k€42k▲
Profit to be distributed694/7€16k€36k▲
Return on contributions (dividend)694€16k€21k▲
Directors or managers695-€15k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €57k ▲140%
Operating result €75k, net result €57k, both a record.
30-06
Financial
Equity above €200kEq €213k ▲11%
4 profitable years in a row build equity to €213k.
17-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-06
Financial
Equity above €150kEq €158k ▲6.9%
Equity rises from €148k to €158k.
23-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-1k ▼109%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
15-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Borrestraat 373090 OverijseGround area
2,753 m²
Building footprint
116 m²
Volume, LiDAR
509 m³
Parcel 23542H0026/00G000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Maria's Rozen
since 19962.160.128.236
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23542H0026/00G000 | Flanders | 2,753 m² | 1 · 115 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOOMKWEKERIJ ROELS
BE 0779.508.331
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ASRA PLANT
BE 0811.107.367
Hoogstraten · Eq €214k
Horti House
BE 1017.866.827
Retie · Eq €211k
BINNEMANSHEIDE
BE 0441.836.681
Balen · Eq €217k
BOMBERNA GARDENCENTER
BE 0456.971.948
Maldegem · Eq €218k
Of 550 companies in sector 46220 we hold annual accounts for 306. 232 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-1996
Fiscal year end30-06
Activities, NACEBEL
46220Wholesale trade
46412Wholesale of household textiles and bedding
46450Wholesale of perfume and cosmetics
51410
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.