DECO S.E.G.E.- ROM
ActiveDECO S.E.G.E.- ROM has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €2k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 45% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
79
/ 100
Excellent▼ -21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-87
Solvency80▼-19
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 3.77 in 2024), but 57.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.7%
Return on assets
1.1%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €64k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
11 d late
2023
29 d late
2022
10 d late
2021
29 d late
2020
33 d early
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2024 · €0
2021: €0
2023: €0
2024: €0
2021 → 2025
Total assets
€149k▲ 52.9%
2024 · €97k
2018: €106k
2019: €147k
2020: €123k
2021: €132k
2022: €91k
2023: €101k
2024: €97k
2018 → 2025
Net result
€2k▼ 87.7%
2024 · €13k
2018: €5k
2019: €596
2020: €7k
2021: €-12k
2022: €11k
2023: €11k
2024: €13k
2018 → 2025
Working capital
€47k▼ 18.3%
2024 · €57k
2018: €70k
2019: €59k
2020: €70k
2021: €33k
2022: €41k
2023: €53k
2024: €57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-€0€0€0
Equity€31k-€43k▲ 35.3%€53k▲ 25.5%€62k▲ 15.9%€64k▲ 2.6%
Operating result€-10k-€14k€14k▲ 0.6%€22k▲ 58.5%€8k▼ 64.9%
Net result€-12k-€11k€11k▼ 2.3%€13k▲ 23.0%€2k▼ 87.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€35k▲ 84.5%
Current assets
€113k▲ 45.1%
Equity and liabilities €149k
Equity
€64k▲ 2.6%
Debt
€85k▲ 141%
The debt ratio rises from 36.4% to 57.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€18k▼
2024 · €24k
Cash flow
€12k▼
2024 · €16k
Solvency
42.7%▼
2024 · 63.6%
Current ratio
1.71▼
2024 · 3.77
Quick ratio
1.71▼
2024 · 3.77
Debt / equity
1.34▲
2024 · 0.57
ROE
2.6%▼
2024 · 21.6%
ROA
1.1%▼
2024 · 13.7%
Interest coverage
3.08▼
2024 · 5.27
Debt
€85k▲
2024 · €35k
Debt ≤ 1 year
€66k▲
2024 · €21k
Debt > 1 year
€19k▲
2024 · €15k
Income taxes
€953▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€97k€149k▲
Fixed assets21/28€19k€35k▲
Tangible fixed assets22/27€19k€35k▲
Plant, machinery and equipment23€0€7k▲
Furniture and vehicles24€0€0=
Leasing and similar rights25€19k€28k▲
Current assets29/58€78k€113k▲
Amounts receivable within one year40/41€52k€104k▲
Trade receivables40€17k€101k▲
Other amounts receivable41€35k€2k▼
Cash at bank and in hand54/58€24k€8k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€97k€149k▲
Equity10/15€62k€64k▲
Contributions10/11€6k€6k=
Reserves13€53k€53k=
Tax-exempt reserves132€8k€8k=
Distributable reserves133€44k€44k=
Profit (loss) carried forward14€3k€5k▲
Amounts payable17/49€35k€85k▲
Amounts payable after more than one year17€15k€19k▲
Financial debts170/4€15k€19k▲
Amounts payable within one year42/48€21k€66k▲
Current portion of amounts payable after more than one year42€4k€10k▲
Financial debts43-€6k
Credit institutions430/8-€6k
Trade debts44€6k€36k▲
Suppliers440/4€6k€36k▲
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€6k€10k▲
Other amounts payable47/48€5k€5k▲
Income statement
Code20242025
Turnover70€0€0=
Non-recurring operating income76A€31k-
Goods, raw materials, services and sundry goods60/61€0€0=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€11k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€15k-
Other operating charges640/8€8k€7k▼
Operating charges capitalised as restructuring costs649-€0
Gross operating margin9900€48k€26k▼
Operating profit (loss)9901€22k€8k▼
Financial income75/76B€1k€791▼
Recurring financial income75€1k€791▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€19k€3k▼
Income taxes67/77€6k€953▼
Profit (loss) for the period9904€13k€2k▼
Profit (loss) for the period to be appropriated9905€13k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€5k▼
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer from equity791/2€5k-
Transfer to equity691/2€13k-
To other reserves6921€13k-
Profit to be distributed694/7€5k-
Return on contributions (dividend)694€5k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Highest result since 2018net €13k ▲23%
Operating result €22k, net result €13k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-12k ▼265%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Humaniteitslaan 1021190 VorstGround area
2,291 m²
Building footprint
352 m²
Volume, LiDAR
1,397 m³
2 parcels, Brussels · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DECO S.E.G.E.-ROM
since 20052.144.772.542
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0020/00B002 | Brussels | 2,052 m² | 1 · 256 m² | 7.9 m · 1 fl. |
| 21302A0154/00H002 | Brussels | 239 m² | 1 · 96 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,247 companies in sector 43350 we hold annual accounts for 2,333. 1,978 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2005
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.