DECO CONFORT
ActiveThe computed 12-month bankruptcy probability of DECO CONFORT is 2.0% (moderate). The 2025 annual accounts show equity of €65k and a net result of €12k. Equity is growing by ~36.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 7415 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 20.25 against 5.12 in 2024; short-term debt: 4.8% and cash: 41.1% of total assets), and 4.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.2%
Return on assets
18%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-09-2025, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
31 d early
2024
30 d early
2023
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 23.3%
2024 · €53k
2023: €27k
2024: €53k
2023 → 2025
Total assets
€69k▲ 4.5%
2024 · €66k
2023: €33k
2024: €66k
2023 → 2025
Net result
€12k▼ 53.1%
2024 · €26k
2023: €22k
2024: €26k
2023 → 2025
Working capital
€64k▲ 21.6%
2024 · €52k
2023: €26k
2024: €52k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€27k-€53k▲ 99.3%€65k▲ 23.3%
Operating result€29k-€35k▲ 20.2%€19k▼ 47.0%
Net result€22k-€26k▲ 22.4%€12k▼ 53.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€2k▲ 156%
Current assets
€67k▲ 3.0%
Equity and liabilities €69k
Equity
€65k▲ 23.3%
Debt
€3k▼ 74.0%
The debt ratio falls from 19.3% to 4.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €35k
Cash flow
€13k▼
2024 · €27k
Solvency
95.2%▲
2024 · 80.7%
Current ratio
20.25▲
2024 · 5.12
Quick ratio
20.25▲
2024 · 5.12
Debt / equity
0.05▼
2024 · 0.24
ROE
18.9%▼
2024 · 49.8%
ROA
18.0%▼
2024 · 40.2%
Interest coverage
6.43▼
2024 · 19.26
Debt
€3k▼
2024 · €13k
Debt ≤ 1 year
€3k▼
2024 · €13k
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€69k▲
Fixed assets21/28€675€2k▲
Tangible fixed assets22/27€675€2k▲
Plant, machinery and equipment23€514€1k▲
Furniture and vehicles24€161€658▲
Current assets29/58€65k€67k▲
Amounts receivable within one year40/41€31k€39k▲
Trade receivables40€27k€36k▲
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€34k€28k▼
Equity and liabilities
Total equity and liabilities10/49€66k€69k▲
Equity10/15€53k€65k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€48k€60k▲
Amounts payable17/49€13k€3k▼
Amounts payable within one year42/48€13k€3k▼
Trade debts44€279€148▼
Suppliers440/4€279€148▼
Taxes, remuneration and social security45€12k€3k▼
Taxes450/3€7k€3k▼
Remuneration and social security454/9€6k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€286€895▲
Other operating charges640/8€244-
Gross operating margin9900€35k€19k▼
Operating profit (loss)9901€35k€19k▼
Financial income75/76B€5€10▲
Recurring financial income75€5€10▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€33k€16k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€26k€12k▼
Profit (loss) for the period to be appropriated9905€26k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€60k▲
Profit (loss) brought forward from the previous period14P€22k€48k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €12k ▼53.1%
Net result drops to €12k, the lowest in the series.
31-03
Financial
Liquidity quadruplescurrent ratio 20.25
Current ratio from 5.12 to 20.25; short-term debt falls from €13k to €3k.
2024
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2023net €26k ▲22.4%
Operating result €35k, net result €26k, both a record.
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
W.A. Mozartlaan 21620 DrogenbosGround area
1.1 ha
Building footprint
891 m²
Volume, LiDAR
9,865 m³
2 parcels, Flanders · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DECO CONFORT
since 20212.320.545.450
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0006/00W002 | Flanders | 1.1 ha | 1 · 794 m² | 13.0 m · 4 fl. |
| 23016D0181/00Z007 | Flanders | 399 m² | 1 · 96 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DOREVO
BE 1012.746.613
Maldegem · Eq €67k
CSJ-Bouw
BE 0699.739.984
Heusden-Zolder · Eq €63k
FACIBUILD
BE 0885.494.885
Merelbeke-Melle · Eq €68k
SLUYS CONSTRUCT
BE 0759.419.136
Pont-à-Celles · Eq €71k
NEW BACOPE
BE 0845.480.902
Overijse · Eq €58k
Of 333 companies in sector 41002 we hold annual accounts for 133. 86 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2021
Fiscal year end31-03
Activities, NACEBEL
41002Construction of residential and non-residential buildings
41001General construction of residential buildings
43222Installation of electric heating, air conditioning, cooling and ventilation
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.