DECLOEDT HUISARTSENPRAKTIJK
ActiveDECLOEDT HUISARTSENPRAKTIJK has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €424k and a net result of €76k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.93 against 9.63 in 2024; short-term debt: 23.8% and cash: 56.7% of total assets), and 23.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.1%
Return on assets
13.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
57 d early
2023
28 d late
2022
25 d early
2021
29 d late
2020
16 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€424k▼ 24.2%
2024 · €560k
2018: €345k
2019: €393k
2020: €400k
2021: €468k
2022: €475k
2023: €545k
2024: €560k
2018 → 2025
Total assets
€557k▼ 7.8%
2024 · €604k
2018: €443k
2019: €518k
2020: €620k
2021: €626k
2022: €582k
2023: €609k
2024: €604k
2018 → 2025
Net result
€76k▼ 1.8%
2024 · €77k
2018: €63k
2019: €77k
2020: €51k
2021: €69k
2022: €90k
2023: €106k
2024: €77k
2018 → 2025
Working capital
€256k▼ 31.8%
2024 · €375k
2018: €95k
2019: €197k
2020: €229k
2021: €315k
2022: €226k
2023: €332k
2024: €375k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€468k-€475k▲ 1.5%€545k▲ 14.7%€560k▲ 2.7%€424k▼ 24.2%
Operating result€97k-€133k▲ 37.2%€156k▲ 16.8%€104k▼ 33.3%€106k▲ 1.9%
Net result€69k-€90k▲ 29.8%€106k▲ 17.7%€77k▼ 27.2%€76k▼ 1.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €557k
Fixed assets
€168k▼ 9.0%
Current assets
€388k▼ 7.3%
Equity and liabilities €557k
Equity
€424k▼ 24.2%
Debt
€133k▲ 201%
The debt ratio rises from 7.3% to 23.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€148k▲
2024 · €143k
Cash flow
€118k▲
2024 · €116k
Solvency
76.1%▼
2024 · 92.7%
Current ratio
2.93▼
2024 · 9.63
Quick ratio
2.93▼
2024 · 9.63
Debt / equity
0.31▲
2024 · 0.08
ROE
17.8%▲
2024 · 13.8%
ROA
13.6%▲
2024 · 12.8%
Interest coverage
182.67▲
2024 · 110.02
Debt
€133k▲
2024 · €44k
Debt ≤ 1 year
€133k▲
2024 · €43k
Income taxes
€31k▼
2024 · €33k
Staff costs
€35k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€604k€557k▼
Fixed assets21/28€185k€168k▼
Tangible fixed assets22/27€185k€168k▼
Land and buildings22€57k€48k▼
Plant, machinery and equipment23€3k€6k▲
Furniture and vehicles24€5k€10k▲
Other tangible fixed assets26€120k€104k▼
Current assets29/58€419k€388k▼
Amounts receivable within one year40/41€69k€69k▼
Trade receivables40€43k€53k▲
Other amounts receivable41€26k€15k▼
Cash at bank and in hand54/58€341k€315k▼
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€604k€557k▼
Equity10/15€560k€424k▼
Contributions10/11€19k€19k=
Reserves13€541k€405k▼
Distributable reserves133€541k€405k▼
Amounts payable17/49€44k€133k▲
Amounts payable within one year42/48€43k€133k▲
Financial debts43€15k€13k▼
Credit institutions430/8€15k€13k▼
Trade debts44€9k€8k▼
Suppliers440/4€9k€8k▼
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€3k-
Remuneration and social security454/9€6k€3k▼
Other amounts payable47/48€11k€108k▲
Accrued charges and deferred income492/3€611€288▼
Income statement
Code20242025
Remuneration, social security and pensions62€40k€35k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€43k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€187k€187k▼
Operating profit (loss)9901€104k€106k▲
Financial income75/76B€7k€2k▼
Recurring financial income75€7k€2k▼
Financial charges65/66B€1k€813▼
Recurring financial charges65€1k€813▼
Profit (loss) for the period before taxes9903€110k€107k▼
Income taxes67/77€33k€31k▼
Profit (loss) for the period9904€77k€76k▼
Profit (loss) for the period to be appropriated9905€77k€76k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€76k▼
Transfer from equity791/2€63k€211k▲
Transfer to equity691/2€77k€76k▼
To other reserves6921€77k€76k▼
Profit to be distributed694/7€63k€211k▲
Return on contributions (dividend)694€63k€211k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2018net €106k ▲17.7%
Operating result €156k, net result €106k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.27
Current ratio from 3.12 to 6.27; short-term debt falls from €107k to €63k.
31-12
Financial
Equity above €500kEq €545k ▲14.7%
6 profitable years in a row build equity to €545k.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 13.67
Current ratio from 3.95 to 13.67; short-term debt falls from €78k to €25k.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €51k ▼32.8%
Net result drops to €51k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roeselarestraat 728980 ZonnebekeGround area
2,715 m²
Building footprint
467 m²
Volume, LiDAR
1,469 m³
Parcel 33037B0568/00R002, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Roeselarestraat 72, 8980 Zonnebeke
since 20012.182.732.701
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33037B0568/00R002 | Flanders | 2,715 m² | 1 · 466 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 398 EUR awarded · 398 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 398 EUR | 398 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,119 companies in sector 86210 we hold annual accounts for 6,336. 5,027 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2001
Fiscal year end31-12
Activities, NACEBEL
85120
86210General medical practice
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.