Declercq Frederik

Active

Private limited companyfounded 20214 yrs activeMarktplein 18, 8620 Nieuwpoort, BelgiumKBO/BCE: BE 0774.380.692

The computed 12-month bankruptcy probability of Declercq Frederik is 3.6% (moderate). The 2025 annual accounts show equity of €18k and a net result of €6k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 13090 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

45 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability74▲+5

Solvency37▲+2

Growth52=

Track record94

Bankruptcy probability, 12 months

3.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.49 against 0.45 in 2024; short-term debt: 88.2% and cash: 13.7% of total assets), and 88.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

11.8%

Return on assets

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

56 d early

2024

77 d early

2023

64 d early

2022

138 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€18k▲ 33.8%

2024 · €14k

2022: €13k 2023: €13k 2024: €14k

2022 → 2025

Total assets

€156k▲ 9.4%

2024 · €143k

2022: €208k 2023: €215k 2024: €143k

2022 → 2025

Net result

€6k▲ 885%

2024 · €642

2022: €8k 2023: €81 2024: €642

2022 → 2025

Working capital

€-70k▲ 0.5%

2024 · €-71k

2022: €-71k 2023: €-66k 2024: €-71k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€13k-€13k▲ 0.6%€14k▲ 4.9%€18k▲ 33.8%

Operating result€17k-€8k▼ 52.1%€8k▼ 5.8%€13k▲ 74.2%

Net result€8k-€81▼ 99.0%€642▲ 688%€6k▲ 885%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 74% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €156k

56.8%

43.2%

Fixed assets €89k▲ 4.0%

Current assets €67k▲ 17.4%

Equity and liabilities €156k

12%

88.2%

Equity €18k▲ 33.8%

Debt €138k▲ 6.8%

The debt ratio falls from 90.4% to 88.2%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€36k▲

2024 · €26k

Cash flow

€29k▲

2024 · €19k

Solvency

11.8%▲

2024 · 9.6%

Current ratio

0.49▲

2024 · 0.45

Quick ratio

0.37▲

2024 · 0.29

Debt / equity

7.48▼

2024 · 9.38

ROE

34.3%▲

2024 · 4.7%

ROA

4.0%▲

2024 · 0.4%

Interest coverage

9.28▲

2024 · 7.91

Debt

€138k▲

2024 · €129k

Debt ≤ 1 year

€138k▲

2024 · €128k

Income taxes

€3k▼

2024 · €4k

Staff costs

€141k▲

2024 · €72k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€143k€156k▲

Formation expenses20€0-

Fixed assets21/28€85k€89k▲

Intangible fixed assets21€13k€11k▼

Tangible fixed assets22/27€72k€77k▲

Plant, machinery and equipment23€16k€10k▼

Furniture and vehicles24€29k€24k▼

Other tangible fixed assets26€27k€43k▲

Current assets29/58€57k€67k▲

Stocks and contracts in progress3€20k€17k▼

Stocks30/36€20k€17k▼

Amounts receivable within one year40/41€17k€17k▼

Trade receivables40€14k€79▼

Other amounts receivable41€3k€17k▲

Current investments50/53-€500

Cash at bank and in hand54/58€13k€21k▲

Deferred charges and accrued income490/1€8k€12k▲

Equity and liabilities

Total equity and liabilities10/49€143k€156k▲

Equity10/15€14k€18k▲

Contributions10/11€5k€5k=

Reserves13-€13k

Distributable reserves133-€13k

Profit (loss) carried forward14€9k€758▼

Amounts payable17/49€129k€138k▲

Amounts payable within one year42/48€128k€138k▲

Trade debts44€104k€86k▼

Suppliers440/4€104k€86k▼

Taxes, remuneration and social security45€14k€41k▲

Taxes450/3€8k€23k▲

Remuneration and social security454/9€6k€19k▲

Other amounts payable47/48€11k€10k▼

Accrued charges and deferred income492/3€847€0▼

Income statement Code20242025

Remuneration, social security and pensions62€72k€141k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€23k▲

Other operating charges640/8€3k€3k▲

Non-recurring operating charges66A-€236

Gross operating margin9900€102k€181k▲

Operating profit (loss)9901€8k€13k▲

Financial income75/76B€27€342▲

Recurring financial income75€27€342▲

Financial charges65/66B€3k€4k▲

Recurring financial charges65€3k€4k▲

Profit (loss) for the period before taxes9903€4k€10k▲

Income taxes67/77€4k€3k▼

Profit (loss) for the period9904€642€6k▲

Profit (loss) for the period to be appropriated9905€642€6k▲

Appropriation of the result

Profit (loss) to be appropriated9906€9k€15k▲

Profit (loss) brought forward from the previous period14P€8k€9k▲

Transfer from equity791/2-€2k

Transfer to equity691/2-€14k

To other reserves6921-€14k

Profit to be distributed694/7-€2k

Return on contributions (dividend)694-€2k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

05-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

15-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

28-05

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €81 ▼99%

Net result drops to €81, the lowest in the series; recovery starts the following year.

15-03

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Nieuwpoort · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Marktplein 188620 Nieuwpoort

Ground area

166 m²

Building footprint

134 m²

Volume, LiDAR

1,046 m³

Parcel 38016B0687/00C000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Declercq Frederik

Marktplein 18, 8620 NieuwpoortFood and beverage service activities

since 20212.321.663.029

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
38016B0687/00C000	Flanders	166 m²	1 · 134 m²	11.6 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Nieuwpoort2.321.663.029

1 permission

Toelating · Eetgelegenheid · since 27-09-2021

Similar companies · same sector, comparable size

La Petite Fringale S.P.

BE 0880.225.114

Jemeppe-sur-Sambre · Eq €18k

"H"Eerlijk

BE 0758.510.603

As · Eq €18k

Of 20,499 companies in sector 56111 we hold annual accounts for 11,450. 8,600 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded21-09-2021

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

56210Event catering

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.