DECLERCK

Active

Private limited companyfounded 1998active for 28 yearsTieltsteenweg 32, 8780 Oostrozebeke, BelgiumKBO/BCE: BE 0464.398.188

Summary

DECLERCK has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €44,635 and a net result of €43,511. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 66% of 275 sector peers (NACE 41, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

DECLERCKActiveChecked score 97/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

≈ €340,000turnover 2026, estimated

Equity: €44,635
Profit: €43,511

Turnover estimated from the gross margin

Financial health

97 Excellent Checked score 2026

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

DECLERCK KurtDirector

2026 accounts 3 days early1 of 2 deeds summarised

Why 97raises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 2.99, cash €28,461Equity €44,635 (67.5% of total assets)Founded in 1998Show the evidence

Checked score

Score 2026

97 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 89% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Strong

Solvency 92+65

equity 67.5% of total assets

Liquidity 86+36

short-term debt 32.5% · cash 43.0%

Profitability 100=

return on assets 65.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,448 companies, NACE 41, micro)

Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%● unchanged vs 07-2025 09-2025: 0.9%▼ -0.1 percentage points vs 08-2025 10-2025: 1.2%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.4%▼ -0.8 percentage points vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.3%▼ -0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.2 percentage points vs 09-2026lowest value

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.99, compared with 1.03 in 2025, above the usual 1.5; short-term debt: 32.5% and cash: 43% of total assets), and 32.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 77% on solvency, 87% on liquidity, 91% on profitability and 99% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.99, cash €28,461

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Equity €44,635 (67.5% of total assets)

NBB · annual accounts

Founded in 1998

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-10-2026, 3 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

3 days early

2025

on the day

2024

31 days early

2023

10 days late

2022

29 days late

2021

4 days early

2020

13 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-03-2027 year end31-10-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-10-2026 Annual accounts filedfinancial year 2026 · micro…
31-03-2026 Liquidity more than doubledcurrent ratio 2.99
31-10-2025 Annual accounts filedfinancial year 2025 · micro…

Key points

Positive: Among the best 16% on net resultsector median €13,576 · 275 companies €43,511 View
One director decidessole director in office 1 View
Active since 1998founded 19-10-1998 28 years View

By topic

Financials

Financial year: 2026
Total assets: €66,164
Profit: €43,511
Solvency: 67.5%

Total assets▲ 16.9%

Net result

20192026

Go to Financials

Board & ownership

Board: 1 member

DECLERCK KurtDirector

Go to Board & ownership

Timeline

Events: 32
Since: 2001
Next accounts: by 31-10-2027

31-03-2025Highest result from 2019 to 2026
31-03-2025Liquidity more than doubled
30-09-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 19-10-1998
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 10

Annual meeting: First Saturday of September at 10:00

Go to Articles of association

Key facts about DECLERCK

What is the company number of DECLERCK?: 0464.398.188. In Belgium the VAT number is the company number with BE in front: BE 0464.398.188.
Where is DECLERCK based?: The registered office is at Tieltsteenweg 32, 8780 Oostrozebeke.Company details
What does DECLERCK do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of DECLERCK?: Private limited company (BV).
When was DECLERCK founded?: On 19-10-1998.
Is DECLERCK still active?: Yes, DECLERCK is an active enterprise in the KBO register.
What is the turnover of DECLERCK?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is DECLERCK profitable?: In financial year 2026, DECLERCK made a profit of €43,511.
Where can I find the annual accounts of DECLERCK?: DECLERCK filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of DECLERCK due?: By 31-10-2027, for financial year 2027.Timeline