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DECLERCK

Active
Private limited companyfounded 1998active for 28 yearsRue Bonry(N) 35, 4121 Neupré, BelgiumKBO/BCE: BE 0463.171.139
Summary

DECLERCK has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €400,391 and a net result of -€46,926. Equity has been shrinking by about 6.5% per year since 2019. Its solvency ranks better than 93% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

Source: KBO
Status
Active since 15-04-1998 Normal situation
Activity
Retail sale of hardware, building materials, paint and glass (general range) NACE 47521and 1 other
Establishment units
2.086.998.253 4121 Neupré, since 03-06-1998
2.345.835.825 4000 Liège, since 02-01-2023
Financial year end
31 March
Peppol
Reachable since 29-12-2025

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts to 31-03-2025
Gross margin
€2,052
Turnover
≈ €21,000
estimated
Loss
€46,926
▼ 55.1%
Equity
€400,391
▼ 10.5%
Total assets
€451,986
▼ 4.5%
  • 2026 accounts not filed, 3 days past the deadline
Score breakdownraises riskLoss of €46,926, the second in a row (financial year 2025)Figures for financial year 2025 (filed on 28-11-2025)Sector: Retail trade (NACE 47)lowers riskEquity €400,391 (88.6% of total assets)Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 46% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 100=
equity 88.6% of total assets
Liquidity 50=
short-term debt 11.4% · cash 0.5%
Profitability 6+6
return on assets -10.4%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.3%▲ +0.2 percentage points vs 09-2025 11-2025: 1.7%▲ +0.4 percentage points vs 10-2025highest value 12-2025: 0.7%▼ -1.0 percentage point vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026lowest value 06-2026: 0.7%● unchanged vs 05-2026lowest value 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 1.1%▲ +0.4 percentage points vs 09-2026 11-2026: 1.3%▲ +0.2 percentage points vs 10-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.06 (5.3 in 2024), above the usual 1.5. Short-term debt is 11.4% and cash 0.5% of total assets. 11.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 50% on liquidity, 15% on profitability and 26% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Loss of €46,926, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 28-11-2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Equity €400,391 (88.6% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€46,926
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-11-2025, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
27 days late
2024
29 days late
2023
30 days late
2022
30 days late
2021
29 days late
2020
58 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 34 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€46,926 View
  • Caution: Lower net result than 95% of companies in retail tradesector median €5,084 · 22,754 companies -€46,926 View
  • Positive: Result rose in 2025from -€104,601 to -€46,926 ▲ 55.1% View

Recent changes

  1. · Gazette deed Purpose · Amendment of the articles · Legal-form change · Resignations & appointments
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as DECLERCK: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €274,000 and €670,000, founded between 1988 and 2000.

CompanyTotal assetsGross margin
DECLERCK Neupré€451,986€2,052
BRICO - LIENNE Lierneux€383,721-€323,997
VAN DEN BROECK FREDDIE Haacht€609,214-€22,772
CERAMIGRES 2000 Fleurus€321,336-€267,381
ERICNCO Beveren-Kruibeke-Zwijndrecht€274,162-€16,593
LIBO Peer€474,957-€33,197
PROVINVEST Huldenberg€669,554€3,719
Full comparison

Key facts about DECLERCK

What is the company number of DECLERCK?
The company number of DECLERCK is 0463.171.139. The VAT number is the same number with BE in front: BE 0463.171.139.
Where is DECLERCK based?
The registered office is at Rue Bonry(N) 35, 4121 Neupré.Company details
What does DECLERCK do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of DECLERCK?
The legal form of DECLERCK is Private limited company (BV).
When was DECLERCK founded?
DECLERCK was founded on 15-04-1998.
Is DECLERCK still active?
Yes, DECLERCK is an active enterprise in the KBO register.
How many employees does DECLERCK have?
DECLERCK had an average of 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of DECLERCK?
The turnover in financial year 2025 is ≈ €21,000. This figure is estimated from the gross margin of €2,052 and 61 comparable companies (NACE 475). It probably lies between €11,000 and €52,000. It is a rough estimate.
Is DECLERCK profitable?
In financial year 2025, DECLERCK made a loss of €46,926.
Where can I find the annual accounts of DECLERCK?
DECLERCK filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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