Financials
- Fiscal year
- 2025
- Total assets
- €153,781
- Profit
- €11,688
- Solvency
- 74.0%
Total assets▲ 0.4%
Net result
20182025
DECLERCK
ActiveSummary
DECLERCK has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,869 and a net result of €11,688. Equity is growing by ~11.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Activity not known1 site
Size
€153,781total assets 2025
- Equity
- €113,869
- Profit
- €11,688
Turnover not published (abridged schema)
Structure
- Parent
- DECLERCK STEVE · 100%
Accounts 14 d early0 of 3 deeds read
Why 94+ Size: total assets €153,781+ Founded in 1986+ Liquidity: current ratio 1.04, cash €31,324+ Equity €113,869 (74.0% of total assets)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 54% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
99-1
equity 74.0% of total assets
Liquidity
69+4
short-term debt 20.8% · cash 20.4%
Profitability
78-1
return on assets 7.6%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 9 months
02-2026: 0.1%
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.1%▲ +6.0% vs 03-2026
05-2026: 0.1%▲ +4.5% vs 04-2026
06-2026: 0.1%▲ +18.3% vs 05-2026
07-2026: 0.1%▲ +10.0% vs 06-2026highest value
08-2026: < 0.1%▼ -62.0% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Size: total assets €153,781 lowers the probability for this profile
- Founded in 1986 lowers the probability for this profile
- Liquidity: current ratio 1.04, cash €31,324 lowers the probability
- Equity €113,869 (74.0% of total assets) lowers the probability
Credit up to €10,000 at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.54 in 2024; short-term debt: 20.8% and cash: 20.4% of total assets), and 26% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 62%, liquidity 65%, profitability 62%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
65 d early
2023
31 d early
2022
34 d early
2021
20 d early
2020
17 d early
2019
120 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 9 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Liquidity doublescurrent ratio 1.54
Key points
By topic
Board & ownership
- Parent
- DECLERCK STEVE · 100%
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 17-07-2026Annual accounts filed
- 27-05-2025Annual accounts filed
- 31-12-2024Liquidity doubles
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 01-12-1986
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.