Equity
€1.5m from €6.8m in 2022
Equity fell by 78% in 3 years.
DECLERC
Lifetime
19 annual accounts with figures on one time axis, 49 filings since 1977peak of €39.4m in 2018
€32.2m▲ 56.9%
lowest -€27,773 in 2024
€112,317▲ €140,090
peak of €6.8m in 2022
€1.5m▲ 8.1%
€9.3m▲ 59.7%
peak of 45 FTE in 2025
45 FTE▲ 27.5%
Board5 names since 2015
5 directors and 4 others
Documentsfilings and deeds
23-07-20268 days before the deadline
2025financial year
Turnover from €20.5m to €32.2mProfit of €112,317, after a lossStaff from 35.3 FTE to 45 FTEDebts from €5.8m to €9.3m
Key points
from the 2025 annual accountsResult
€112,317 €112,317
Back in profit in 2025, after a loss of €27,773 in 2024.
Debts
€9.3m 86% of the balance sheet
Financial debts 4%Suppliers 70%Taxes and wages 4%Other 22%
Of this, €8.5m falls due within a year.
Staff
52 employees on 31-12-2025
In 2025, 25 people joined and 10 left.
Payment terms
79 days to suppliers
DECLERC pays its suppliers 21 days later than in 2024. Customers pay 2 days later.
Filings
49 annual accounts since 1977
The last five annual accounts were filed 0 to 17 days before the end of the period.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 4,684 companies had the same profile as DECLERC has now. Each dot stands for 12 companies, two years later.
97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,684 companies, not a prediction for DECLERC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Managing director
Managing director
Director
Director
Director
- deed of 20-06-2023
- deed of 20-06-2023
- deed of 20-06-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0401392730
Demerger: DECLERC splits off to Green2move
Capital from €99,157.41 to €20,417.41 · Capital from €20,417.41 to €61,500 · “1.Activités spécifiques; 2.Activités de gestion d'un patrimoine mobilier et immobilier propre; 3.Activités de…” (deed in French) · Gazette deed
Demerger proposal: DECLERC splits off to Green2move
holds 168 shares (98.82%) · holds 1 share (0.59%) · holds 1 share (0.59%) · Gazette deed
1 director appointed, 3 reappointments
Reappointments: , (managing director) and · Appointment: (managing director) · General meeting of 25-06-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DECLERC Namur | €32.2m | 0.9% | 13.9% | 45 |
| G. Lambert & Co Namur | €44.8m | 8.1% | 48.9% | 54.5 |
| Scandia Namur – Luxembourg Namur | €40.4m | 0.9% | 26.9% | 46.9 |
| Bullman SA Charleroi | €30.4m | 0.6% | 26.0% | 41.1 |
| Garage Scheerens Bruges | €38.0m | 1.0% | 41.2% | 30.4 |
| A&M BM Halen Halen | €27.2m | 3.1% | 7.2% | 40.2 |
| ETABLISSEMENTS WILLEMS Mons | €30.9m | -1.0% | 24.5% | 62.8 |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as DECLERC: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €8.8m and €16m, founded between 1952 and 1972.
Official details
Source: KBO- Status
- Active since 21-12-1949Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 7 others
- Joint committees
- 112Garages
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment units
- 2.105.393.3145002 Namur, since 01-12-1949
- 2.287.946.2255100 Namur, since 01-04-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Annual accounts 2025
- €10.8m▲ 49.8%
- Employeeson 31-12-2025
- 52▲ 40.5%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on DECLERC
Solvency fell in 2025 from 19.2% to 13.9% because of higher debts to suppliers.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DECLERC
- What is the company number of DECLERC?
- The company number of DECLERC is 0401.392.730. The VAT number is the same number with BE in front: BE 0401.392.730.
- Where is DECLERC based?
- The registered office is at Rue de Gembloux 42-44, 5002 Namur.Company details
- What does DECLERC do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of DECLERC?
- DECLERC is a public limited company (NV).
- When was DECLERC founded?
- DECLERC was founded on 21-12-1949.
- Is DECLERC still active?
- Yes, DECLERC is an active enterprise in the KBO register.
- How many employees does DECLERC have?
- DECLERC had an average of 45 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DECLERC fall under?
- In its 2025 annual accounts, DECLERC states joint committees 112 (Garages) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of DECLERC?
- The turnover of DECLERC was €32.2m in financial year 2025, according to the filed annual accounts.
- Is DECLERC profitable?
- In financial year 2025, DECLERC made a profit of €112,317.
- Where can I find the annual accounts of DECLERC?
- DECLERC filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DECLERC due?
- DECLERC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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