DECKX GUIDO
ActiveSummary
DECKX GUIDO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €-5k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability10▼-60
Solvency94▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.78 against 2.22 in 2024; short-term debt: 30.7% and cash: 8% of total assets), and 30.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.3%
Return on assets
-7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
113 d early
2024
42 d early
2023
58 d early
2022
49 d early
2021
60 d early
2020
23 d early
2019
65 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▼ 9.2%
2024 · €55k
2018: €44klowest in 8 years
2019: €46k▲ +4.2% vs 2018
2020: €49k▲ +6.4% vs 2019
2021: €51k▲ +5.7% vs 2020
2022: €55k▲ +6.9% vs 2021highest in 8 years
2023: €54k▼ -1.6% vs 2022
2024: €55k▲ +1.1% vs 2023
2025: €50k▼ -9.2% vs 2024
2018 → 2025
Total assets
€72k▼ 18.1%
2024 · €87k
2018: €120khighest in 8 years
2019: €110k▼ -8.1% vs 2018
2020: €98k▼ -10.9% vs 2019
2021: €98k● -0.0% vs 2020
2022: €85k▼ -13.6% vs 2021
2023: €83k▼ -2.1% vs 2022
2024: €87k▲ +5.3% vs 2023
2025: €72k▼ -18.1% vs 2024lowest in 8 years
2018 → 2025
Net result
€-5k
2024 · €591
2018: €-6klowest in 8 years
2019: €2k▲ +129% vs 2018
2020: €3k▲ +60.2% vs 2019
2021: €3k▼ -5.1% vs 2020
2022: €4k▲ +27.1% vs 2021highest in 8 years
2023: €-881▼ -125% vs 2022
2024: €591▲ +167% vs 2023
2025: €-5k▼ -948% vs 2024
2018 → 2025
Working capital
€39k▼ 2.2%
2024 · €40k
2018: €24klowest in 8 years
2019: €29k▲ +21.6% vs 2018
2020: €35k▲ +18.2% vs 2019
2021: €44k▲ +25.1% vs 2020
2022: €55k▲ +26.1% vs 2021highest in 8 years
2023: €54k▼ -1.6% vs 2022
2024: €40k▼ -25.7% vs 2023
2025: €39k▼ -2.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€55k▲ 6.9%€54k▼ 1.6%€55k▲ 1.1%€50k▼ 9.2%
2021: €51k
2022: €55k▲ +6.9% vs 2021highest in 5 years
2023: €54k▼ -1.6% vs 2022
2024: €55k▲ +1.1% vs 2023
2025: €50k▼ -9.2% vs 2024lowest in 5 years
Operating result€8k-€7k▼ 6.3%€2k▼ 76.9%€2k▲ 13.2%€-4k
2021: €8khighest in 5 years
2022: €7k▼ -6.3% vs 2021
2023: €2k▼ -76.9% vs 2022
2024: €2k▲ +13.2% vs 2023
2025: €-4k▼ -343% vs 2024lowest in 5 years
Net result€3k-€4k▲ 27.1%€-881€591€-5k
2021: €3k
2022: €4k▲ +27.1% vs 2021highest in 5 years
2023: €-881▼ -125% vs 2022
2024: €591▲ +167% vs 2023
2025: €-5k▼ -948% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€10k ▼ 28.3%
Current assets
€61k ▼ 16.0%
Equity and liabilities €72k
Equity
€50k ▼ 9.2%
Debt
€22k ▼ 32.9%
Debt's share of the balance-sheet total falls from 37.5% to 30.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-373▼
2024 · €4k
Cash flow
€-898▼
2024 · €3k
Current ratio
2.78▲
2024 · 2.22
Quick ratio
0.65▲
2024 · 0.25
Debt to equity
0.44▼
2024 · 0.60
ROE
-10.1%▼
2024 · 1.1%
ROA
-7.0%▼
2024 · 0.7%
Interest coverage
-0.71▼
2024 · 7.83
Debt ≤ 1 year
€22k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€87k€72k▼
Fixed assets21/28€14k€10k▼
Tangible fixed assets22/27€14k€10k▼
Furniture and vehicles24€14k€10k▼
Current assets29/58€73k€61k▼
Stocks and contracts in progress3€65k€47k▼
Stocks30/36€65k€47k▼
Amounts receivable within one year40/41€4k€8k▲
Trade receivables40€3k€8k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€4k€6k▲
Deferred charges and accrued income490/1€428€421▼
Equity and liabilities
Total equity and liabilities10/49€87k€72k▼
Equity10/15€55k€50k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€36k€31k▼
Distributable reserves133€36k€31k▼
Amounts payable17/49€33k€22k▼
Amounts payable within one year42/48€33k€22k▼
Trade debts44€484€571▲
Suppliers440/4€484€571▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€30k€18k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€2k€913▼
Gross operating margin9900€5k€540▼
Operating profit (loss)9901€2k€-4k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€483€525▲
Recurring financial charges65€483€525▲
Profit (loss) for the period before taxes9903€1k€-5k▼
Income taxes67/77€771-
Profit (loss) for the period9904€591€-5k▼
Profit (loss) for the period to be appropriated9905€591€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-5k▲
Profit (loss) brought forward from the previous period14P€-6k-
Transfer from equity791/2€6k€5k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €2k | €4k | ▲ 112% |
| Other operating charges640/8 | €1k | €801 | €844 | €2k | €913 | ▼ 40.1% |
| Non-recurring operating charges66A | €4k | - | - | - | - | - |
| Gross operating margin9900 | €13k | €8k | €2k | €5k | €540 | ▼ 89.8% |
| Operating profit (loss)9901 | €8k | €7k | €2k | €2k | €-4k | ▼ 343% |
| Financial income75/76B | €55 | €9 | €53 | - | €0 | - |
| Recurring financial income75 | €55 | €9 | €53 | - | €0 | - |
| Financial charges65/66B | €930 | €854 | €993 | €483 | €525 | ▲ 8.6% |
| Recurring financial charges65 | €930 | €854 | €993 | €483 | €525 | ▲ 8.6% |
| Profit (loss) for the period before taxes9903 | €7k | €6k | €690 | €1k | €-5k | ▼ 468% |
| Income taxes67/77 | €4k | €3k | €2k | €771 | - | - |
| Profit (loss) for the period9904 | €3k | €4k | €-881 | €591 | €-5k | ▼ 948% |
| Profit (loss) for the period to be appropriated9905 | €3k | €4k | €-881 | €591 | €-5k | ▼ 948% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €98k | €85k | €83k | €87k | €72k | ▼ 18.1% |
| Fixed assets21/28 | €8k | - | - | €14k | €10k | ▼ 28.3% |
| Tangible fixed assets22/27 | - | - | - | €14k | €10k | ▼ 28.3% |
| Furniture and vehicles24 | - | - | - | €14k | €10k | ▼ 28.3% |
| Financial fixed assets28 | €8k | - | - | - | - | - |
| Current assets29/58 | €90k | €85k | €83k | €73k | €61k | ▼ 16.0% |
| Stocks and contracts in progress3 | €81k | €76k | €78k | €65k | €47k | ▼ 27.5% |
| Stocks30/36 | €81k | €76k | €78k | €65k | €47k | ▼ 27.5% |
| Amounts receivable within one year40/41 | €8k | €8k | €4k | €4k | €8k | ▲ 96.1% |
| Trade receivables40 | €8k | €8k | €4k | €3k | €8k | ▲ 214% |
| Other amounts receivable41 | - | - | €470 | €2k | - | - |
| Current investments50/53 | €760 | €570 | - | - | - | - |
| Cash at bank and in hand54/58 | - | - | €361 | €4k | €6k | ▲ 62.7% |
| Deferred charges and accrued income490/1 | - | - | - | €428 | €421 | ▼ 1.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €98k | €85k | €83k | €87k | €72k | ▼ 18.1% |
| Equity10/15 | €51k | €55k | €54k | €55k | €50k | ▼ 9.2% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Outside capital11 | - | - | - | €19k | €19k | = |
| Other1109/19 | - | - | - | €19k | €19k | = |
| Reserves13 | €42k | €42k | €42k | €36k | €31k | ▼ 13.9% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Distributable reserves133 | €40k | €40k | €40k | €36k | €31k | ▼ 13.9% |
| Profit (loss) carried forward14 | €-9k | €-6k | €-6k | - | - | - |
| Amounts payable17/49 | €47k | €30k | €29k | €33k | €22k | ▼ 32.9% |
| Amounts payable within one year42/48 | €47k | €30k | €29k | €33k | €22k | ▼ 32.9% |
| Trade debts44 | €454 | €411 | €467 | €484 | €571 | ▲ 17.9% |
| Suppliers440/4 | €454 | €411 | €467 | €484 | €571 | ▲ 17.9% |
| Taxes, remuneration and social security45 | €3k | €3k | €4k | €2k | €3k | ▲ 63.4% |
| Taxes450/3 | €3k | €3k | €4k | €2k | €3k | ▲ 63.4% |
| Other amounts payable47/48 | €43k | €26k | €24k | €30k | €18k | ▼ 40.6% |
| Accrued charges and deferred income492/3 | €134 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €4k | €-881 | €591 | €-5k | ▼ 948% |
| + Depreciation and write-downs630 | - | - | - | €2k | €4k | ▲ 112% |
| Operating cash flow (approximation) | €3k | €4k | €-881 | €3k | €-898 | ▼ 135% |
| Investment in fixed assets (approximation) | - | - | - | - | €0 | - |
| Change in cash | - | - | - | €3k | €2k | ▼ 30.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €591
Net result €591 after one loss-making year.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €4k ▲27.1%
Net result €4k, the highest in the series.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 1991
Ground area
1,758 m²
Building footprint
1,096 m²
Volume, LiDAR
5,051 m³
Parcel 34452B0693/00P003, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SNUFFEL & CO / ROCK ANGEL / Angel Design
since 19912.051.117.458
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0693/00P003 | Flanders | 1,758 m² | 1 · 1,096 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,393 companies in sector 47784 we hold annual accounts for 428. 343 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-01-1991
Fiscal year end31-12
Activities, NACEBEL 2025
47784Retail sale of souvenirs and religious articles
46412Wholesale of household textiles and bedding
46491Wholesale trade
47512Retail sale of household textiles and bedding
47621Retail sale of newspapers and periodicals
Scores and ratios are computed by Checked and are not a credit decision.