Deckers Frédérique
ActiveDeckers Frédérique has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €30k. Its solvency ranks better than 59% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+13
Solvency97▲+44
Growth78
Track record82
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.71 against 1.39 in 2024; short-term debt: 27% and cash: 80.7% of total assets), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.7%
Return on assets
58.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 432%
2024 · €7k
2024: €7k
2024 → 2025
Total assets
€52k▲ 107%
2024 · €25k
2024: €25k
2024 → 2025
Net result
€30k▲ 503%
2024 · €5k
2024: €5k
2024 → 2025
Working capital
€38k▲ 441%
2024 · €7k
2024: €7k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€7k-€37k▲ 432%
Operating result€8k-€42k▲ 448%
Net result€5k-€30k▲ 503%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 448% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €52k
Equity
€37k▲ 432%
Debt
€15k▼ 18.7%
The debt ratio falls from 72.0% to 28.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
71.7%▲
2024 · 28.0%
Current ratio
3.71▲
2024 · 1.39
Quick ratio
3.71▲
2024 · 1.39
Debt / equity
0.39▼
2024 · 2.58
ROE
81.2%▲
2024 · 71.5%
ROA
58.2%▲
2024 · 20.0%
Debt
€15k▼
2024 · €18k
Debt ≤ 1 year
€14k▼
2024 · €18k
Income taxes
€12k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€52k▲
Current assets29/58€25k€52k▲
Amounts receivable after more than one year29€1k-
Other amounts receivable291€1k-
Amounts receivable within one year40/41-€9k
Trade receivables40-€7k
Other amounts receivable41-€3k
Cash at bank and in hand54/58€23k€42k▲
Deferred charges and accrued income490/1€831€855▲
Equity and liabilities
Total equity and liabilities10/49€25k€52k▲
Equity10/15€7k€37k▲
Contributions10/11€2k€2k=
Reserves13€5k€35k▲
Distributable reserves133€5k€35k▲
Amounts payable17/49€18k€15k▼
Amounts payable within one year42/48€18k€14k▼
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€13k€13k▼
Taxes450/3€7k€13k▲
Remuneration and social security454/9€7k-
Accrued charges and deferred income492/3-€675
Income statement
Code20242025
Other operating charges640/8€1k€859▼
Gross operating margin9900€9k€43k▲
Operating profit (loss)9901€8k€42k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€69€192▲
Recurring financial charges65€69€192▲
Profit (loss) for the period before taxes9903€8k€42k▲
Income taxes67/77€3k€12k▲
Profit (loss) for the period9904€5k€30k▲
Profit (loss) for the period to be appropriated9905€5k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€30k▲
Transfer to equity691/2€5k€30k▲
To other reserves6921€5k€30k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 3.71
Current ratio from 1.39 to 3.71; short-term debt falls from €18k to €14k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pluvierstraat 392050 AntwerpenGround area
176 m²
Building footprint
79 m²
Volume, LiDAR
595 m³
Parcel 11813N0779/00B004, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Deckers Frédérique
since 20242.368.147.508
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0779/00B004 | Flanders | 175 m² | 1 · 79 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,062 EUR awarded · 1,062 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,062 EUR | 1,062 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,689 companies in sector 86951 we hold annual accounts for 2,142. 1,943 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2024
Fiscal year end31-12
Activities, NACEBEL
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.