DECISIVE
ActiveSummary
DECISIVE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €253,279 and a net result of €37,057. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 42% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+1
Solvency75▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 16.63 against 9.89 in 2024; short-term debt: 4.2% and cash: 42% of total assets), and 49.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.2%
Return on assets
7.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
23 d late
2022
23 d late
2021
2 d early
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€253,279▲ 12.0%
2024 · €226,222
Total assets
€504,972▲ 3.0%
2024 · €490,147
Net result
€37,057▲ 16.8%
2024 · €31,714
Working capital
€329,325▲ 11.3%
2024 · €295,891
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€24,695▲ 220%€18,711▼ 24.2%€11,307▼ 39.6%€50,098▲ 343%€53,114▲ 6.0%
Net result€15,102▲ 300%€12,127▼ 19.7%€5,361▼ 55.8%€31,714▲ 492%€37,057▲ 16.8%
Equity€177,019▲ 9.3%€189,147▲ 6.9%€194,508▲ 2.8%€226,222▲ 16.3%€253,279▲ 12.0%
Total assets€197,035▲ 10.9%€215,295▲ 9.3%€471,168▲ 119%€490,147▲ 4.0%€504,972▲ 3.0%
Debt€20,016▲ 26.8%€26,148▲ 30.6%€276,661▲ 958%€263,925▼ 4.6%€251,693▼ 4.6%
Working capital€168,134▲ 7.7%€181,500▲ 7.9%€270,422▲ 49.0%€295,891▲ 9.4%€329,325▲ 11.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €504,972
Fixed assets
€154,579 ▼ 4.0%
Current assets
€350,393 ▲ 6.4%
Equity and liabilities €504,972
Equity
€253,279 ▲ 12.0%
Debt
€251,693 ▼ 4.6%
Debt's share of the balance-sheet total falls from 53.8% to 49.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59,491▲
2024 · €57,353
Cash flow
€43,434▲
2024 · €38,969
Current ratio
16.63▲
2024 · 9.89
Debt to equity
0.99▼
2024 · 1.17
ROE
14.6%▲
2024 · 14.0%
ROA
7.3%▲
2024 · 6.5%
Interest coverage
14.54▲
2024 · 8.92
Debt ≤ 1 year
€21,068▼
2024 · €33,300
Debt > 1 year
€230,625=
2024 · €230,625
Income taxes
€13,556▲
2024 · €12,858
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3,058 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €928 | €1,887 | €7,051 | €7,255 | €6,377 | ▼ 12.1% |
| Other operating charges640/8 | €17,892 | €15,887 | €21,902 | €1,902 | €2,428 | ▲ 27.6% |
| Gross operating margin9900 | €43,515 | €36,485 | €40,260 | €59,256 | €61,919 | ▲ 4.5% |
| Operating profit (loss)9901 | €24,695 | €18,711 | €11,307 | €50,098 | €53,114 | ▲ 6.0% |
| Financial income75/76B | €0 | €1 | €379 | €900 | €1,590 | ▲ 76.6% |
| Recurring financial income75 | €0 | €1 | €379 | €900 | €1,590 | ▲ 76.6% |
| Financial charges65/66B | €100 | €100 | €5,520 | €6,427 | €4,092 | ▼ 36.3% |
| Recurring financial charges65 | €100 | €100 | €5,520 | €6,427 | €4,092 | ▼ 36.3% |
| Profit (loss) for the period before taxes9903 | €24,595 | €18,612 | €6,166 | €44,572 | €50,613 | ▲ 13.6% |
| Income taxes67/77 | €9,493 | €6,485 | €805 | €12,858 | €13,556 | ▲ 5.4% |
| Profit (loss) for the period9904 | €15,102 | €12,127 | €5,361 | €31,714 | €37,057 | ▲ 16.8% |
| Profit (loss) for the period to be appropriated9905 | €15,102 | €12,127 | €5,361 | €31,714 | €37,057 | ▲ 16.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €197,035 | €215,295 | €471,168 | €490,147 | €504,972 | ▲ 3.0% |
| Formation expenses20 | - | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €8,886 | €7,646 | €168,211 | €160,956 | €154,579 | ▼ 4.0% |
| Intangible fixed assets21 | - | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €8,886 | €7,646 | €168,211 | €160,956 | €154,579 | ▼ 4.0% |
| Land and buildings22 | - | - | €161,552 | €156,503 | €151,455 | ▼ 3.2% |
| Plant, machinery and equipment23 | €6,320 | €5,384 | €4,538 | €3,693 | €2,847 | ▼ 22.9% |
| Furniture and vehicles24 | €2,566 | €2,262 | €2,121 | €760 | €277 | ▼ 63.5% |
| Current assets29/58 | €188,150 | €207,648 | €302,957 | €329,191 | €350,393 | ▲ 6.4% |
| Amounts receivable within one year40/41 | €12,705 | €13,765 | €149,967 | €160,405 | €135,744 | ▼ 15.4% |
| Trade receivables40 | €12,705 | €13,765 | €14,578 | €30,087 | €15,401 | ▼ 48.8% |
| Other amounts receivable41 | - | - | €135,389 | €130,317 | €120,343 | ▼ 7.7% |
| Current investments50/53 | - | - | €80,000 | - | - | - |
| Cash at bank and in hand54/58 | €173,391 | €191,782 | €70,721 | €166,626 | €211,871 | ▲ 27.2% |
| Deferred charges and accrued income490/1 | €2,054 | €2,101 | €2,270 | €2,161 | €2,779 | ▲ 28.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €197,035 | €215,295 | €471,168 | €490,147 | €504,972 | ▲ 3.0% |
| Equity10/15 | €177,019 | €189,147 | €194,508 | €226,222 | €253,279 | ▲ 12.0% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €164,619 | €176,747 | €181,747 | €211,747 | €240,879 | ▲ 13.8% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €162,759 | €174,887 | €179,887 | €209,887 | €239,019 | ▲ 13.9% |
| Profit (loss) carried forward14 | - | - | €361 | €2,075 | - | - |
| Amounts payable17/49 | €20,016 | €26,148 | €276,661 | €263,925 | €251,693 | ▼ 4.6% |
| Amounts payable after more than one year17 | - | - | €244,125 | €230,625 | €230,625 | = |
| Financial debts170/4 | - | - | €244,125 | €230,625 | €230,625 | = |
| Amounts payable within one year42/48 | €20,016 | €26,148 | €32,536 | €33,300 | €21,068 | ▼ 36.7% |
| Current portion of amounts payable after more than one year42 | - | - | €13,500 | €13,500 | - | - |
| Trade debts44 | €549 | €982 | €3,482 | €2,915 | €1,158 | ▼ 60.3% |
| Suppliers440/4 | €549 | €982 | €3,482 | €2,915 | €1,158 | ▼ 60.3% |
| Taxes, remuneration and social security45 | €19,467 | €24,255 | €14,659 | €16,439 | €19,513 | ▲ 18.7% |
| Taxes450/3 | €17,473 | €21,574 | €12,551 | €16,439 | €19,496 | ▲ 18.6% |
| Remuneration and social security454/9 | €1,993 | €2,681 | €2,108 | - | €17 | - |
| Other amounts payable47/48 | - | €911 | €895 | €446 | €397 | ▼ 11.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,102 | €12,127 | €5,361 | €31,714 | €37,057 | ▲ 16.8% |
| + Depreciation and write-downs630 | €928 | €1,887 | €7,051 | €7,255 | €6,377 | ▼ 12.1% |
| Operating cash flow (approximation) | €16,030 | €14,015 | €12,412 | €38,969 | €43,434 | ▲ 11.5% |
| Investment in fixed assets (approximation) | - | -€648 | -€167,616 | €0 | €0 | - |
| Change in cash | - | €18,392 | -€121,062 | €95,905 | €45,245 | ▼ 52.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €37,057 ▲16.8%
Operating result €53,114, net result €37,057, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Equity above €200,000Eq €226,222 ▲16.3%
7 profitable years in a row build equity to €226,222.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €3,778 ▼17.1%
Net result drops to €3,778, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2011
Ground area
2,148 m²
Building footprint
197 m²
Parcel 71058A0186/00E003, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Velmerlaan 185, 3806 Sint-Truiden
since 20112.198.679.994
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71058A0186/00E003 | Flanders | 2,148 m² | 1 · 197 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,394. 14,165 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-03-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
Scores and ratios are computed by Checked and are not a credit decision.