Turnover
≈ €270,000 estimated
The micro format states no turnover.
DECISION LAB
Lifetime
5 annual accounts with figures on one time axispeak €106,290 (2025)
€106,290▲ 154%
lowest -€7,342 (2022)
€36,248▲ 68.9%
peak €57,953 (2025)
€57,953▲ 167%
€18,257▼ 58.3%
Board1 name since 2021
1 directorQUOIDBACH Jordi François Robert
Documentsfilings and deeds
21-07-202610 days before the deadline
2025micro format
Gross margin from €41,884 to €106,290Result from €21,466 to €36,248Equity from €21,705 to €57,953Debts from €43,735 to €18,257Cash from €28,638 to €57,865
Key points
from the 2025 annual accountsChecked score
99
Excellent
Financially stronger than 89% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.2%▲ +0.1 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: 0.1%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.85, cash €57,865
Sector: Education (NACE 85)
Equity €57,953 (76.0% of total assets)
Size: total assets €76,210
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 88% of them on solvency, 83% on liquidity, 90% on profitability and 95% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as DECISION LAB has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DECISION LAB itself is lower: < 0.1% within 12 months. It rests on far more data about DECISION LAB than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for DECISION LAB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.85 (1.35 in 2024), above the usual 1.5. Short-term debt is 24% and cash 75.9% of total assets. 24% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
6 signals, none raises the risk
Six signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €57,953
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
10 days early
2024
12 days early
2023
18 days early
2022
28 days late
2021
22 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 2 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 July (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0769530296
Incorporation
Founder: QUOIDBACH Jordi François Robert · 100 shares · Appointment: QUOIDBACH Jordi François Robert (director) · published on 14-06-2021 · Gazette deed
First establishment
Rue Molinvaux 232, Liège
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DECISION LAB Liège | €76,210 | €106,290 | 76.0% | - |
| DENAIR SERVICES Namur | €68,220 | €30,653 | 65.3% | - |
| JDB AIR Woluwe-Saint-Lambert | €181,247 | €138,064 | 72.6% | - |
| DEMENCIEL Soignies | €58,112 | €19,800 | 58.5% | - |
| Centre de qualification professionnelle - Centrum voor beroepskwalificatie Saint-Josse-ten-Noode | €151,369 | €322,053 | 25.2% | - |
| PI AIR SERVICES Berloz | €221,834 | €64,381 | 6.6% | - |
| BEST IN SKY Gembloux | €525,715 | €87,680 | 38.3% | 0 |
These companies have their main activity in the same NACE class as DECISION LAB: education (NACE 8532). With exactly the same main activity (NACE 85321), too few companies are of comparable size. They are comparable in size and age: total assets between €58,100 and €526,000, founded between 2009 and 2022.
Official details
Source: KBO- Status
- Active since 10-06-2021Normal situation
- Activity
- EducationNACE 85321and 3 others
- Establishment unit
- 2.368.237.8754000 Liège, since 10-06-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 22-06-2026
Annual accounts 2025
- €76,210▲ 16.5%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 21-07-2026, 10 days before the end of the filing period
Insights on DECISION LAB
DECISION LAB files the micro format. That format states no turnover. The gross margin rose from €16,342 in 2021 to €106,290 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DECISION LAB
- What is the company number of DECISION LAB?
- The company number of DECISION LAB is 0769.530.296. The VAT number is the same number with BE in front: BE 0769.530.296.
- Where is DECISION LAB based?
- The registered office is at Rue Molinvaux 232, 4000 Liège.Company details
- What does DECISION LAB do?
- According to the KBO register, the main activity is education (NACE 85321).
- What is the legal form of DECISION LAB?
- DECISION LAB is a private limited company (BV).
- When was DECISION LAB founded?
- DECISION LAB was founded on 10-06-2021.
- Is DECISION LAB still active?
- Yes, DECISION LAB is an active enterprise in the KBO register.
- How many employees does DECISION LAB have?
- DECISION LAB had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of DECISION LAB?
- The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €106,290 and 2,203 comparable companies of the same size. It probably lies between €180,000 and €410,000. It is a rough estimate.
- Is DECISION LAB profitable?
- In financial year 2025, DECISION LAB made a profit of €36,248.
- Where can I find the annual accounts of DECISION LAB?
- DECISION LAB filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DECISION LAB due?
- DECISION LAB must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.