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Decime

Active
Private limited companyfounded 200818 yrs activeHoogland 142, 3118 Rotselaar, BelgiumKBO/BCE: BE 0895.377.207
Summary

Decime has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €253,370 and a net result of €73,569. Equity remains stable across the filed fiscal years (±0.7% per year). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability95▲+4
Solvency97▲+15
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 3.35 against 1.53 in 2024; short-term debt: 9.8% and cash: 12.6% of total assets), and 28.3% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
71.7%
Return on assets
20.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €253,370
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
1 d early
2023
58 d late
2022
17 d early
2021
30 d late
2020
30 d late
2019
46 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 20 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 January 2008, Decime was incorporated.1 Total assets went from EUR 544,010 in 2018 to EUR 353,335 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€253,370▲ 30.7%
2024 · €193,891
Total assets
€353,335▲ 4.8%
2024 · €337,281
Net result
€73,569▲ 21.7%
2024 · €60,448
Working capital
€81,727▲ 150%
2024 · €32,711
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€1,541▼ 95.9%€11,916▲ 673%€62,103▲ 421%€93,697▲ 50.9%€113,746▲ 21.4%
Net result-€4,064€3,887€41,748▲ 974%€60,448▲ 44.8%€73,569▲ 21.7%
Equity€145,027▼ 2.7%€148,113▲ 2.1%€135,109▼ 8.8%€193,891▲ 43.5%€253,370▲ 30.7%
Total assets€381,148▼ 17.7%€348,583▼ 8.5%€333,459▼ 4.3%€337,281▲ 1.1%€353,335▲ 4.8%
Debt€236,121▼ 24.8%€200,470▼ 15.1%€198,350▼ 1.1%€143,390▼ 27.7%€99,965▼ 30.3%
Working capital€16,581▼ 22.2%€19,546▲ 17.9%-€6,359€32,711€81,727▲ 150%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: €1,541€1,541Net result 2021: -€4,064-€4,064Operating result 2022: €11,916€11,916Net result 2022: €3,887€3,887Operating result 2023: €62,103€62,103Net result 2023: €41,748€41,748Operating result 2024: €93,697€93,697Net result 2024: €60,448€60,448Operating result 2025: €113,746€113,746Net result 2025: €73,569€73,56920212022202320242025€0€50,000€100,000Operating result 2023: €62,103€62,100Net result 2023: €41,748€41,700Operating result 2024: €93,697€93,700Net result 2024: €60,448€60,400Operating result 2025: €113,746€114,000Net result 2025: €73,569€73,600202320242025
The operating result has risen four years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €353,335
Fixed assets €236,830 ▼ 2.7%
Current assets €116,505 ▲ 24.0%
Equity and liabilities €353,335
Equity €253,370 ▲ 30.7%
Debt €99,965 ▼ 30.3%
Debt's share of the balance-sheet total falls from 42.5% to 28.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€134,649▲
2024 · €114,121
Cash flow
€94,472▲
2024 · €80,873
Current ratio
3.35▲
2024 · 1.53
Debt to equity
0.39▼
2024 · 0.74
ROE
29.0%▼
2024 · 31.2%
ROA
20.8%▲
2024 · 17.9%
Interest coverage
42.53▲
2024 · 38.65
Debt ≤ 1 year
€34,778▼
2024 · €61,230
Debt > 1 year
€65,186▼
2024 · €82,160
Income taxes
€37,011▲
2024 · €30,323
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
3.8% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€337,281€353,335▲
Fixed assets21/28€243,341€236,830▼
Tangible fixed assets22/27€243,341€236,830▼
Land and buildings22€219,697€216,667▼
Plant, machinery and equipment23€4,776€12,511▲
Furniture and vehicles24€15,924€1,628▼
Other tangible fixed assets26€2,944€6,024▲
Current assets29/58€93,941€116,505▲
Amounts receivable within one year40/41€77,916€71,477▼
Trade receivables40€77,916€71,477▼
Cash at bank and in hand54/58€15,550€44,553▲
Deferred charges and accrued income490/1€475€475=
Equity and liabilities
Total equity and liabilities10/49€337,281€353,335▲
Equity10/15€193,891€253,370▲
Contributions10/11€18,600€18,600=
Reserves13€175,291€234,770▲
Tax-exempt reserves132€8,912€8,912=
Distributable reserves133€166,380€225,859▲
Amounts payable17/49€143,390€99,965▼
Amounts payable after more than one year17€82,160€65,186▼
Financial debts170/4€82,160€65,186▼
Amounts payable within one year42/48€61,230€34,778▼
Current portion of amounts payable after more than one year42€30,884€17,294▼
Trade debts44€1,929€464▼
Suppliers440/4€1,929€464▼
Taxes, remuneration and social security45€5,823€2,763▼
Taxes450/3€5,823€2,763▼
Other amounts payable47/48€22,594€14,257▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,425€20,903▲
Other operating charges640/8€2,055€1,719▼
Gross operating margin9900€116,177€136,368▲
Operating profit (loss)9901€93,697€113,746▲
Financial income75/76B€28-
Recurring financial income75€28-
Financial charges65/66B€2,953€3,166▲
Recurring financial charges65€2,953€3,166▲
Profit (loss) for the period before taxes9903€90,772€110,580▲
Income taxes67/77€30,323€37,011▲
Profit (loss) for the period9904€60,448€73,569▲
Profit (loss) for the period to be appropriated9905€60,448€73,569▲
Appropriation of the result
Profit (loss) to be appropriated9906€60,448€73,569▲
Transfer from equity791/2-€14,090
Transfer to equity691/2€58,782€73,569▲
To other reserves6921€58,782€73,569▲
Profit to be distributed694/7€1,666€14,090▲
Return on contributions (dividend)694€1,666€14,090▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€10,977---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32,468€31,165€21,189€20,425€20,903▲ 2.3%
Other operating charges640/8€4,262€3,475€2,753€2,055€1,719▼ 16.4%
Gross operating margin9900€38,270€46,556€86,045€116,177€136,368▲ 17.4%
Operating profit (loss)9901€1,541€11,916€62,103€93,697€113,746▲ 21.4%
Financial income75/76B€34€0€4€28--
Recurring financial income75€34€0€4€28--
Financial charges65/66B€4,593€4,792€3,340€2,953€3,166▲ 7.2%
Recurring financial charges65€4,593€4,792€3,340€2,953€3,166▲ 7.2%
Profit (loss) for the period before taxes9903-€3,018€7,124€58,768€90,772€110,580▲ 21.8%
Income taxes67/77€1,046€3,238€17,019€30,323€37,011▲ 22.1%
Profit (loss) for the period9904-€4,064€3,887€41,748€60,448€73,569▲ 21.7%
Profit (loss) for the period to be appropriated9905-€4,064€3,887€41,748€60,448€73,569▲ 21.7%
Line20212022202320242025Change
Assets
Total assets20/58€381,148€348,583€333,459€337,281€353,335▲ 4.8%
Fixed assets21/28€305,773€274,608€256,669€243,341€236,830▼ 2.7%
Intangible fixed assets21€9,817-----
Tangible fixed assets22/27€293,695€272,347€254,408€243,341€236,830▼ 2.7%
Land and buildings22€228,788€225,758€222,727€219,697€216,667▼ 1.4%
Plant, machinery and equipment23€4,035€2,232€1,174€4,776€12,511▲ 162%
Furniture and vehicles24€60,873€44,357€30,507€15,924€1,628▼ 89.8%
Other tangible fixed assets26---€2,944€6,024▲ 105%
Financial fixed assets28€2,261€2,261€2,261---
Current assets29/58€75,375€73,975€76,790€93,941€116,505▲ 24.0%
Amounts receivable within one year40/41€74,078€73,666€76,299€77,916€71,477▼ 8.3%
Trade receivables40€74,078€73,666€76,299€77,916€71,477▼ 8.3%
Cash at bank and in hand54/58€1,297€309€492€15,550€44,553▲ 187%
Deferred charges and accrued income490/1---€475€475=
Equity and liabilities
Total equity and liabilities10/49€381,148€348,583€333,459€337,281€353,335▲ 4.8%
Equity10/15€145,027€148,113€135,109€193,891€253,370▲ 30.7%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€126,427€129,513€116,509€175,291€234,770▲ 33.9%
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Tax-exempt reserves132€8,912€8,912€8,912€8,912€8,912=
Distributable reserves133€115,655€118,742€107,598€166,380€225,859▲ 35.7%
Amounts payable17/49€236,121€200,470€198,350€143,390€99,965▼ 30.3%
Amounts payable after more than one year17€176,027€144,741€113,044€82,160€65,186▼ 20.7%
Financial debts170/4€176,027€144,741€113,044€82,160€65,186▼ 20.7%
Amounts payable within one year42/48€58,794€54,429€83,149€61,230€34,778▼ 43.2%
Current portion of amounts payable after more than one year42€30,887€31,288€31,697€30,884€17,294▼ 44.0%
Financial debts43€15,795€3,617€12,705---
Credit institutions430/8€15,795€3,617€12,705---
Trade debts44€1,788€1,383€1,280€1,929€464▼ 75.9%
Suppliers440/4€1,788€1,383€1,280€1,929€464▼ 75.9%
Taxes, remuneration and social security45€8,932€4,510€15,757€5,823€2,763▼ 52.6%
Taxes450/3€5,221€4,510€15,757€5,823€2,763▼ 52.6%
Remuneration and social security454/9€3,711-----
Other amounts payable47/48€1,392€13,631€21,710€22,594€14,257▼ 36.9%
Accrued charges and deferred income492/3€1,300€1,300€2,157---
Line20212022202320242025Change
Profit (loss) for the period9904-€4,064€3,887€41,748€60,448€73,569▲ 21.7%
+ Depreciation and write-downs630€32,468€31,165€21,189€20,425€20,903▲ 2.3%
Operating cash flow (approximation)€28,403€35,052€62,937€80,873€94,472▲ 16.8%
Investment in fixed assets (approximation)-€0-€3,250-€7,096-€14,392▼ 103%
Change in cash--€987€182€15,059€29,002▲ 92.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity doublescurrent ratio 3.35
Current ratio from 1.53 to 3.35; short-term debt falls from €61,230 to €34,778.
31-12
Financial Equity above €200,000Eq €253,370 ▲30.7%
4 profitable years in a row build equity to €253,370.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €150,000Eq €193,891 ▲43.5%
3 profitable years in a row build equity to €193,891.
27-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
14-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €3,887
Net result €3,887 after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Back to profitnet €25,539
Net result €25,539 after one loss-making year.
15-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
Show earlier events
2019
31-12
Financial Weakest financial yearnet -€6,317
Net result drops to -€6,317, the lowest in the series; recovery starts the following year.
20-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 51 days late
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 3 establishment units since 2008
seat establishment All 3 establishment units on the map
Ground area
2,805 m²
Building footprint
681 m²
Volume, LiDAR
3,104 m³
3 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
DECIME
Hoogland 142, 3118 RotselaarInsurance agents and brokers
since 20082.168.646.222
DECIME
Tremelosesteenweg 124, 3130 BegijnendijkInsurance agents and brokers
since 20082.168.646.420
DECIME
Betekomsestraat 13, 3128 TremeloInsurance agents and brokers
since 20082.168.646.816
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24121D0263/00L000 Flanders 1,271 m² 1 · 193 m² 8.1 m · 2 fl.
24010C0091/00L000 Flanders 967 m² 1 · 110 m² 5.5 m · 1 fl.
24006C0387/00G000 Flanders 567 m² 1 · 377 m² 9.1 m · 1 fl.
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 51 EUR awarded · 51 EUR paid
Year Entries awardedpaid
2025 1 51 EUR51 EUR
Schemes
1 entry · 51 EUR · 51 EUR paid · Fonds voor Innoveren en Ondernemen

Identification & contact

Identification
Legal formPrivate limited company
Founded16-01-2008
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0895377207
Registered 29-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.