Equity
€18,356 from €50,271 in 2023
Equity fell by 63% in 2 years.
decilo
Overview
Lifetime
6 annual accounts with figures on one time axispeak €94,743 (2023)
€79,369▼ 8.7%
lowest -€27,046 (2024)
-€4,138▲ €22,908
peak €50,271 (2023)
€18,356▼ 0.6%
€201,454▼ 15.8%
peak 1.9 FTE (2024)
-not published
Board2 names since 2021
2 directorsJonckheere Quentin and 1 other
Documentsfilings and deeds
13-10-202674 days late
2025financial year
Loss of €4,138Debts from €239,370 to €201,454Cash from €31,661 to €4,189
Key points
from the 2025 annual accountsLosses
-€31,184 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Turnover
≈ €220,000 estimated
The accounts state no turnover.
Debts
€201,454 92% of the balance sheet
Financial debts 15%Suppliers 18%Taxes and wages 9%Other 58%
Of this, €170,477 falls due within a year.
Filings
6 annual accounts 74 days
Latest accounts filed late: after the legal deadline.
Position in the sector
€18,356
Less equity than 90% of companies in other manufacturing. Sector median €1.2m · 143 companies.
Checked score
51
Fair
Financially stronger than 28% of micro companies in other manufacturing (NACE 32)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 1,140 companies (NACE 32, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.4%
01-2025: 2.4%● unchanged vs 12-2024
02-2025: 2.4%● unchanged vs 01-2025
03-2025: 2.4%● unchanged vs 02-2025
04-2025: 2.4%● unchanged vs 03-2025
05-2025: 2.3%▼ -0.1 percentage points vs 04-2025
06-2025: 2.3%● unchanged vs 05-2025lowest value
07-2025: 2.4%▲ +0.1 percentage points vs 06-2025
08-2025: 2.9%▲ +0.5 percentage points vs 07-2025
09-2025: 3.3%▲ +0.4 percentage points vs 08-2025
10-2025: 3.5%▲ +0.2 percentage points vs 09-2025
11-2025: 3.4%▼ -0.1 percentage points vs 10-2025
12-2025: 3.4%● unchanged vs 11-2025
01-2026: 3.4%● unchanged vs 12-2025
02-2026: 3.4%● unchanged vs 01-2026
03-2026: 3.3%▼ -0.1 percentage points vs 02-2026
04-2026: 3.4%▲ +0.1 percentage points vs 03-2026
05-2026: 3.3%▼ -0.1 percentage points vs 04-2026
06-2026: 3.1%▼ -0.2 percentage points vs 05-2026
07-2026: 3.1%● unchanged vs 06-2026
08-2026: 3.7%▲ +0.6 percentage points vs 07-2026
09-2026: 4.2%▲ +0.5 percentage points vs 08-2026highest value
10-2026: 2.5%▼ -1.7 percentage points vs 09-2026
11-2026: 2.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 74 days late; 3 of the last 3 accounts late
Liquidity: current ratio 0.67, cash €4,189, halved
lowers risk
Sector: Other manufacturing (NACE 32)
Size: total assets €219,810
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 32, micro). It does better than 22% of them on solvency, 10% on liquidity, 40% on profitability and 38% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 849 companies had the same profile as decilo has now. Each dot stands for 3 companies, two years later.
91.9%
were still trading
3.3%
stopped another way
4.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of decilo itself: 2.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 849 companies, not a prediction for decilo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.67 (0.83 in 2024), below 1. Short-term debt is 77.6% and cash 1.9% of total assets. 91.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€4,138
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 144 sector peers (2025).
NBB · sector comparisonPosition among 144 sector peers
Solvency
better than 13%
← weakest
strongest →
raises risk · 2025 accounts filed 74 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
74 days late
2024
67 days late
2023
89 days late
2022
92 days late
2021
61 days late
2020
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 69 days after the deadline. In the sector (NACE 32), the median for financial year 2024 was 2 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0729883527
New establishment in Drogenbos
Steenweg op Ruisbroek 290
Registered office moved from Brussels to Uccle
New registered office: rue Edith Cavell 171 à 1180 Uccle · Previous registered office: rue du Rempart des Moines 19, 1000 Bruxelles · Appointment: Jonckheere Quentin (director) · General meeting of 01-06-2022 · Gazette deed
Incorporation
published on 10-07-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| decilo Uccle | €219,810 | €79,369 | 8.4% | - |
| DE JAEGER DECO Deinze | €273,313 | €69,293 | 75.1% | - |
| G & A CONCEPT Anderlecht | €149,147 | €31,567 | 10.6% | - |
| Accessoires Leduc Brussels | €186,659 | €162,247 | 36.1% | - |
| LA FLAMME BELGE Donceel | €373,097 | €123,427 | 37.4% | - |
| LANGKÂ Libin | €238,462 | €37,103 | 44.2% | - |
| MIO GALLERY Antwerp | €121,489 | €81,473 | 81.0% | - |
These companies have the same main activity as decilo: other manufacturing not elsewhere classified (NACE 32990). They are comparable in size and age: total assets between €121,000 and €373,000, founded between 2015 and 2021.
Official details
Source: KBO- Status
- Active since 08-07-2019Normal situation
- Activity
- Other manufacturing not elsewhere classifiedNACE 32990and 4 others
- Establishment units
- 2.291.203.2471180 Uccle, since 08-07-2019
- 2.362.015.4251620 Drogenbos, since 01-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Annual accounts 2025
- €79,369▼ 8.7%
- €4,138▼ 84.7%
- €18,356▼ 0.6%
- €219,810▼ 14.8%
- Filing
- Filed on 13-10-2026
Insights on decilo
decilo has existed since 2019. The gross margin grew from €7,349 in 2020 to €79,369 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
full format, filed on 13-10-2026, 74 days late€79,369
▼ 8.7%
€288
▲ €25,032
-€4,138
▲ €22,908
-€56,583
▼ €24,499
8.4%
▲ 1.2 percentage points
0.67
▼ 0.16
The turnover shown is an estimate from the gross margin.
Turnover ≈ €220,000. Estimated: probably between €140,000 and €420,000.
Balance sheet
balance sheet total €219,810 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
8.4%
Higher than 13% of 144 companies in 2025.
0.67
Higher than 10% of 139 companies in 2025.
-1.9%
Higher than 28% of 143 companies in 2025.
decilo
Middle half of the sector
80% of the sector
Full accounts in other manufacturing (NACE 32)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Staff
Staff costs divided by the average number of full-time equivalents.
people who joined
people who left
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
219,810 | 257,843 | 161,838 | 87,107 | 53,090 | 37,346 | |
21/28 |
105,916 | 99,000 | 72,910 | 43,125 | 44,907 | 21,999 | |
22/27 |
100,466 | 93,750 | 72,910 | 43,125 | 44,907 | 21,999 | |
23 |
15,080 | 9,776 | 12,247 | 16,100 | 16,610 | 9,952 | |
24 |
73,331 | 79,751 | 54,345 | 18,611 | 21,223 | 3,203 | |
25 |
- | 1,765 | 3,535 | 5,305 | 7,075 | - | |
26 |
12,056 | 2,458 | 2,783 | 3,109 | - | - | |
28 |
5,450 | 5,250 | - | - | - | - | |
29/58 |
113,894 | 158,843 | 88,928 | 43,982 | 8,183 | 15,347 | |
40/41 |
82,172 | 127,182 | 85,083 | 31,920 | 6,814 | 625 | |
40 |
82,172 | 127,182 | 85,083 | 31,920 | 6,667 | 625 | |
41 |
- | - | - | - | 147 | - | |
54/58 |
4,189 | 31,661 | 3,846 | 12,062 | 842 | 14,722 | |
490/1 |
27,533 | - | - | - | 527 | - | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
219,810 | 257,843 | 161,838 | 87,107 | 53,090 | 37,346 | |
10/15 |
18,356 | 18,474 | 50,271 | 45,332 | 41,235 | 32,150 | |
10/11 |
30,000 | 30,000 | 30,000 | 30,000 | 30,000 | 30,000 | |
10 |
30,000 | 30,000 | 30,000 | 30,000 | 30,000 | - | |
100 |
30,000 | 30,000 | 30,000 | 30,000 | 30,000 | 30,000 | |
13 |
15,000 | 15,000 | 19,500 | 15,000 | - | - | |
133 |
15,000 | 15,000 | 19,500 | 15,000 | - | - | |
14 |
-26,644 | -26,526 | 771 | 332 | 11,235 | 2,150 | |
17/49 |
201,454 | 239,370 | 111,567 | 41,775 | 11,855 | 5,196 | |
17 |
30,977 | 48,442 | - | - | - | - | |
170/4 |
30,977 | 48,442 | - | - | - | - | |
42/48 |
170,477 | 190,927 | 111,567 | 41,775 | 11,855 | 5,196 | |
42 |
23,642 | 16,671 | - | - | - | - | |
44 |
36,364 | 45,819 | 51,447 | 27,219 | 8,010 | 4,537 | |
440/4 |
36,364 | 45,819 | 51,447 | 27,219 | 8,010 | 4,537 | |
45 |
17,331 | 28,903 | 21,472 | 13,555 | 2,345 | 658 | |
450/3 |
8,058 | 19,058 | 12,140 | 13,555 | 2,345 | 658 | |
454/9 |
9,273 | 9,844 | 9,332 | - | - | - | |
47/48 |
93,139 | 99,535 | 38,648 | 1,000 | 1,500 | - | |
| Income statement | |||||||
9900 |
79,369 | 86,967 | 94,743 | 39,321 | 18,075 | 7,349 | |
62 |
48,369 | 89,868 | 70,841 | 18,208 | 682 | - | |
630 |
27,909 | 21,357 | 14,066 | 11,343 | 6,265 | 4,517 | |
640/8 |
2,803 | 485 | 295 | 610 | - | - | |
9901 |
288 | -24,744 | 9,540 | 9,161 | 11,128 | 2,831 | |
75/76B |
- | 42 | 0 | 12 | - | 19 | |
75 |
- | 42 | 0 | 12 | - | 19 | |
65/66B |
4,426 | 2,331 | 958 | 4,059 | 342 | 700 | |
65 |
4,426 | 2,331 | 958 | 663 | 342 | 700 | |
66B |
- | - | - | 3,396 | - | - | |
9903 |
-4,138 | -27,033 | 8,582 | 5,114 | 10,785 | 2,150 | |
67/77 |
- | 13 | 3,643 | - | 1,700 | - | |
9904 |
-4,138 | -27,046 | 4,939 | 5,114 | 9,085 | 2,150 | |
9905 |
-4,138 | -27,046 | 4,939 | 5,114 | 9,085 | 2,150 | |
| Appropriation of the result | |||||||
9906 |
-26,644 | -26,526 | 5,271 | 5,332 | 11,235 | 2,150 | |
14P |
-22,506 | 520 | 332 | 219 | 2,150 | - | |
691/2 |
- | - | 4,500 | 5,000 | - | - | |
6921 |
- | - | 4,500 | 5,000 | - | - | |
| Social balance sheet | |||||||
9087 |
- | 1.9 | - | - | - | - | |
Hours worked1013 |
- | 2,135 | - | - | - | - | |
| Document | |||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 13-10-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 74 days after the deadline. Filed on 13 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00555010.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 13-10-2026 | 2026-00555010 | |
| 31-12-2024 | full format | 06-10-2025 | 2025-00538114 | |
| 31-12-2023 | full format | 28-10-2024 | 2024-00518220 | |
| 31-12-2022 | full format | 31-10-2023 | 2023-00503856 | |
| 31-12-2021 | micro format | 30-09-2022 | 2022-20450248 | |
| 31-12-2020 | micro format | 30-08-2021 | 2021-57200226 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| 28,197 | -3,387 | 23,606 | 20,504 | 17,393 | 7,349 | ||
| 23,770 | -5,689 | 19,005 | 16,456 | 15,351 | 6,667 | ||
| 22,622 | 47,447 | 43,851 | 9,560 | 29,174 | 26,516 | ||
| -27,472 | 27,816 | -8,217 | 11,221 | -13,880 | - | ||
| -56,583 | -32,084 | -22,639 | 2,208 | -3,672 | 10,151 | ||
| 8.4% | 7.2% | 31.1% | 52.0% | 77.7% | 86.1% | ||
| 0.67 | 0.83 | 0.80 | 1.05 | 0.69 | 2.95 | ||
| 10.97 | 12.96 | 2.22 | 0.92 | 0.29 | 0.16 | ||
| -22.5% | -146.4% | 9.8% | 11.3% | 22.0% | 6.7% | ||
| -1.9% | -10.5% | 3.1% | 5.9% | 17.1% | 5.8% | ||
| 6.37 | -1.45 | 24.63 | 30.92 | 50.82 | - |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2024 |
|---|---|
| Employees at the balance-sheet date | 2 |
| full-time | 2 |
| in full-time equivalents | 2 |
| 1.9 | |
| On a permanent contract | 1 |
| Joined | 1 |
| Left | 1 |
Source: social balance sheet in the 2024 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €22,622 | €42,197 | €43,851 | €9,560 | €29,174 |
| Financial fixed assets | - | €5,250 | - | - | - |
| €27,909 | €21,357 | €14,066 | €11,343 | €6,265 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on decilo
The operating result for 2025 is a profit of €288, after a loss of €24,744 in 2024.
Debt's share of the balance-sheet total falls from 92.8% to 91.6%. Equity and debt are lower.
Board & ownership
Board
2 directors, last change in 2022Director
since 01-06-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 13-10-2026
Mandates through the years
2 names, the dashed line is todayJonckheere Quentin
Director
Director
KOLJAJ ISABELLE
Director
Director
Boardmandate already running before its first mention
Mandates as a list
- Jonckheere Quentin
- Director, since before 31-12-2021
- KOLJAJ ISABELLE
- Director, since before 31-12-2021
Control
Capital
- Contribution
- €30,000
- Source
- 2025 annual accounts
Network & group
No group
decilo has no parent and no holdings in its annual accounts. decilo shares no director with another company.
At the same address
Edith Cavellstraat 171, 1180 Uccle · 1 other company| Jonckheere, Quentin (sole trader)
establishment since 01-01-2020 |
founded in 2020 0739.977.861 |
Timeline
Timeline
13 events since 2019Board
Filings
Financial
Establishments
Address
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBfull format · 74 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0729883527
Annual accounts 2024 filed PDFfull format · 67 days late
2024
Weakest financial year net -€27,046 The net result drops to -€27,046, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFfull format · 89 days late
New establishment in Drogenbos Steenweg op Ruisbroek 290
2023
Annual accounts 2022 filed PDFfull format · 92 days late
2022
Annual accounts 2021 filed PDFmicro format · 61 days late
Registered office moved from Brussels to UccleNew registered office: rue Edith Cavell 171 à 1180 Uccle · Previous registered office: rue du Rempart des Moines 19, 1000 Bruxelles · Appointment: Jonckheere Quentin (director) · General meeting of 01-06-20223 points ▸
- General meeting, 01-06-2022
- Director appointment, Jonckheere Quentin
- Registered-office move, rue Edith Cavell 171 à 1180 Uccle
2021
Highest result from 2020 to 2025 net €9,085 ▲323% The operating result of €11,128 and the net result of €9,085 are both a record.
Annual accounts 2020 filed PDFmicro format · 30 days late
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0729.883.527
- VAT number
- BE 0729.883.527
- Peppol ID
- 0208:0729883527
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 08-07-2019
- Financial year
- ends on 31 December
- Peppol
- Reachable since 30-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- decilo in French
- Entity type
- Legal entity
Activities
NACEBEL 2025VAT activities
32990
Other manufacturing not elsewhere classified main activity
Social security (RSZ) activities
32990
Other manufacturing not elsewhere classified main activity
Codes under NACEBEL 2008
32990
Other manufacturing not elsewhere classified main activity
47420
Retail trade
47430
Retail trade
47740
Retail trade
47789
Retail trade
47910
Retail trade
Registered office and establishments
2 establishments| Establishment | Since | Unit number |
|---|---|---|
| Edith Cavellstraat 171 registered office 1180 Uccle | 08-07-2019 | 2.291.203.247 |
| Steenweg op Ruisbroek 290 1620 Drogenbos | 01-08-2024 | 2.362.015.425 |
1 former office
- rue du Rempart des Moines 19, 1000 Bruxelles until 01-06-2022 · deed of 20-07-2022
Buildings and parcels at the addresses
- Ground area
- 4,698 m²
- Buildings
- 5,564 m²
- Volume, LiDAR
- 32,059 m³
- Tallest building
- 12.5 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 22001B0044/00R004 | Flanders | 4,543 m² | 1 · 5,480 m² | 8.9 m · 2 |
| 21618B0335/00Z010 | Brussels | 155 m² | 1 · 84 m² | 12.5 m · 3 |