DECIDE
ActiveSummary
The computed 12-month bankruptcy probability of DECIDE is 1.6% (moderate). The 2024 annual accounts show equity of €3,804 and a net result of €2,902. Its solvency ranks better than 11% of 19,746 sector peers (NACE 86, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 13-12-2022 Normal situation
- Activity
- Physiotherapy NACE 86951and 3 others
- Establishment unit
- 2.339.842.908 6997 Erezée, since 13-12-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 26-03-2026
Board and ownership
- DELPIERRE Cynthia Chantal Patricia MarieDirector · since 09-12-2022
- BARTHOL Sébastien EricDirector · since 21-08-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.6%
- Gross margin
- €25,191
- ▲ 302%
- Turnover
- ≈ €76,000
- estimated
- Profit
- €2,902
- Equity
- €3,804
- ▲ 322%
- Total assets
- €33,249
- ▲ 48.9%
- 2025 accounts not filed, 95 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 30-09-2025)Liquidity: current ratio 0.89, cash €1741 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 1 of the last 3 accounts latelowers riskSector: Human health activities (NACE 86)Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 15% of them on solvency, 0% on liquidity, 21% on profitability and 97% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 11 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 3 November 2026.
Annual accounts 2024 filed on 30-09-2025 PDF all 2 filings
Every figure per financial year
The operating result for 2024 is over 3.2 times that of 2023.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2023 | 2024 |
|---|---|---|
| Tangible fixed assets | €11,367 | €901 |
| Intangible fixed assets | - | €600 |
| Depreciation and write-downs of the year | €2,645 | €3,098 |
Source: notes to the 2023 to 2024 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,645 | €3,098 | ▲ 17.1% |
| Other operating charges640/8 | €1,241 | €14,400 | ▲ 12× |
| Gross operating margin9900 | €6,266 | €25,191 | ▲ 302% |
| Operating profit (loss)9901 | €2,380 | €7,693 | ▲ 223% |
| Financial income75/76B | €5 | €0 | ▼ 92.3% |
| Recurring financial income75 | €5 | €0 | ▼ 92.3% |
| Financial charges65/66B | €1,191 | €1,920 | ▲ 61.2% |
| Recurring financial charges65 | €1,191 | €1,920 | ▲ 61.2% |
| Profit (loss) for the period before taxes9903 | €1,194 | €5,773 | ▲ 384% |
| Income taxes67/77 | €1,791 | €2,871 | ▲ 60.3% |
| Profit (loss) for the period9904 | -€598 | €2,902 | - |
| Profit (loss) for the period to be appropriated9905 | -€598 | €2,902 | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €22,335 | €33,249 | ▲ 48.9% |
| Fixed assets21/28 | €8,722 | €7,125 | ▼ 18.3% |
| Intangible fixed assets21 | - | €567 | - |
| Tangible fixed assets22/27 | €8,722 | €6,558 | ▼ 24.8% |
| Plant, machinery and equipment23 | €4,281 | €3,786 | ▼ 11.6% |
| Furniture and vehicles24 | €3,723 | €2,128 | ▼ 42.8% |
| Other tangible fixed assets26 | €718 | €644 | ▼ 10.3% |
| Current assets29/58 | €13,613 | €26,123 | ▲ 91.9% |
| Amounts receivable within one year40/41 | €12,649 | €15,659 | ▲ 23.8% |
| Trade receivables40 | €12,125 | €14,601 | ▲ 20.4% |
| Other amounts receivable41 | €523 | €1,058 | ▲ 102% |
| Cash at bank and in hand54/58 | - | €174 | - |
| Deferred charges and accrued income490/1 | €965 | €10,291 | ▲ 967% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €22,335 | €33,249 | ▲ 48.9% |
| Equity10/15 | €902 | €3,804 | ▲ 322% |
| Contributions10/11 | €1,500 | €1,500 | = |
| Profit (loss) carried forward14 | -€598 | €2,304 | - |
| Amounts payable17/49 | €21,433 | €29,444 | ▲ 37.4% |
| Amounts payable within one year42/48 | €21,433 | €29,444 | ▲ 37.4% |
| Financial debts43 | €10,781 | €3,689 | ▼ 65.8% |
| Credit institutions430/8 | €10,781 | €3,689 | ▼ 65.8% |
| Trade debts44 | €3,128 | €10,515 | ▲ 236% |
| Suppliers440/4 | €3,128 | €10,515 | ▲ 236% |
| Taxes, remuneration and social security45 | €6,341 | €11,861 | ▲ 87.0% |
| Taxes450/3 | €3,491 | €4,925 | ▲ 41.1% |
| Remuneration and social security454/9 | €2,850 | €6,936 | ▲ 143% |
| Other amounts payable47/48 | €1,182 | €3,379 | ▲ 186% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€598 | €2,902 | - |
| + Depreciation and write-downs630 | €2,645 | €3,098 | ▲ 17.1% |
| Operating cash flow (approximation) | €2,047 | €6,000 | ▲ 193% |
| Investment in fixed assets (approximation) | - | -€1,501 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,976 companies had the same profile as DECIDE has now. Two years later, 94.3% were still going and 3.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DECIDE itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for DECIDE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- DELPIERRE Cynthia Chantal Patricia Marie 100 shares (100%) · €1,500
Capital transactions
- 15-12-2022 Incorporation · €1,500 · 100 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DELPIERRE Cynthia Chantal Patricia Marie |
|
| BARTHOL Sébastien Eric |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement actions si plusieurs, prix notification initiale”
Articles of association, deed of 15-12-2022 (in French)
Network & group
DECIDE shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of DECIDE. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
01-09
Gazette deed
Appointment: BARTHOL Sébastien Eric (director)2 points ▸
- General meeting, 21-08-2023
- Director appointment, BARTHOL Sébastien Eric (director)
15-12
Gazette deed
IncorporationStarting capital €1,500 · Appointment: DELPIERRE Cynthia Chantal Patricia Marie (director) · Founder12 points ▸
- Incorporation, 09-12-2022
- Founder, DELPIERRE Cynthia Chantal Patricia Marie
- Other provision, “régime matrimonial, séparation de biens pure et simple” (deed in French)
- Founding capital, €1,500
- Other provision, 07-12-2022
- Bank account, “Banque CBC, BE02 7320 6755 9440” (deed in French)
- Capital
- Registered office clause, “6997 Erezée, Awez”, 7 (deed in French)
- Board rule, 1
- Director appointment, DELPIERRE Cynthia Chantal Patricia Marie (director (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements,obligations,activités au nom et pour compte société en formation” (deed in French)
- Other provision, “Erezée, passation acte” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
DECIDE was incorporated on 13 December 2022 as a private limited company by one natural person, with a starting capital of €1,500.12 The board currently has 2 members. DELPIERRE Cynthia Chantal Patricia Marie has served longest, since 2022.3 The company has filed 2 sets of annual accounts, the latest for financial year 2024.4
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 83013D0365/04L000 | Wallonia | 4,324 m² | 1 · 131 m² | 10.6 m · 3 |