Decato
ActiveDecato has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €29k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-2
Solvency50▲+25
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.59 against 0.09 in 2024; short-term debt: 47% and cash: 22.1% of total assets), and 74.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.1%
Return on assets
5.7%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-05-2026, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
41 d early
2023
21 d early
2022
61 d early
2021
51 d early
2020
64 d early
2019
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€129k
2024 · €-121
2018: €-132k
2019: €12k
2020: €-2k
2021: €-15k
2022: €-19k
2023: €-31k
2024: €-121
2018 → 2025
Total assets
€516k▲ 18.2%
2024 · €437k
2018: €544k
2019: €513k
2020: €429k
2021: €489k
2022: €462k
2023: €441k
2024: €437k
2018 → 2025
Net result
€29k▼ 5.1%
2024 · €31k
2018: €-12k
2019: €144k
2020: €-13k
2021: €-13k
2022: €-5k
2023: €-12k
2024: €31k
2018 → 2025
Working capital
€-101k▲ 58.5%
2024 · €-242k
2018: €-177k
2019: €-51k
2020: €-97k
2021: €-183k
2022: €-242k
2023: €-257k
2024: €-242k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-15k-€-19k▼ 33.5%€-31k▼ 60.3%€-121▲ 99.6%€129k
Operating result€-2k-€3k€-4k€36k€43k▲ 18.9%
Net result€-13k-€-5k▲ 62.5%€-12k▼ 140%€31k€29k▼ 5.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €516k
Fixed assets
€374k▼ 9.6%
Current assets
€142k▲ 522%
Equity and liabilities €516k
Equity
€129k
Debt
€387k
Debt finances 74.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€82k▲
2024 · €77k
Cash flow
€69k▼
2024 · €72k
Solvency
25.1%▲
2024 · 0.0%
Current ratio
0.59▲
2024 · 0.09
Quick ratio
0.59▲
2024 · 0.09
Debt / equity
2.99
ROE
22.8%
ROA
5.7%▼
2024 · 7.1%
Interest coverage
14.56▼
2024 · 15.42
Debt
€387k▼
2024 · €437k
Debt ≤ 1 year
€243k▼
2024 · €265k
Debt > 1 year
€141k▼
2024 · €168k
Income taxes
€8k▲
2024 · €131
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€437k€516k▲
Fixed assets21/28€414k€374k▼
Tangible fixed assets22/27€414k€374k▼
Land and buildings22€387k€352k▼
Plant, machinery and equipment23€3k€8k▲
Furniture and vehicles24€12k€2k▼
Other tangible fixed assets26€12k€12k=
Current assets29/58€23k€142k▲
Amounts receivable within one year40/41€14k€21k▲
Trade receivables40€13k€10k▼
Other amounts receivable41€1k€11k▲
Cash at bank and in hand54/58€3k€114k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€437k€516k▲
Equity10/15€-121€129k▲
Contributions10/11€19k€119k▲
Profit (loss) carried forward14€-19k€11k▲
Amounts payable17/49€437k€387k▼
Amounts payable after more than one year17€168k€141k▼
Financial debts170/4€168k€141k▼
Amounts payable within one year42/48€265k€243k▼
Current portion of amounts payable after more than one year42€27k€28k▲
Trade debts44€11k€4k▼
Suppliers440/4€11k€4k▼
Taxes, remuneration and social security45€4k€324▼
Taxes450/3€4k€324▼
Other amounts payable47/48€224k€211k▼
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€20k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€39k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€81k€85k▲
Operating profit (loss)9901€36k€43k▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€31k€37k▲
Income taxes67/77€131€8k▲
Profit (loss) for the period9904€31k€29k▼
Profit (loss) for the period to be appropriated9905€31k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€11k▲
Profit (loss) brought forward from the previous period14P€-50k€-19k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-09
State Gazette act
Ocr units v3
General meeting · Other statement · Declaration · Capital increase
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
30-09
Financial
Equity above €100kEq €129k
2 profitable years in a row build equity to €129k.
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €31k
Net result €31k after 4 loss-making years.
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-13k ▼109%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
03-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €144k
Net result €144k after one loss-making year.
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tweebruggenstraat 573020 HerentGround area
1,781 m²
Building footprint
160 m²
Volume, LiDAR
691 m³
Parcel 24422E0079/00X000, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Decato
since 20122.207.039.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24422E0079/00X000 | Flanders | 1,781 m² | 1 · 160 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ScriptIO
BE 0548.811.746
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ARENATUM
BE 0830.872.504
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LRE CAPITAL
BE 1004.131.330
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Joris Van den Broeck
BE 1011.191.841
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FRUGRO
BE 0430.700.586
Sint-Katelijne-Waver · Eq €129k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 7,165 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2012
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.