DECAT FRUIT
ActiveSummary
DECAT FRUIT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,328 and a net result of €11,701. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 22% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▼-21
Solvency31▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.02 against 3.17 in 2024; short-term debt: 40.1% and cash: 73.4% of total assets), but 93.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.2%
Return on assets
7.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 3163 sector peers (2025).
NBB · sector comparisonPosition among 3163 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
37 d early
2023
14 d early
2022
12 d early
2021
24 d late
2020
31 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€9,328
2024 · -€2,374
Total assets
€149,766▼ 16.1%
2024 · €178,432
Net result
€11,701▼ 78.4%
2024 · €54,151
Working capital
€60,963▼ 43.4%
2024 · €107,726
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€29,149▲ 161%-€23,086€17,508€54,735▲ 213%€12,368▼ 77.4%
Net result€28,524above the sector's middle half▲ 167%-€23,876below the sector's middle half€16,875within the sector's middle half€54,151above the sector's middle half▲ 221%€11,701within the sector's middle half▼ 78.4%
Equity-€49,523below the sector's middle half▲ 36.5%-€73,400below the sector's middle half▼ 48.2%-€56,524below the sector's middle half▲ 23.0%-€2,374below the sector's middle half▲ 95.8%€9,328below the sector's middle half
Total assets€125,270below the sector's middle half▲ 11.3%€102,401below the sector's middle half▼ 18.3%€130,454within the sector's middle half▲ 27.4%€178,432within the sector's middle half▲ 36.8%€149,766within the sector's middle half▼ 16.1%
Debt€174,793▼ 8.3%€175,801▲ 0.6%€186,979▲ 6.4%€180,805▼ 3.3%€140,438▼ 22.3%
Working capital€42,852within the sector's middle half▲ 123%€32,820within the sector's middle half▼ 23.4%€54,130within the sector's middle half▲ 64.9%€107,726above the sector's middle half▲ 99.0%€60,963within the sector's middle half▼ 43.4%
Solvency-39.5%below the sector's middle half▲ 29.8pp-71.7%below the sector's middle half▼ 32.1pp-43.3%below the sector's middle half▲ 28.3pp-1.3%below the sector's middle half▲ 42.0pp6.2%below the sector's middle half▲ 7.6pp
Current ratio1.97within the sector's middle half▲ 0.651.72within the sector's middle half▼ 0.261.95within the sector's middle half▲ 0.233.17above the sector's middle half▲ 1.222.02within the sector's middle half▼ 1.15
Return on assets (ROA)22.8%above the sector's middle half▲ 13.3pp-23.3%below the sector's middle half▼ 46.1pp12.9%above the sector's middle half▲ 36.3pp30.3%above the sector's middle half▲ 17.4pp7.8%within the sector's middle half▼ 22.5pp
Staff (FTE)0.4▲ 300%0.3▼ 25.0%0.5▲ 66.7%0.3▼ 40.0%0.9▲ 200%
above
within
below
the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149,766
Fixed assets
€28,792 ▲ 37.1%
Current assets
€120,974 ▼ 23.2%
Equity and liabilities €149,766
Equity
€9,328
Debt
€140,438
Debt finances 93.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€19,558▼
2024 · €61,660
Cash flow
€18,891▼
2024 · €61,076
Quick ratio
1.99▼
2024 · 3.17
Debt to equity
15.06▲
2024 · -76.17
ROE
125.4%
Interest coverage
38.97▼
2024 · 150.57
Debt ≤ 1 year
€60,010▲
2024 · €49,710
Debt > 1 year
€80,000▼
2024 · €130,000
Income taxes
€165▼
2024 · €174
Staff costs
€11,599▲
2024 · €10,277
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,324 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.3%
went bankrupt
3.1%
stopped otherwise
95%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €11,492 | €9,816 | €15,914 | €10,277 | €11,599 | ▲ 12.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,936 | €15,789 | €8,932 | €6,925 | €7,190 | ▲ 3.8% |
| Other operating charges640/8 | €1,034 | €767 | €1,355 | €689 | €622 | ▼ 9.7% |
| Gross operating margin9900 | €54,611 | €3,286 | €43,709 | €72,625 | €31,779 | ▼ 56.2% |
| Operating profit (loss)9901 | €29,149 | -€23,086 | €17,508 | €54,735 | €12,368 | ▼ 77.4% |
| Financial income75/76B | €4 | - | €13 | €0 | €0 | ▲ 1,250% |
| Recurring financial income75 | €4 | - | €13 | €0 | €0 | ▲ 1,250% |
| Financial charges65/66B | €482 | €641 | €481 | €410 | €502 | ▲ 22.5% |
| Recurring financial charges65 | €482 | €641 | €481 | €410 | €502 | ▲ 22.5% |
| Profit (loss) for the period before taxes9903 | €28,670 | -€23,727 | €17,040 | €54,325 | €11,866 | ▼ 78.2% |
| Income taxes67/77 | €146 | €149 | €164 | €174 | €165 | ▼ 5.4% |
| Profit (loss) for the period9904 | €28,524 | -€23,876 | €16,875 | €54,151 | €11,701 | ▼ 78.4% |
| Profit (loss) for the period to be appropriated9905 | €28,524 | -€23,876 | €16,875 | €54,151 | €11,701 | ▼ 78.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €125,270 | €102,401 | €130,454 | €178,432 | €149,766 | ▼ 16.1% |
| Fixed assets21/28 | €38,370 | €23,781 | €19,346 | €20,996 | €28,792 | ▲ 37.1% |
| Tangible fixed assets22/27 | €36,023 | €21,434 | €16,999 | €18,650 | €26,446 | ▲ 41.8% |
| Land and buildings22 | €2,366 | €1,145 | €1,805 | €5,509 | €19,164 | ▲ 248% |
| Plant, machinery and equipment23 | €15,552 | €8,395 | €4,037 | €5,820 | €3,798 | ▼ 34.7% |
| Furniture and vehicles24 | €18,105 | €11,894 | €11,157 | €7,320 | €3,484 | ▼ 52.4% |
| Financial fixed assets28 | €2,347 | €2,347 | €2,347 | €2,347 | €2,347 | = |
| Current assets29/58 | €86,900 | €78,621 | €111,109 | €157,435 | €120,974 | ▼ 23.2% |
| Stocks and contracts in progress3 | - | - | - | - | €1,782 | - |
| Stocks30/36 | - | - | - | - | €1,782 | - |
| Amounts receivable within one year40/41 | €2,383 | €2,386 | €3,731 | €849 | €5,796 | ▲ 583% |
| Trade receivables40 | €1,159 | €1,892 | €2,996 | €352 | €456 | ▲ 29.3% |
| Other amounts receivable41 | €1,224 | €494 | €735 | €497 | €5,340 | ▲ 975% |
| Cash at bank and in hand54/58 | €81,926 | €67,111 | €105,017 | €154,115 | €109,936 | ▼ 28.7% |
| Deferred charges and accrued income490/1 | €2,591 | €9,123 | €2,361 | €2,472 | €3,460 | ▲ 40.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €125,270 | €102,401 | €130,454 | €178,432 | €149,766 | ▼ 16.1% |
| Equity10/15 | -€49,523 | -€73,400 | -€56,524 | -€2,374 | €9,328 | ▲ 493% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€69,983 | -€93,860 | -€76,984 | -€22,834 | -€11,132 | ▲ 51.2% |
| Amounts payable17/49 | €174,793 | €175,801 | €186,979 | €180,805 | €140,438 | ▼ 22.3% |
| Amounts payable after more than one year17 | €130,000 | €130,000 | €130,000 | €130,000 | €80,000 | ▼ 38.5% |
| Financial debts170/4 | €130,000 | €130,000 | €130,000 | €130,000 | €80,000 | ▼ 38.5% |
| Amounts payable within one year42/48 | €44,048 | €45,801 | €56,979 | €49,710 | €60,010 | ▲ 20.7% |
| Trade debts44 | €2,171 | €5,436 | €9,542 | €5,012 | €3,458 | ▼ 31.0% |
| Suppliers440/4 | €2,171 | €5,436 | €9,542 | €5,012 | €3,458 | ▼ 31.0% |
| Taxes, remuneration and social security45 | €2,531 | €3,174 | €6,863 | €2,643 | €3,219 | ▲ 21.8% |
| Taxes450/3 | €2,531 | €3,174 | €6,468 | €2,643 | €3,219 | ▲ 21.8% |
| Remuneration and social security454/9 | - | - | €395 | €0 | - | - |
| Other amounts payable47/48 | €39,345 | €37,191 | €40,574 | €42,054 | €53,333 | ▲ 26.8% |
| Accrued charges and deferred income492/3 | €746 | - | - | €1,096 | €428 | ▼ 61.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,524 | -€23,876 | €16,875 | €54,151 | €11,701 | ▼ 78.4% |
| + Depreciation and write-downs630 | €12,936 | €15,789 | €8,932 | €6,925 | €7,190 | ▲ 3.8% |
| Operating cash flow (approximation) | €41,461 | -€8,087 | €25,807 | €61,076 | €18,891 | ▼ 69.1% |
| Investment in fixed assets (approximation) | - | -€1,200 | -€4,497 | -€8,576 | -€14,986 | ▼ 74.8% |
| Change in cash | - | -€14,815 | €37,906 | €49,098 | -€44,179 | ▼ 190% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €54,151 ▲221%
Operating result €54,735, net result €54,151, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €16,875
Net result €16,875 after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€23,876
Net result drops to -€23,876, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Back to profitnet €33,408
Net result €33,408 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.15
Current ratio from 0.50 to 1.15.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2007
Ground area
2,141 m²
Building footprint
149 m²
Volume, LiDAR
826 m³
Parcel 71058C0560/00P000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DECAT FRUIT
since 20072.171.970.649
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71058C0560/00P000 | Flanders | 2,141 m² | 1 · 149 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 22,704 EUR awarded · 22,704 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 7,493 EUR | 7,493 EUR |
| 2024 | 2 | 4,640 EUR | 4,640 EUR |
| 2023 | 2 | 4,766 EUR | 4,766 EUR |
| 2022 | 1 | 5,805 EUR | 5,805 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.171.970.649
Similar companies · same sector, comparable size
ELJOMA HONDENSPORT
BE 0464.826.671
Genk · Eq €8,950
WESTHOEK SAFARI
BE 0450.809.676
Veurne · Eq €15,148
SBKS
BE 0781.993.610
Tongeren-Borgloon · Eq €15,990
GENCO
BE 0861.995.151
Malle · Eq €16,089
DE Lounge
BE 0635.482.236
Tongeren-Borgloon · Eq €5,375
Of 526 companies in sector 01250 we hold annual accounts for 118. 31 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-11-2007
Fiscal year end31-12
Activities, NACEBEL 2025
01240Growing of pome and stone fruits
01250Crop and animal production, hunting and related service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0893744736
Also
9925:BE0893744736
Registered
11-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.