DECALUWE SOLUTIONS
ActiveSummary
DECALUWE SOLUTIONS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €57k. Equity is shrinking by ~33.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 35% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability96▲+22
Solvency67▼-14
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.96 in 2024; short-term debt: 58.5% and cash: 40% of total assets), and 58.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.5%
Return on assets
21.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
3 d late
2024
3 d early
2023
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€163k
EBIT margin
34.7%
Net result
€57k▲ 362%
2024 · €12k
2023: €39k
2024: €12k▼ -68.0% vs 2023lowest in 3 years
2025: €57k▲ +362% vs 2024highest in 3 years
2023 → 2025
Working capital
€44k▼ 61.1%
2024 · €113k
2023: €159khighest in 3 years
2024: €113k▼ -29.4% vs 2023
2025: €44k▼ -61.1% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€163k-
Equity€227k-€175k▼ 22.6%€111k▼ 37.0%
2023: €227khighest in 3 years
2024: €175k▼ -22.6% vs 2023
2025: €111k▼ -37.0% vs 2024lowest in 3 years
Operating result€56k-€20k▼ 64.6%€80k▲ 303%
2023: €56k
2024: €20k▼ -64.6% vs 2023lowest in 3 years
2025: €80k▲ +303% vs 2024highest in 3 years
Net result€39k-€12k▼ 68.0%€57k▲ 362%
2023: €39k
2024: €12k▼ -68.0% vs 2023lowest in 3 years
2025: €57k▲ +362% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 303% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266k
Fixed assets
€67k ▼ 18.1%
Current assets
€199k ▼ 13.2%
Equity and liabilities €266k
Equity
€111k ▼ 37.0%
Debt
€156k ▲ 14.6%
Debt's share of the balance-sheet total rises from 43.6% to 58.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€100k▲
2024 · €33k
Cash flow
€77k▲
2024 · €26k
Current ratio
1.28▼
2024 · 1.96
Debt to equity
1.41▲
2024 · 0.77
ROE
51.9%▲
2024 · 7.1%
ROA
21.5%▲
2024 · 4.0%
Interest coverage
98.32▲
2024 · 17.91
Debt ≤ 1 year
€156k▲
2024 · €117k
Debt > 1 year
€0▼
2024 · €19k
Income taxes
€24k▲
2024 · €6k
Staff costs
€250▼
2024 · €267
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€311k€266k▼
Fixed assets21/28€82k€67k▼
Tangible fixed assets22/27€82k€67k▼
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24€78k€60k▼
Other tangible fixed assets26-€3k
Current assets29/58€230k€199k▼
Amounts receivable after more than one year29-€48k
Other amounts receivable291-€48k
Amounts receivable within one year40/41€35k€45k▲
Trade receivables40€20k€33k▲
Other amounts receivable41€15k€12k▼
Cash at bank and in hand54/58€194k€107k▼
Deferred charges and accrued income490/1€62€0▼
Equity and liabilities
Total equity and liabilities10/49€311k€266k▼
Equity10/15€175k€111k▼
Contributions10/11€2k€2k=
Reserves13€173k€109k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€173k€109k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€136k€156k▲
Amounts payable after more than one year17€19k€0▼
Financial debts170/4€19k€0▼
Amounts payable within one year42/48€117k€156k▲
Current portion of amounts payable after more than one year42€32k€19k▼
Financial debts43-€595
Credit institutions430/8-€595
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€16k€10k▼
Taxes450/3€16k€10k▼
Other amounts payable47/48€64k€122k▲
Income statement
Code20242025
Remuneration, social security and pensions62€267€250▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€20k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€35k€0▼
Gross operating margin9900€70k€102k▲
Operating profit (loss)9901€20k€80k▲
Financial income75/76B€144€2k▲
Recurring financial income75€144€2k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€18k€81k▲
Income taxes67/77€6k€24k▲
Profit (loss) for the period9904€12k€57k▲
Profit (loss) for the period to be appropriated9905€12k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€57k▲
Transfer from equity791/2€64k€122k▲
Transfer to equity691/2€12k€57k▲
To other reserves6921€12k€57k▲
Profit to be distributed694/7€64k€122k▲
Return on contributions (dividend)694€64k€122k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | €163k | - | - | - |
| Non-recurring operating income76A | €0 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €72k | - | - | - |
| Remuneration, social security and pensions62 | €267 | €267 | €250 | ▼ 6.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35k | €13k | €20k | ▲ 52.6% |
| Other operating charges640/8 | €247 | €1k | €2k | ▲ 29.9% |
| Non-recurring operating charges66A | €1k | €35k | €0 | ▼ 100% |
| Gross operating margin9900 | €93k | €70k | €102k | ▲ 46.2% |
| Operating profit (loss)9901 | €56k | €20k | €80k | ▲ 303% |
| Financial income75/76B | €2 | €144 | €2k | ▲ 970% |
| Recurring financial income75 | €2 | €144 | €2k | ▲ 970% |
| Financial charges65/66B | €2k | €2k | €1k | ▼ 44.7% |
| Recurring financial charges65 | €2k | €2k | €1k | ▼ 44.7% |
| Profit (loss) for the period before taxes9903 | €54k | €18k | €81k | ▲ 343% |
| Income taxes67/77 | €15k | €6k | €24k | ▲ 302% |
| Profit (loss) for the period9904 | €39k | €12k | €57k | ▲ 362% |
| Profit (loss) for the period to be appropriated9905 | €39k | €12k | €57k | ▲ 362% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €317k | €311k | €266k | ▼ 14.5% |
| Fixed assets21/28 | €118k | €82k | €67k | ▼ 18.1% |
| Tangible fixed assets22/27 | €118k | €82k | €67k | ▼ 18.1% |
| Plant, machinery and equipment23 | €2k | €4k | €4k | ▲ 2.3% |
| Furniture and vehicles24 | €116k | €78k | €60k | ▼ 23.2% |
| Other tangible fixed assets26 | - | - | €3k | - |
| Current assets29/58 | €199k | €230k | €199k | ▼ 13.2% |
| Amounts receivable after more than one year29 | - | - | €48k | - |
| Other amounts receivable291 | - | - | €48k | - |
| Amounts receivable within one year40/41 | €37k | €35k | €45k | ▲ 28.6% |
| Trade receivables40 | €32k | €20k | €33k | ▲ 66.0% |
| Other amounts receivable41 | €5k | €15k | €12k | ▼ 20.9% |
| Cash at bank and in hand54/58 | €162k | €194k | €107k | ▼ 45.2% |
| Deferred charges and accrued income490/1 | €382 | €62 | €0 | ▼ 100% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €317k | €311k | €266k | ▼ 14.5% |
| Equity10/15 | €227k | €175k | €111k | ▼ 37.0% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Reserves13 | €225k | €173k | €109k | ▼ 37.4% |
| Non-distributable reserves130/1 | €200 | €0 | - | - |
| Reserves not available under the articles1311 | €200 | €0 | - | - |
| Distributable reserves133 | €224k | €173k | €109k | ▼ 37.4% |
| Profit (loss) carried forward14 | - | €0 | €0 | - |
| Amounts payable17/49 | €90k | €136k | €156k | ▲ 14.6% |
| Amounts payable after more than one year17 | €50k | €19k | €0 | ▼ 100% |
| Financial debts170/4 | €50k | €19k | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €40k | €117k | €156k | ▲ 32.9% |
| Current portion of amounts payable after more than one year42 | €31k | €32k | €19k | ▼ 40.7% |
| Financial debts43 | - | - | €595 | - |
| Credit institutions430/8 | - | - | €595 | - |
| Trade debts44 | €396 | €5k | €4k | ▼ 31.9% |
| Suppliers440/4 | €396 | €5k | €4k | ▼ 31.9% |
| Taxes, remuneration and social security45 | €9k | €16k | €10k | ▼ 37.1% |
| Taxes450/3 | €9k | €16k | €10k | ▼ 37.1% |
| Other amounts payable47/48 | €0 | €64k | €122k | ▲ 92.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €39k | €12k | €57k | ▲ 362% |
| + Depreciation and write-downs630 | €35k | €13k | €20k | ▲ 52.6% |
| Operating cash flow (approximation) | €73k | €26k | €77k | ▲ 203% |
| Investment in fixed assets (approximation) | - | €23k | €-5k | ▼ 123% |
| Change in cash | - | €33k | €-88k | ▼ 368% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Highest result since 2023net €57k ▲362%
Operating result €80k, net result €57k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €12k ▼68%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2016
Ground area
6,337 m²
Building footprint
625 m²
Volume, LiDAR
3,304 m³
Parcel 24472F0352/00Y000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DECALUWE SOLUTIONS
since 20162.258.068.542
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0352/00Y000 | Flanders | 6,337 m² | 1 · 625 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755002M7AVU7ERL9L16
Similar companies · same sector, comparable size
thaels
BE 0795.945.673
Liège · Eq €110,538
Friendly Consulting
BE 1001.740.477
Brussel · Eq €110,600
AgileWay2Manage
BE 1003.601.590
Sint-Lambrechts-Woluwe · Eq €110,601
All Of The Lights
BE 0543.460.712
Gent · Eq €110,609
The IT Cloud
BE 0662.687.865
Zonnebeke · Eq €110,509
Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,543 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-11-2016
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.