DECAL-TECHNICS
ActiveSummary
DECAL-TECHNICS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €869k and a net result of €14k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 31% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability58▲+3
Solvency55▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.09 in 2024; short-term debt: 22.4% and cash: 0% of total assets), and 69.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.5%
Return on assets
0.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
50 d early
2023
42 d early
2022
47 d early
2021
3 d early
2020
4 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€869k▲ 1.7%
2024 · €855k
Total assets
€2.85M▼ 2.9%
2024 · €2.94M
Net result
€14k▼ 17.8%
2024 · €17k
Working capital
€-586k▼ 4.1%
2024 · €-563k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4k▼ 3.3%€3k▼ 38.1%€19k▲ 616%€37k▲ 99.6%€41k▲ 10.9%
Net result€-31k▲ 6.4%€-31k▲ 1.7%€-13k▲ 59.3%€17k€14k▼ 17.8%
Equity€880k▼ 3.4%€850k▼ 3.5%€837k▼ 1.5%€855k▲ 2.1%€869k▲ 1.7%
Total assets€3.21M▼ 2.7%€3.13M▼ 2.6%€3.03M▼ 3.1%€2.94M▼ 3.2%€2.85M▼ 2.9%
Debt€2.33M▼ 2.4%€2.28M▼ 2.3%€2.20M▼ 3.7%€2.08M▼ 5.2%€1.98M▼ 4.8%
Working capital€-479k▼ 15.2%€-541k▼ 13.0%€-586k▼ 8.3%€-563k▲ 4.0%€-586k▼ 4.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.85M
Fixed assets
€2.80M ▼ 2.9%
Current assets
€52k ▼ 1.1%
Equity and liabilities €2.85M
Equity
€869k ▲ 1.7%
Debt
€1.98M ▼ 4.8%
Debt's share of the balance-sheet total falls from 70.9% to 69.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€126k▲
2024 · €126k
Cash flow
€99k▼
2024 · €106k
Current ratio
0.08▼
2024 · 0.09
Debt to equity
2.28▼
2024 · 2.44
ROE
1.7%▼
2024 · 2.0%
ROA
0.5%▼
2024 · 0.6%
Interest coverage
4.68▲
2024 · 4.27
Debt ≤ 1 year
€638k▲
2024 · €615k
Debt > 1 year
€1.34M▼
2024 · €1.47M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €91k | €91k | €91k | €88k | €85k | ▼ 4.0% |
| Other operating charges640/8 | - | €12k | €12k | €13k | €14k | ▲ 3.5% |
| Gross operating margin9900 | €103k | €105k | €122k | €139k | €140k | ▲ 0.7% |
| Operating profit (loss)9901 | €4k | €3k | €19k | €37k | €41k | ▲ 10.9% |
| Financial income75/76B | - | - | - | €10k | €0 | ▼ 100% |
| Recurring financial income75 | - | - | - | €10k | €0 | ▼ 100% |
| Non-recurring financial income76B | - | - | - | €10k | €0 | ▼ 100% |
| Financial charges65/66B | - | €33k | €31k | €29k | €27k | ▼ 8.3% |
| Recurring financial charges65 | €35k | €33k | €31k | €29k | €27k | ▼ 8.3% |
| Profit (loss) for the period before taxes9903 | €-31k | €-31k | €-13k | €17k | €14k | ▼ 17.8% |
| Profit (loss) for the period9904 | €-31k | €-31k | €-13k | €17k | €14k | ▼ 17.8% |
| Profit (loss) for the period to be appropriated9905 | €-31k | €-31k | €-13k | €17k | €14k | ▼ 17.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.21M | €3.13M | €3.03M | €2.94M | €2.85M | ▼ 2.9% |
| Fixed assets21/28 | €3.20M | €3.10M | €3.01M | €2.89M | €2.80M | ▼ 2.9% |
| Tangible fixed assets22/27 | €2.22M | €2.13M | €2.04M | €1.91M | €1.82M | ▼ 4.5% |
| Land and buildings22 | - | €2.07M | €1.99M | €1.87M | €1.80M | ▼ 4.2% |
| Plant, machinery and equipment23 | - | €46k | €39k | €32k | €25k | ▼ 21.8% |
| Furniture and vehicles24 | - | €9k | €3k | €0 | - | - |
| Financial fixed assets28 | €978k | €978k | €978k | €978k | €978k | = |
| Current assets29/58 | €19k | €26k | €20k | €53k | €52k | ▼ 1.1% |
| Amounts receivable within one year40/41 | €840 | €0 | €18k | €51k | €50k | ▼ 2.2% |
| Trade receivables40 | - | €0 | €18k | €1k | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | - | €50k | €50k | = |
| Cash at bank and in hand54/58 | €18k | €24k | €514 | €105 | €151 | ▲ 43.6% |
| Deferred charges and accrued income490/1 | - | €1k | €1k | €1k | €2k | ▲ 34.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.21M | €3.13M | €3.03M | €2.94M | €2.85M | ▼ 2.9% |
| Equity10/15 | €880k | €850k | €837k | €855k | €869k | ▲ 1.7% |
| Contributions10/11 | - | €20k | €20k | €20k | €20k | = |
| Reserves13 | €922k | €922k | €922k | €922k | €922k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €0 | - | - |
| Distributable reserves133 | - | €920k | €920k | €922k | €922k | = |
| Profit (loss) carried forward14 | €-62k | €-92k | €-105k | €-87k | €-73k | ▲ 16.5% |
| Amounts payable17/49 | €2.33M | €2.28M | €2.20M | €2.08M | €1.98M | ▼ 4.8% |
| Amounts payable after more than one year17 | €1.84M | €1.71M | €1.59M | €1.47M | €1.34M | ▼ 8.4% |
| Financial debts170/4 | - | €1.71M | €1.59M | €1.47M | €1.34M | ▼ 8.4% |
| Amounts payable within one year42/48 | €498k | €567k | €606k | €615k | €638k | ▲ 3.7% |
| Current portion of amounts payable after more than one year42 | - | €123k | €123k | €123k | €123k | = |
| Trade debts44 | €212 | €517 | €450 | €2k | €588 | ▼ 63.2% |
| Suppliers440/4 | - | €517 | €450 | €2k | €588 | ▼ 63.2% |
| Other amounts payable47/48 | - | €444k | €483k | €491k | €515k | ▲ 4.8% |
| Accrued charges and deferred income492/3 | - | €464 | €0 | €17 | €261 | ▲ 1,406% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-31k | €-31k | €-13k | €17k | €14k | ▼ 17.8% |
| + Depreciation and write-downs630 | €91k | €91k | €91k | €88k | €85k | ▼ 4.0% |
| Operating cash flow (approximation) | €60k | €60k | €78k | €106k | €99k | ▼ 6.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €40k | €0 | ▼ 100% |
| Change in cash | - | €7k | €-24k | €-408 | €46 | ▲ 111% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €17k
Net result €17k after 5 loss-making years.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2009
Ground area
6,455 m²
Building footprint
1,988 m²
Volume, LiDAR
79 m³
Parcel 31522B0318/00T000, Flanders · tallest building 2.5 m. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
DECAL-TECHNICS
since 20092.181.402.910
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31522B0318/00T000 | Flanders | 6,455 m² | 1 · 1,988 m² | 2.5 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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T-OLINE
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K. KOLACNY
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 29,360 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-07-2009
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Scores and ratios are computed by Checked and are not a credit decision.