DECA KLEDING
ActiveDECA KLEDING has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €-6k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 9900 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-20
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 4.18 against 4.01 in 2024), and 23.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
3 d early
2023
on the day
2022
24 d early
2021
30 d late
2020
30 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€139k▼ 4.1%
2024 · €145k
2022: €125k
2023: €139k
2024: €145k
2022 → 2025
Total assets
€181k▼ 5.4%
2024 · €192k
2022: €166k
2023: €176k
2024: €192k
2022 → 2025
Net result
€-6k
2024 · €6k
2022: €-3k
2023: €14k
2024: €6k
2022 → 2025
Working capital
€134k▼ 4.0%
2024 · €140k
2022: €120k
2023: €133k
2024: €140k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€125k-€139k▲ 11.4%€145k▲ 4.2%€139k▼ 4.1%
Operating result€-7k-€11k€2k▼ 79.9%€-10k
Net result€-3k-€14k€6k▼ 58.8%€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €2k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€5k▼ 6.6%
Current assets
€176k▼ 5.3%
Equity and liabilities €181k
Equity
€139k▼ 4.1%
Debt
€42k▼ 9.2%
The debt ratio falls from 24.3% to 23.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-9k▼
2024 · €3k
Cash flow
€-6k▼
2024 · €6k
Solvency
76.7%▲
2024 · 75.7%
Current ratio
4.18▲
2024 · 4.01
Quick ratio
0.29▼
2024 · 0.50
Debt / equity
0.30▼
2024 · 0.32
ROE
-4.3%▼
2024 · 4.1%
ROA
-3.3%▼
2024 · 3.1%
Interest coverage
-7.57▼
2024 · 1.73
Debt
€42k▼
2024 · €47k
Debt ≤ 1 year
€42k▼
2024 · €47k
Income taxes
€116▼
2024 · €140
Staff costs
€32k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€192k€181k▼
Fixed assets
21/28€5k€5k▼
Intangible fixed assets
21€5k€5k=
Tangible fixed assets
22/27€443€84▼
Current assets
29/58€186k€176k▼
Stocks & contracts in progress
3€163k€164k▲
Amounts receivable within one year
40/41€2k€0▼
Cash & bank
54/58€20k€9k▼
Total equity & liabilities
10/49€192k€181k▼
Equity
10/15€145k€139k▼
Contributions / capital
10/11€128k€128k=
Reserves
13€17k€17k=
Accumulated profits (losses)
14-€-6k
Amounts payable
17/49€47k€42k▼
Amounts payable within one year
42/48€47k€42k▼
Trade debts payable within one year
44€3k€5k▲
Income statement
Code20242025
Gross operating margin
9900€29k€24k▼
Operating result
9901€2k€-10k▼
Financial income
75€5k€5k▼
Financial charges
65€2k€1k▼
Result before taxes
9903€6k€-6k▼
Income taxes
67/77€140€116▼
Net result for the period
9904€6k€-6k▼
Result to be appropriated
9905€6k€-6k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-6k ▼202%
Net result drops to €-6k, the lowest in the series.
30-10
State Gazette act
Director changes
v3.2
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
08-08
State Gazette act
Director changes
v3.2
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2014
13-02
State Gazette act
Statutes amendment
v3.2
2013
12-08
State Gazette act
Capital & shares
v3.2
12-07
State Gazette act
Director changes
v3.2
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2025
Deca Karine
CurrentDirector · since 01-06-2013
Deca Pierre
CurrentDirector · since 01-06-2013
30-10-2025
Deca Karine: Mandate renewed as Director
30-10-2025
Deca Karine: Mandate renewed as Managing director
30-10-2025
Deca Pierre: Mandate renewed as Director
08-08-2019
Smets Lucienne: Resigned as Director
01-06-2019
Deca Karine: Mandate renewed as Director
01-06-2019
Deca Karine: Mandate renewed as Managing director
8 further events in the mandate history. Available in Kantoor S.
See plans →
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Th. De Beckerstraat 233200 AarschotGround area
242 m²
Building footprint
176 m²
Volume, LiDAR
1,539 m³
Parcel 24662H0300/00E000, Flanders · tallest building 17.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DECA KLEDING
since 19912.051.678.375
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662H0300/00E000 | Flanders | 242 m² | 1 · 176 m² | 17.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
DEVHO
BE 1009.729.616
Schelle · Eq €138k
Novatex
BE 0425.913.637
Jodoigne · Eq €141k
VOBRA
BE 0424.107.457
Kalmthout · Eq €138k
BORRENBERGS-VERDONCK
BE 0422.831.215
Lommel · Eq €141k
TEHEMCE
BE 0449.045.662
Ronse · Eq €137k
Of 1,279 companies in sector 47512 we hold annual accounts for 557. 473 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-09-1990
Fiscal year end31-12
Activities, NACEBEL
47512Retail sale of household textiles and bedding
47712Retail trade
52410
52422
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 04-09-2026. Scores and ratios are computed by Checked and are not a credit decision.