DEBUCO
ActiveDEBUCO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €35k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 31% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency72▲+5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 2.33 in 2024), but 68.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.3%
Return on assets
55.6%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
114 d early
2024
104 d early
2023
47 d early
2022
139 d early
2021
159 d early
2020
53 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 4.6%
2024 · €21k
2019: €7k
2020: €7k
2021: €20k
2022: €20k
2023: €25k
2024: €21k
2019 → 2025
Total assets
€63k▼ 12.9%
2024 · €73k
2019: €36k
2020: €31k
2021: €60k
2022: €49k
2023: €74k
2024: €73k
2019 → 2025
Net result
€35k▲ 16.4%
2024 · €30k
2019: €24k
2020: €12k
2021: €42k
2022: €46k
2023: €17k
2024: €30k
2019 → 2025
Working capital
€31k▼ 21.6%
2024 · €40k
2019: €5k
2020: €4k
2021: €16k
2022: €14k
2023: €14k
2024: €40k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€20k=€25k▲ 25.0%€21k▼ 16.1%€20k▼ 4.6%
Operating result€55k-€61k▲ 10.2%€28k▼ 54.4%€44k▲ 59.6%€49k▲ 9.6%
Net result€42k-€46k▲ 9.0%€17k▼ 63.4%€30k▲ 78.1%€35k▲ 16.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€2k▼ 40.8%
Current assets
€62k▼ 11.9%
Equity and liabilities €63k
Equity
€20k▼ 4.6%
Debt
€43k▼ 16.3%
The debt ratio falls from 71.4% to 68.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€50k▲
2024 · €45k
Cash flow
€36k▲
2024 · €31k
Solvency
31.3%▲
2024 · 28.6%
Current ratio
2.03▼
2024 · 2.33
Quick ratio
2.03▼
2024 · 2.33
Debt / equity
2.19▼
2024 · 2.50
ROE
177.3%▲
2024 · 145.3%
ROA
55.6%▲
2024 · 41.6%
Interest coverage
43.48▲
2024 · 29.76
Debt
€43k▼
2024 · €52k
Debt ≤ 1 year
€30k▲
2024 · €30k
Debt > 1 year
€13k▼
2024 · €22k
Income taxes
€14k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€73k€63k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€70k€62k▼
Amounts receivable after more than one year29€30k€4k▼
Other amounts receivable291€30k€4k▼
Amounts receivable within one year40/41€23k€15k▼
Trade receivables40€13k€14k▲
Other amounts receivable41€10k€543▼
Cash at bank and in hand54/58€16k€38k▲
Deferred charges and accrued income490/1€615€5k▲
Equity and liabilities
Total equity and liabilities10/49€73k€63k▼
Equity10/15€21k€20k▼
Contributions10/11€19k€19k=
Reserves13€2k€1k▼
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€949€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€52k€43k▼
Amounts payable after more than one year17€22k€13k▼
Financial debts170/4€22k€13k▼
Amounts payable within one year42/48€30k€30k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€6k€13k▲
Taxes450/3€6k€13k▲
Other amounts payable47/48€14k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€597€566▼
Gross operating margin9900€46k€50k▲
Operating profit (loss)9901€44k€49k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€44k€49k▲
Income taxes67/77€14k€14k▼
Profit (loss) for the period9904€30k€35k▲
Profit (loss) for the period to be appropriated9905€30k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€35k▲
Transfer from equity791/2€4k€949▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€34k€36k▲
Return on contributions (dividend)694€34k€36k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €46k ▲9%
Operating result €61k, net result €46k, both a record.
22-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €12k ▼49.7%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bijenstraat 82580 PutteGround area
352 m²
Building footprint
94 m²
Volume, LiDAR
657 m³
Parcel 12001C0145/00R002, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bijenstraat 8, 2580 Putte
since 20182.275.828.846
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12001C0145/00R002 | Flanders | 352 m² | 1 · 94 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 30,429 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:rogier.debuck@debuco.be