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deBroco

Active Private limited companyfounded 2014active for 12 yearsMannenberg 113, 3270 Scherpenheuvel-ZichemKBO/BCE: BE 0563.825.069

Lifetime

10 annual accounts with figures on one time axis
peak €32,879 (2023)
€10,908▼ 66.8%
lowest -€16,822 (2015)
€4,461▼ 66.7%
peak €31,901 (2024)
€31,901▲ 16.3%
-not published
peak 2.5 FTE (2019)
-not published
Board3 names since 2019
Documentsfilings and deeds
01-12-2025123 days late
2024micro format
Gross margin from €32,879 to €10,908Result from €13,384 to €4,461Equity from €27,440 to €31,901Cash from €5,552 to €918

Key points

from the 2024 annual accounts

Turnover

≈ €56,000 estimated

The accounts state no turnover.

Filings

10 annual accounts 102 days past the deadline
AprilJune31 JulyOctober20152020

2025 accounts not filed: deadline was 31-07-2026.

Position in the sector

100.0%

Higher solvency than 95% of companies in accommodation. Sector median 20.5% · 1,837 companies.

Checked score

52
Fair
Financially stronger than 66% of micro companies in accommodation (NACE 55)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 2,522 companies (NACE 55, micro).

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 2.1% 01-2025: 2.0%▼ -0.1 percentage points vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 1.8%▼ -0.2 percentage points vs 03-2025 05-2025: 1.7%▼ -0.1 percentage points vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.8%▲ +0.1 percentage points vs 06-2025 08-2025: 2.2%▲ +0.4 percentage points vs 07-2025 09-2025: 2.6%▲ +0.4 percentage points vs 08-2025 10-2025: 4.0%▲ +1.4 percentage points vs 09-2025 11-2025: 4.2%▲ +0.2 percentage points vs 10-2025 12-2025: 5.4%▲ +1.2 percentage points vs 11-2025highest value 01-2026: 1.8%▼ -3.6 percentage points vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 1.7%▼ -0.2 percentage points vs 05-2026 07-2026: 1.4%▼ -0.3 percentage points vs 06-2026lowest value 08-2026: 1.8%▲ +0.4 percentage points vs 07-2026 09-2026: 1.9%▲ +0.1 percentage points vs 08-2026 10-2026: 3.2%▲ +1.3 percentage points vs 09-2026 11-2026: 3.2%● unchanged vs 10-2026

Financial strength
Strong

100+57equity 100.0% of total assets
7-42cash 2.9%
86+7return on assets 14.0%

Score breakdown

raises risk
Figures for financial year 2024 (filed on 01-12-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 123 days late; 3 of the last 3 accounts late
lowers risk
Founded in 2014
Equity €31,901 (100.0% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 93% of them on solvency, 10% on liquidity, 87% on profitability and 73% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as deBroco has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

The bankruptcy probability of deBroco itself is higher: 3.2% within 12 months. It rests on far more data about deBroco than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for deBroco. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Cash is 2.9% of total assets. 0% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 01-12-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 123 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €31,901 (100.0% of total assets)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 123 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-12-2025, 123 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
123 days late
2023
68 days late
2022
79 days late
2021
71 days late
2020
69 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 74 days after the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VD
Director, since 20-09-2019
Board & ownership

Recent changes

Purpose change · Amendment of the articles “Detailhandel in brood en banketbakkerswerk in gespecialiseerde winkels(koude bakkers)(47241); Detailhandel in…” (deed in Dutch) · Gazette deed
New establishment in Aarschot 't Rillaars pateeke, Diestsesteenweg 366
Company renamed from IBRAHIMI to deBroco Registered office moved from Antwerpen Liverpoollaan to Scherpenheuvel Mannenberg · New registered office: 3270 Scherpenheuvel Mannenberg 113 · Previous registered office: 2030 Antwerpen Liverpoollaan 31 · Gazette deed
First establishment Paradise Diest, Diestersteenweg 283, Diest
All 18 events

Comparable companies

same main activity, similar in size and age
Company
deBroco Scherpenheuvel-Zichem €31,901 €10,908 100.0% -
REFUGES Wavre €46,818 €16,028 -130.3% -
B & B 4 SEASONS Riemst €51,677 €8,578 64.0% -
HOLIDAYS ARDENNE Durbuy €37,442 €23,188 12.3% -
Meerdaal Oud-Heverlee €33,942 €4,417 -161.7% -
onZENhof Heuvelland €46,546 €9,175 18.6% -
LES GABELOUS Grez-Doiceau €51,610 €9,744 -28.9% -

These companies have the same main activity as deBroco: holiday cottages, homes and apartments (NACE 55203). They are comparable in size and age: total assets between €33,900 and €51,700, founded between 2009 and 2020.

Official details

Source: KBO
Status
Active since 06-10-2014Normal situation
Activity
Holiday cottages, homes and apartmentsNACE 55203and 12 others
Establishment units
2.295.221.0273293 Diest, since 18-10-2019
2.341.861.4963202 Aarschot, since 23-02-2023
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2024

€31,901▼ 79.6%
Filing
Filed on 01-12-2025
Financials

Insights on deBroco

deBroco files the micro format. That format states no turnover. The gross margin rose from -€14,516 in 2015 to €10,908 in 2024.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about deBroco

What is the company number of deBroco?
The company number of deBroco is 0563.825.069. The VAT number is the same number with BE in front: BE 0563.825.069.
Where is deBroco based?
The registered office is at Mannenberg 113, 3270 Scherpenheuvel-Zichem.Company details
What does deBroco do?
According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
What is the legal form of deBroco?
deBroco is a private limited company (BV).
When was deBroco founded?
deBroco was founded on 06-10-2014.
Is deBroco still active?
Yes, deBroco is an active enterprise in the KBO register.
How many employees does deBroco have?
deBroco had an average of 1.9 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of deBroco?
The turnover in financial year 2024 is ≈ €56,000. This figure is estimated from the gross margin of €10,908 and 30 comparable companies (NACE 55). It probably lies between €32,000 and €88,000. It is a rough estimate.
Is deBroco profitable?
In financial year 2024, deBroco made a profit of €4,461.
Where can I find the annual accounts of deBroco?
deBroco filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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