DEBRICO
ActiveThe computed 12-month bankruptcy probability of DEBRICO is 1.9% (moderate). The 2025 annual accounts show equity of €5.62M and a net result of €830k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 4149 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-7
Solvency62▲+4
Growth63▲+5
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €330k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 1.58 in 2024; short-term debt: 25.6% and cash: 3.1% of total assets), but 62.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.4%
Return on assets
5.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
13 d late
2023
68 d late
2022
31 d late
2021
39 d early
2020
132 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€17.67M▲ 10.9%
2024 · €15.94M
2022: €17.55M
2023: €16.19M
2024: €15.94M
2022 → 2025
EBIT margin
6.5%▼ 4.5pp
2024 · 11.0%
2022: 3.6%
2023: 9.2%
2024: 11.0%
2022 → 2025
Net result
€830k▼ 16.0%
2024 · €987k
2018: €85k
2019: €86k
2020: €604k
2021: €471k
2022: €390k
2023: €910k
2024: €987k
2018 → 2025
Working capital
€2.66M▲ 21.2%
2024 · €2.19M
2018: €510k
2019: €897k
2020: €1.49M
2021: €2.25M
2022: €1.11M
2023: €1.16M
2024: €2.19M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€17.55M€16.19M▼ 7.7%€15.94M▼ 1.6%€17.67M▲ 10.9%
Equity€2.58M-€2.93M▲ 13.6%€3.80M▲ 29.8%€4.83M▲ 27.2%€5.62M▲ 16.3%
Operating result€644k-€639k▼ 0.8%€1.49M▲ 134%€1.75M▲ 17.0%€1.14M▼ 34.5%
Net result€471k-€390k▼ 17.3%€910k▲ 133%€987k▲ 8.5%€830k▼ 16.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15.04M
Fixed assets
€8.53M▼ 0.8%
Current assets
€6.51M▲ 8.6%
Equity and liabilities €15.04M
Equity
€5.62M▲ 16.3%
Debt
€9.42M▼ 3.5%
The debt ratio falls from 66.9% to 62.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.80M▼
2024 · €2.40M
Cash flow
€1.49M▼
2024 · €1.64M
Solvency
37.4%▲
2024 · 33.1%
Current ratio
1.69▲
2024 · 1.58
Quick ratio
0.73▲
2024 · 0.56
Debt / equity
1.68▼
2024 · 2.02
ROE
14.8%▼
2024 · 20.4%
ROA
5.5%▼
2024 · 6.8%
Interest coverage
12.11▼
2024 · 13.90
Debt
€9.42M▼
2024 · €9.76M
Debt ≤ 1 year
€3.85M▲
2024 · €3.80M
Debt > 1 year
€5.54M▼
2024 · €5.96M
Income taxes
€295k▼
2024 · €623k
Staff costs
€927k▲
2024 · €768k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14.59M€15.04M▲
Fixed assets21/28€8.60M€8.53M▼
Tangible fixed assets22/27€8.59M€8.52M▼
Land and buildings22€7.20M€6.97M▼
Plant, machinery and equipment23€33k€34k▲
Furniture and vehicles24€669k€528k▼
Leasing and similar rights25-€366k
Other tangible fixed assets26€686k€627k▼
Financial fixed assets28€8k€8k=
Other financial fixed assets284/8€8k€8k=
Amounts receivable and cash guarantees285/8€8k€8k=
Current assets29/58€6.00M€6.51M▲
Stocks and contracts in progress3€3.85M€3.72M▼
Stocks30/36€3.85M€3.72M▼
Goods purchased for resale34€3.85M€3.72M▼
Amounts receivable within one year40/41€1.84M€1.93M▲
Trade receivables40€483k€581k▲
Other amounts receivable41€1.35M€1.35M▲
Cash at bank and in hand54/58€62k€462k▲
Deferred charges and accrued income490/1€243k€397k▲
Equity and liabilities
Total equity and liabilities10/49€14.59M€15.04M▲
Equity10/15€4.83M€5.62M▲
Contributions10/11€6k€6k=
Reserves13€33k€33k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€31k€31k=
Profit (loss) carried forward14€4.39M€5.22M▲
Investment grants15€405k€365k▼
Amounts payable17/49€9.76M€9.42M▼
Amounts payable after more than one year17€5.96M€5.54M▼
Financial debts170/4€5.96M€5.54M▼
Subordinated loans170€407k€262k▼
Leasing and similar obligations172€5.05M€4.78M▼
Credit institutions173€500k€500k=
Amounts payable within one year42/48€3.80M€3.85M▲
Current portion of amounts payable after more than one year42€940k€1.18M▲
Trade debts44€1.33M€1.36M▲
Suppliers440/4€1.33M€1.36M▲
Taxes, remuneration and social security45€225k€230k▲
Taxes450/3€93k€43k▼
Remuneration and social security454/9€132k€187k▲
Other amounts payable47/48€1.31M€1.08M▼
Accrued charges and deferred income492/3€2k€26k▲
Income statement
Code20242025
Operating income70/76A€16.04M€17.76M▲
Turnover70€15.94M€17.67M▲
Other operating income74€99k€89k▼
Operating charges60/66A€14.29M€16.62M▲
Goods for resale, raw materials and consumables60€11.28M€13.63M▲
Purchases600/8€11.76M€13.49M▲
Change in stocks: decrease (increase)609€-484k€139k▲
Services and other goods61€1.53M€1.27M▼
Remuneration, social security and pensions62€768k€927k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€652k€657k▲
Other operating charges640/8€70k€136k▲
Operating profit (loss)9901€1.75M€1.14M▼
Financial income75/76B€72k€168k▲
Recurring financial income75€72k€168k▲
Other financial income752/9€72k€168k▲
Financial charges65/66B€208k€187k▼
Recurring financial charges65€208k€187k▼
Debt charges650€173k€149k▼
Other financial charges652/9€36k€38k▲
Profit (loss) for the period before taxes9903€1.61M€1.12M▼
Income taxes67/77€623k€295k▼
Taxes670/3€623k€295k▼
Profit (loss) for the period9904€987k€830k▼
Profit (loss) for the period to be appropriated9905€987k€830k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.39M€5.22M▲
Profit (loss) brought forward from the previous period14P€3.40M€4.39M▲
Social balance
Average headcount (FTE)908724.325.7▲
The notes to these accounts (51 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €5MEq €5.62M ▲16.3%
8 profitable years in a row build equity to €5.62M.
17-11
State Gazette act
General meeting · Real estate
Power of attorney
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema · 13 days late
2024
31-12
Financial
Highest result since 2018net €987k ▲8.5%
Operating result €1.75M, net result €987k, both a record.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 68 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 31 days late
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
21-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €2MEq €2.14M ▲37.7%
3 profitable years in a row build equity to €2.14M.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 58 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 5 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenbeeksestraat 1171020 BrusselGround area
5,301 m²
Building footprint
1,816 m²
Volume, LiDAR
15,033 m³
4 parcels, Brussels · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
5 establishment units
DEBRICO
since 20042.142.415.046
DEBRICO
since 20132.217.206.204
DEBRICO
since 20182.272.215.397
DEBRICO
since 20182.280.752.585
DEBRICO
since 20182.280.756.149
4 parcels
Brussels
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0207/00V010 | Brussels | 3,770 m² | 2 · 1,511 m² | 14.2 m · 3 fl. |
| 21815D0150/00B005 | Brussels | 1,186 m² | 1 · 80 m² | 13.7 m · 4 fl. |
| 21815D0117/00L002 | Brussels | 176 m² | 1 · 89 m² | 12.1 m · 3 fl. |
| 21815D0117/00M002 | Brussels | 170 m² | 1 · 135 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MARC VAN WIEMEERSCH
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Houthandel Belsack
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Halle · Eq €5.68M
BRICO WINS
BE 0542.943.543
Zaventem · Eq €5.50M
GROEP LIMBURGSE BOUWMARKTEN
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Of 1,720 companies in sector 47521 we hold annual accounts for 1,288. 552 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2004
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
47525Retail trade
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.