DEBOT
ActiveDEBOT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €312k and a net result of €6k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 84% of 19906 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability21▼-2
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 38.21 against 22.8 in 2023; short-term debt: 2.6% of total assets), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
90 d late
2023
20 d late
2022
31 d late
2021
29 d late
2020
327 d late
2019
118 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€114k
EBIT margin
-13.1%
Net result
€6k▼ 45.5%
2023 · €10k
2018: €7k
2019: €7k
2020: €8k
2021: €-756
2022: €5k
2023: €10k
2018 → 2024
Working capital
€329k▲ 2.6%
2023 · €320k
2018: €301k
2019: €302k
2020: €313k
2021: €303k
2022: €308k
2023: €320k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€292k-€291k▼ 0.3%€296k▲ 1.7%€306k▲ 3.5%€312k▲ 1.9%
Operating result€-17k-€-20k▼ 16.4%€-16k▲ 22.0%€-5k▲ 70.5%€-5k▼ 12.2%
Net result€8k-€-756€5k€10k▲ 115%€6k▼ 45.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2024 against €5k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €343k
Fixed assets
€5k▼ 32.7%
Current assets
€338k▲ 0.7%
Equity and liabilities €343k
Equity
€312k▲ 1.9%
Provisions
€22k=
Debt
€9k▼ 39.9%
The debt ratio falls from 4.3% to 2.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-3k▼
2023 · €-2k
Cash flow
€8k▼
2023 · €14k
Solvency
91.0%▲
2023 · 89.3%
Current ratio
38.21▲
2023 · 22.80
Quick ratio
38.21▲
2023 · 22.80
Debt / equity
0.03▼
2023 · 0.05
ROE
1.8%▼
2023 · 3.4%
ROA
1.7%▼
2023 · 3.0%
Interest coverage
-11.66▼
2023 · -1.73
Debt
€9k▼
2023 · €15k
Debt ≤ 1 year
€9k▼
2023 · €15k
Income taxes
€9k▲
2023 · €1k
Staff costs
€42k▲
2023 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€343k€343k=
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Furniture and vehicles24€8k€5k▼
Current assets29/58€335k€338k▲
Amounts receivable within one year40/41€329k€335k▲
Other amounts receivable41€329k€335k▲
Cash at bank and in hand54/58€4k-
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€343k€343k=
Equity10/15€306k€312k▲
Contributions10/11€26k€26k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€278k€283k▲
Provisions and deferred taxes16€22k€22k=
Provisions for liabilities and charges160/5€22k€22k=
Pensions and similar obligations160€22k€22k=
Amounts payable17/49€15k€9k▼
Amounts payable within one year42/48€15k€9k▼
Current portion of amounts payable after more than one year42€1k-
Financial debts43-€582
Credit institutions430/8-€582
Trade debts44€8k€3k▼
Suppliers440/4€8k€3k▼
Taxes, remuneration and social security45€5k€6k▲
Remuneration and social security454/9€5k€6k▲
Income statement
Code20232024
Remuneration, social security and pensions62€39k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€41k€41k▲
Operating profit (loss)9901€-5k€-5k▼
Financial income75/76B€17k€20k▲
Recurring financial income75€17k€20k▲
Financial charges65/66B€889€225▼
Recurring financial charges65€889€225▼
Profit (loss) for the period before taxes9903€12k€15k▲
Income taxes67/77€1k€9k▲
Profit (loss) for the period9904€10k€6k▼
Profit (loss) for the period to be appropriated9905€10k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€278k€283k▲
Profit (loss) brought forward from the previous period14P€267k€278k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 90 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Highest result since 2018net €10k ▲115%
Operating result €-5k, net result €10k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 327 days late
2021
31-12
Financial
Weakest financial yearnet €-756 ▼110%
Net result drops to €-756, the lowest in the series; recovery starts the following year.
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 267 days late
2018
10-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 102 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Antoonplein 301040 EtterbeekGround area
174 m²
Building footprint
174 m²
Volume, LiDAR
2,865 m³
Parcel 21363B0410/00C003, Brussels · tallest building 23.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Antoonplein 30, 1040 Etterbeek
since 20082.173.486.324
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0410/00C003 | Brussels | 174 m² | 1 · 174 m² | 23.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,938 companies in sector 86230 we hold annual accounts for 4,288. 3,685 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-12-1998
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.