DEBORAH DEPESTEL
ActiveDEBORAH DEPESTEL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €70k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26▼-74
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 16511 sector peers (2025).
NBB · sector comparisonPosition among 16511 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
24 d early
2024
38 d early
2023
21 d early
2022
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 99.5%
2024 · €214k
2022: €84k
2023: €143k
2024: €214k
2022 → 2025
Total assets
€105k▼ 55.3%
2024 · €236k
2022: €120k
2023: €164k
2024: €236k
2022 → 2025
Net result
€70k▼ 1.0%
2024 · €71k
2022: €84k
2023: €59k
2024: €71k
2022 → 2025
Working capital
€-13k
2024 · €197k
2022: €78k
2023: €134k
2024: €197k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€84k-€143k▲ 70.1%€214k▲ 49.7%€1k▼ 99.5%
Operating result€108k-€76k▼ 29.7%€90k▲ 19.6%€89k▼ 1.7%
Net result€84k-€59k▼ 29.7%€71k▲ 20.6%€70k▼ 1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€14k▼ 18.8%
Current assets
€91k▼ 58.3%
Equity and liabilities €105k
Equity
€1k▼ 99.5%
Debt
€104k▲ 383%
The debt ratio rises from 9.2% to 99.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€92k▼
2024 · €95k
Cash flow
€74k▼
2024 · €76k
Solvency
0.9%▼
2024 · 90.8%
Current ratio
0.87▼
2024 · 10.09
Quick ratio
0.87▼
2024 · 10.09
ROA
66.9%▲
2024 · 30.2%
Interest coverage
60.01▼
2024 · 509.09
Debt
€104k▲
2024 · €22k
Debt ≤ 1 year
€104k▲
2024 · €22k
Income taxes
€20k▲
2024 · €19k
A ratio outside any meaningful range has been withheld (balance sheet total €105k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€236k€105k▼
Fixed assets21/28€18k€14k▼
Tangible fixed assets22/27€18k€14k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€14k€12k▼
Current assets29/58€218k€91k▼
Amounts receivable within one year40/41€74k€52k▼
Other amounts receivable41€74k€52k▼
Current investments50/53€100k€0▼
Cash at bank and in hand54/58€30k€22k▼
Deferred charges and accrued income490/1€14k€17k▲
Equity and liabilities
Total equity and liabilities10/49€236k€105k▼
Equity10/15€214k€1k▼
Contributions10/11€1k€1k=
Reserves13€213k€0▼
Distributable reserves133€213k€0▼
Profit (loss) carried forward14-€0
Amounts payable17/49€22k€104k▲
Amounts payable within one year42/48€22k€104k▲
Trade debts44€2k€0▼
Suppliers440/4€2k€0▼
Taxes, remuneration and social security45€19k€4k▼
Taxes450/3€19k€3k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€0€101k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€800€1k▲
Gross operating margin9900€96k€93k▼
Operating profit (loss)9901€90k€89k▼
Financial income75/76B€0€3k▲
Recurring financial income75€0€3k▲
Financial charges65/66B€187€2k▲
Recurring financial charges65€187€2k▲
Profit (loss) for the period before taxes9903€90k€90k▲
Income taxes67/77€19k€20k▲
Profit (loss) for the period9904€71k€70k▼
Profit (loss) for the period to be appropriated9905€71k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€70k▼
Transfer from equity791/2-€213k
Transfer to equity691/2€71k€0▼
To other reserves6921€71k€0▼
Profit to be distributed694/7-€284k
Return on contributions (dividend)694-€284k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €200kEq €214k ▲49.7%
3 profitable years in a row build equity to €214k.
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €59k ▼29.7%
Net result drops to €59k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 7.91
Current ratio from 3.24 to 7.91; short-term debt falls from €35k to €19k.
30-06
Financial
Equity above €100kEq €143k ▲70.1%
2 profitable years in a row build equity to €143k.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weidestraat 468310 BruggeGround area
90 m²
Building footprint
115 m²
Volume, LiDAR
515 m³
Parcel 31434C0022/00E005, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEBORAH DEPESTEL
since 20212.322.658.466
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31434C0022/00E005 | Flanders | 90 m² | 1 · 114 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 238 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2021
Fiscal year end30-06
Activities, NACEBEL
86230Dental practice
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.