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DEBOFIN

Active
Private limited companyfounded 1997active for 29 yearsDorpsstraat 157, 8470 Gistel, BelgiumKBO/BCE: BE 0461.498.581
Summary

DEBOFIN has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €478,108 and a net result of €16,198. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 83% of 9,652 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-09-1997 Normal situation
Activity
Office administrative and support services NACE 82100
Establishment unit
2.083.694.711 8470 Gistel, since 07-10-1997
Financial year end
31 December
Peppol
Reachable since 27-03-2024

Board and ownership

Board
  • Verhaege GreetDirector · since 27-10-2023

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€42,502
▼ 28.1%
Turnover
≈ €82,000
estimated
Profit
€16,198
▼ 40.6%
Equity
€478,108
▲ 3.5%
Total assets
€573,003
▼ 0.3%
Filed on 12-03-2026, 141 days before the deadline
Score breakdownlowers riskLiquidity: current ratio 13.47, cash €107,386Equity €478,108 (83.4% of total assets)Size: total assets €573,003Figures for financial year 2025 (filed on 12-03-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 83.4% of total assets
Liquidity 73+2
short-term debt 4.2% · cash 18.7%
Profitability 72-3
return on assets 2.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,670 companies, NACE 82, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025highest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 13.47 (11.26 in 2024), above the usual 1.5. Short-term debt is 4.2% and cash 18.7% of total assets. 16.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 68% on liquidity, 42% on profitability and 47% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 13.47, cash €107,386
NBB · annual accounts
lowers risk · Equity €478,108 (83.4% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €573,003
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 12-03-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
141 days early
2024
127 days early
2023
97 days early
2022
16 days late
2021
18 days late
2020
9 days early
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 45 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 April (4 of the last 5 accounts filed within 112 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 2nd oldest company in Gistel, Administrative and support services sectorin the Checked rankings No. 2 View
  • Positive: 8 profitable years in a rowprofit 2025: €16,198 8 years View

Recent changes

  1. · Gazette deed Resignation: VERHAEGHE Greet Annelies Antoinette Pierre (bestuurder,voorheen zaakvoerder)Reappointment: VERHAEGHE Greet Annelies Antoinette Pierre (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as DEBOFIN: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €454,000 and €795,000, founded between 1996 and 2002.

CompanyTotal assetsGross margin
DEBOFIN Gistel€573,003€42,502
FIDEP Waregem€460,617€48,060
BRICK Oudsbergen€584,813€43,764
M.K.F. Lebbeke€552,732€36,436
AIR AGREED Lasne€454,290€36,424
WOKAN Arendonk€479,806€46,134
MOTOPARTS Wevelgem€795,350€49,722
Full comparison

Key facts about DEBOFIN

What is the company number of DEBOFIN?
The company number of DEBOFIN is 0461.498.581. The VAT number is the same number with BE in front: BE 0461.498.581.
Where is DEBOFIN based?
The registered office is at Dorpsstraat 157, 8470 Gistel.Company details
What does DEBOFIN do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of DEBOFIN?
The legal form of DEBOFIN is Private limited company (BV).
When was DEBOFIN founded?
DEBOFIN was founded on 23-09-1997.
Is DEBOFIN still active?
Yes, DEBOFIN is an active enterprise in the KBO register.
What is the turnover of DEBOFIN?
The turnover in financial year 2025 is ≈ €82,000. This figure is estimated from the gross margin of €42,502 and 37 comparable companies (NACE 82100). It probably lies between €66,000 and €130,000.Financials
Is DEBOFIN profitable?
In financial year 2025, DEBOFIN made a profit of €16,198.
Where can I find the annual accounts of DEBOFIN?
DEBOFIN filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DEBOFIN due?
DEBOFIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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