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DEBKO

Active Risk: not assessed Private limited companyfounded 2011active for 15 yearsHazelaardreef 5, 2280 GrobbendonkKBO/BCE: BE 0840.480.452

Annual accounts 2025

micro format, filed on 24-07-2026, 7 days before the deadline
€704,268
▲ 3.2%
€952,173
▼ 16.8%
€21,884
▲ €83,738
74.0%
▲ 14.3 percentage points
3.1%
▲ 12.2 percentage points
2.3%
▲ 7.7 percentage points

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €952,173 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

74.0%

Higher than 71% of 9,770 companies in 2025.

2.3%

Higher than 28% of 9,624 companies in 2025.

DEBKO Middle half of the sector 80% of the sector Micro accounts in financial services (NACE 64)

Net result: middle half · Equity: top quarter · Balance sheet total: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016201520142013
Balance sheet: assets
20/58 952,1731.1m1.2m1.3m1.4m1.2m1.5m1.4m1.3m1.5m3.8m860,258551,770
20 --------0-000
21/28 42,8522,7694,2493,0171,2352,0351,4661,9003,213-1.0m825,000500,000
21 --------0-000
22/27 42,8522,7694,2493,0171,2352,0351,4661,9003,213--00
22 --------0-000
23 2359011,5672,680----0-000
24 42,6171,8682,6813371,2352,0351,4661,9003,213-000
26 --------0-000
27 --------0-000
28 --------0-1.0m825,000500,000
29/58 909,3211.1m1.2m1.3m1.4m1.2m1.5m1.4m1.3m-2.8m35,25851,770
29 200,000400,000600,000--------00
290 200,000400,000600,000-----0-000
291 --------0-000
3 --------0-000
30/36 --------0-000
37 --------0-000
40/41 697,710726,702594,8011.3m1.4m1.2m1.5m1.3m1.3m1.5m1.1m34,57441,645
40 11,05751,27835,32435,077131,768133,062138,11955,290086,36695,376012,100
41 686,652675,424559,4771.2m1.2m1.1m1.4m1.3m1.3m1.5m1.0m34,57429,545
50/53 --------0-1.6m00
54/58 10,92014,7146,2793,5409,1012,8681,6149,5805,2913,53032,82112810,125
490/1 69115188-190---0-05560
Balance sheet: equity and liabilities
10/49 952,1731.1m1.2m1.3m1.4m1.2m1.5m1.4m1.3m1.5m3.8m860,258551,770
10/15 704,268682,384744,238754,368894,711922,694965,3091.0m872,597-2.4m36,87837,497
10/11 16,51616,51616,51616,51616,516-16,51616,51616,516-12,50012,50012,500
10 ---------16,516---
100 ------18,60018,60018,60018,60018,60018,60018,600
101 ------2,0842,0842,0842,0846,1006,1006,100
11 -----16,516--0-000
1100/10 -----16,516--0-000
12 --------0-000
13 687,752665,868727,722737,852878,195906,178934,035996,762847,987837,9872.4m24,86024,860
130/1 ---1,8601,8601,860-----00
130 ------1,8601,8601,8601,8601,8601,8601,860
1311 ---1,8601,860--------
1312 --------0-000
1319 -----1,860--0-000
132 --------0-000
133 687,752665,868727,722735,992876,335904,318932,175994,902846,127836,1272.4m23,00023,000
14 ------14,75814,7588,0957,311742-482137
15 --------0-000
19 -----------00
16 -----------00
160/5 --------0-000
160 --------0----
161 --------0----
162 --------0----
163 --------0----
164/5 --------0----
168 --------0-000
17/49 247,905461,816461,279536,862489,604313,147563,568326,894460,231-1.3m823,380514,273
17 206,962400,000100,00085,00049,63250,74387,802121,038156,513-1.0m00
170/4 206,962400,000100,00085,00049,63250,74387,802121,038156,513191,1881.0m00
175 --------0-000
176 --------0-000
178/9 --------0-000
42/48 40,94361,816361,279451,862439,973262,403475,766205,856303,718493,128317,733823,380514,273
42 10,940--9,63237,98537,05833,23635,47534,67533,8940278,5710
43 --255,000280,000350,000215,000275,000-150,000200,000-00
430/8 --255,000280,000350,000215,000275,000-150,000200,000000
439 --------0-000
44 21,2057,0062,77898424,1385,99512,2083,26050,21864,840120,288174,140120,933
440/4 21,2057,0062,77898424,1385,99512,2083,26050,21864,840120,288174,140120,933
441 --------0-000
46 -45,959-5,09022,620-11,42211,4220-000
45 6,528----1,0342,9008,7004,825187,137164,21866813,340
450/3 6,528----1,0342,9008,7004,825187,137164,21866813,340
454/9 --------0-000
47/48 2,2708,851103,501156,1565,2303,316141,000147,00064,0007,25733,227370,000380,000
492/3 --------0-000
Income statement
70 --------0-000
76A -------2610-2.6m00
9900 35,5123,4826,838-69,318-10,044-34,74962,151177,50068,59691,61615,71036,32538,683
60/61 --------0-000
62 --------0-000
630 9,2991,4792,0819948004631,0188241,085-000
631/4 ---72,00027,00015,000-30,000-0-000
635/8 --------0-000
640/8 75335,19572,87915615515315,6635462,2442,0002,2831,378793
649 --------0-000
66A --------0-000
9901 25,460-33,1933,878-97,467-25,998-35,36515,470176,13065,26889,61613,42834,94837,890
75/76B 76-235-1,510826,79520,49922,597-333558542
75 76-235-1,510826,79520,49921,91013,861333558542
76B --------688----
65/66B 1,34428,66114,24342,8763,4947,33319,34235,94672,256-22,03635,45695
65 1,34428,66114,24342,8763,4947,33319,34235,94672,25664,27822,03635,45695
66B --------0----
9903 24,192-61,854-10,130-140,343-27,983-42,6152,923160,68315,60939,1992.6m5038,337
67/77 2,308-----165,6505,2454,82518,487162,50066813,340
9904 21,884-61,854-10,130-140,343-27,983-42,614-62,727155,43810,78420,7122.4m-61924,997
789 --------0-000
689 --------0-000
9905 21,884-61,854-10,130-140,343-27,983-42,614-62,727155,43810,78420,7122.4m-61924,997
Appropriation of the result
9906 21,884-61,854-10,130-140,343-27,983-27,857-47,969163,53318,09528,0232.4m-48224,997
14P ---------7,311---
791/2 -61,85410,130140,34327,98327,85762,727-0-000
691/2 21,884------148,77510,00020,7122.4m024,860
691 --------0-000
6920 --------0-001,860
6921 21,884------148,77510,00020,7122.4m023,000
694/7 -----------00
694 --------0-000
695 --------0-000
696 --------0----
Social balance sheet
9087 --------0--00
Hours worked1013 -----------00
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The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 24-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 24-07-2026 2026-00326116 PDF
31-12-2024 abbreviated format 30-08-2025 2025-00449194 PDF
31-12-2023 micro format 20-08-2024 2024-00352506 PDF
30-04-2022 micro format 28-11-2022 2022-20525959 PDF
30-04-2021 micro format 30-11-2021 2021-78600097 PDF
30-04-2020 micro format 30-11-2020 2020-72600157 PDF
30-04-2019 micro format 29-11-2019 2019-74600144 PDF
30-04-2018 micro format 29-11-2019 2019-74600143 PDF
30-04-2017 abbreviated format 30-11-2017 2017-71000018 PDF
30-04-2016 abbreviated format 09-12-2016 2016-69800092 PDF
30-04-2015 abbreviated format 24-11-2015 2015-67300279 PDF
30-04-2014 abbreviated format 31-10-2014 2014-66300066 PDF
30-04-2013 abbreviated format 29-11-2013 2013-67400457 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016201520142013
49,38103,3133,33001,0325845544,298-1.0m325,000500,000
-3,7938,4342,740-5,5616,2331,253-7,9654,2891,761-29,29132,693-9,997-
74.0%59.6%61.7%58.4%64.6%74.7%63.1%75.9%65.5%-64.9%4.3%6.8%
3.1%-9.1%-1.4%-18.6%-3.1%-4.6%-6.5%15.1%1.2%-98.5%-1.7%66.7%
2.3%-5.4%-0.8%-10.9%-2.0%-3.4%-4.1%11.5%0.8%1.3%64.0%-0.1%4.5%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202330-04-2022
Tangible fixed assets€49,381-€3,313€3,330
€9,299€1,479€2,081€994

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on DEBKO

The operating result for 2025 is a profit of €25,460, after a loss of €33,193 in 2024. It is the highest result since 2018.

Debt's share of the balance-sheet total falls from 40.4% to 26.0%. Equity is higher and debt is lower.

Large changes and their cause
  • 2023 Net result +93% on 2022. This financial year ran 20 months, the previous one 12.

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