DEBEKA
ActiveSummary
For DEBEKA, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (€-104k) and a net result of €-45k. Equity is shrinking by ~68.1% per year across the filed fiscal years. Its solvency ranks better than 9% of 15221 sector peers (fiscal year 2023). The company has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0▼-83
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-89.1%
Return on assets
-39%
Age of the figures
41 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-04-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
30-04-2024 close30-11-2024 deadline25-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-04-2023 was due by 30-11-2023 and was filed on 25-03-2024, 116 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
116 d late
2022
55 d late
2021
28 d early
2020
21 d late
2019
2 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€-104k▼ 77.7%
2022 · €-58k
2019: €43khighest in 5 years
2020: €27k▼ -36.5% vs 2019
2021: €-78k▼ -385% vs 2020
2022: €-58k▲ +24.8% vs 2021
2023: €-104k▼ -77.7% vs 2022lowest in 5 years
2019 → 2023
Total assets
€116k▼ 32.9%
2022 · €173k
2019: €219khighest in 5 years
2020: €205k▼ -6.7% vs 2019
2021: €90k▼ -56.1% vs 2020lowest in 5 years
2022: €173k▲ +93.0% vs 2021
2023: €116k▼ -32.9% vs 2022
2019 → 2023
Net result
€-45k
2022 · €19k
2019: €-16k
2020: €-16k▼ -0.1% vs 2019
2021: €-105k▼ -570% vs 2020lowest in 5 years
2022: €19k▲ +118% vs 2021highest in 5 years
2023: €-45k▼ -336% vs 2022
2019 → 2023
Working capital
€43k▼ 45.2%
2022 · €78k
2019: €74k
2020: €78k▲ +5.1% vs 2019highest in 5 years
2021: €-11k▼ -114% vs 2020lowest in 5 years
2022: €78k▲ +821% vs 2021
2023: €43k▼ -45.2% vs 2022
2019 → 2023
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€43k-€27k▼ 36.5%€-78k€-58k▲ 24.8%€-104k▼ 77.7%
2019: €43khighest in 5 years
2020: €27k▼ -36.5% vs 2019
2021: €-78k▼ -385% vs 2020
2022: €-58k▲ +24.8% vs 2021
2023: €-104k▼ -77.7% vs 2022lowest in 5 years
Operating result€-10k-€-10k▲ 1.7%€-97k▼ 894%€14k€-42k
2019: €-10k
2020: €-10k▲ +1.7% vs 2019
2021: €-97k▼ -894% vs 2020lowest in 5 years
2022: €14k▲ +115% vs 2021highest in 5 years
2023: €-42k▼ -392% vs 2022
Net result€-16k-€-16k▼ 0.1%€-105k▼ 570%€19k€-45k
2019: €-16k
2020: €-16k▼ -0.1% vs 2019
2021: €-105k▼ -570% vs 2020lowest in 5 years
2022: €19k▲ +118% vs 2021highest in 5 years
2023: €-45k▼ -336% vs 2022
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €42k after €14k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €116k
Fixed assets
€17k ▼ 37.7%
Current assets
€99k ▼ 32.1%
Key figures and ratios
EBITDA
€-32k▼
2022 · €27k
Cash flow
€-35k▼
2022 · €32k
Solvency
-89.1%▼
2022 · -33.6%
Current ratio
1.75▼
2022 · 2.13
Debt to equity
-2.12▲
2022 · -3.98
ROA
-39.0%▼
2022 · 11.1%
Interest coverage
-11.27▼
2022 · 17.46
Debt
€220k▼
2022 · €232k
Debt ≤ 1 year
€57k▼
2022 · €69k
Debt > 1 year
€163k=
2022 · €163k
Income taxes
€377▲
2022 · €368
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 47 lines
Balance sheet
Code20222023
Assets
Total assets20/58€173k€116k▼
Fixed assets21/28€27k€17k▼
Tangible fixed assets22/27€27k€17k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€9k€5k▼
Other tangible fixed assets26€11k€8k▼
Financial fixed assets28€50€50=
Current assets29/58€146k€99k▼
Amounts receivable within one year40/41€107k€67k▼
Trade receivables40€105k€66k▼
Other amounts receivable41€2k€943▼
Cash at bank and in hand54/58€35k€29k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€173k€116k▼
Equity10/15€-58k€-104k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Reserves not available under the articles1311€5€5=
Tax-exempt reserves132€37€37=
Profit (loss) carried forward14€-127k€-172k▼
Amounts payable17/49€232k€220k▼
Amounts payable after more than one year17€163k€163k=
Financial debts170/4€163k€163k=
Amounts payable within one year42/48€69k€57k▼
Trade debts44€24k€18k▼
Suppliers440/4€24k€18k▼
Taxes, remuneration and social security45€368€745▲
Taxes450/3€368€745▲
Other amounts payable47/48€44k€38k▼
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€10k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€30k€-30k▼
Operating profit (loss)9901€14k€-42k▼
Financial income75/76B€7k€0▼
Recurring financial income75€7k€0▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€20k€-45k▼
Income taxes67/77€368€377▲
Profit (loss) for the period9904€19k€-45k▼
Profit (loss) for the period to be appropriated9905€19k€-45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-127k€-172k▼
Profit (loss) brought forward from the previous period14P€-146k€-127k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23k | €22k | €23k | €13k | €10k | ▼ 22.0% |
| Other operating charges640/8 | - | - | - | €2k | €2k | ▼ 21.2% |
| Gross operating margin9900 | €15k | €14k | €-71k | €30k | €-30k | ▼ 201% |
| Operating profit (loss)9901 | €-10k | €-10k | €-97k | €14k | €-42k | ▼ 392% |
| Financial income75/76B | - | - | - | €7k | €0 | ▼ 100.0% |
| Recurring financial income75 | €3k | €3k | €7 | €7k | €0 | ▼ 100.0% |
| Financial charges65/66B | - | - | - | €2k | €3k | ▲ 80.1% |
| Recurring financial charges65 | €8k | €8k | €7k | €2k | €3k | ▲ 80.1% |
| Profit (loss) for the period before taxes9903 | €-15k | €-14k | €-104k | €20k | €-45k | ▼ 329% |
| Income taxes67/77 | €515 | €1k | €874 | €368 | €377 | ▲ 2.3% |
| Profit (loss) for the period9904 | €-16k | €-16k | €-105k | €19k | €-45k | ▼ 336% |
| Profit (loss) for the period to be appropriated9905 | €-16k | €-16k | €-105k | €19k | €-45k | ▼ 336% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €219k | €205k | €90k | €173k | €116k | ▼ 32.9% |
| Fixed assets21/28 | €71k | €50k | €33k | €27k | €17k | ▼ 37.7% |
| Tangible fixed assets22/27 | €71k | €50k | €33k | €27k | €17k | ▼ 37.8% |
| Plant, machinery and equipment23 | - | - | - | €7k | €5k | ▼ 35.0% |
| Furniture and vehicles24 | - | - | - | €9k | €5k | ▼ 46.1% |
| Other tangible fixed assets26 | - | - | - | €11k | €8k | ▼ 33.3% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €148k | €155k | €57k | €146k | €99k | ▼ 32.1% |
| Amounts receivable within one year40/41 | €78k | €89k | €49k | €107k | €67k | ▼ 38.0% |
| Trade receivables40 | - | - | - | €105k | €66k | ▼ 37.5% |
| Other amounts receivable41 | - | - | - | €2k | €943 | ▼ 58.4% |
| Cash at bank and in hand54/58 | €68k | €57k | €3k | €35k | €29k | ▼ 18.4% |
| Deferred charges and accrued income490/1 | - | - | - | €4k | €4k | ▲ 5.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €219k | €205k | €90k | €173k | €116k | ▼ 32.9% |
| Equity10/15 | €43k | €27k | €-78k | €-58k | €-104k | ▼ 77.7% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | - | - | - | €62k | €62k | = |
| Issued capital100 | - | - | - | €62k | €62k | = |
| Reserves13 | €6k | €6k | €6k | €6k | €6k | = |
| Non-distributable reserves130/1 | - | - | - | €6k | €6k | = |
| Legal reserve130 | - | - | - | €6k | €6k | = |
| Reserves not available under the articles1311 | - | - | - | €5 | €5 | = |
| Tax-exempt reserves132 | - | - | - | €37 | €37 | = |
| Profit (loss) carried forward14 | €-25k | €-41k | €-146k | €-127k | €-172k | ▼ 35.8% |
| Amounts payable17/49 | €177k | €177k | €167k | €232k | €220k | ▼ 5.1% |
| Amounts payable after more than one year17 | €103k | €101k | €100k | €163k | €163k | = |
| Financial debts170/4 | - | - | - | €163k | €163k | = |
| Amounts payable within one year42/48 | €74k | €77k | €67k | €69k | €57k | ▼ 17.2% |
| Trade debts44 | €21k | €28k | €23k | €24k | €18k | ▼ 25.3% |
| Suppliers440/4 | - | - | - | €24k | €18k | ▼ 25.3% |
| Taxes, remuneration and social security45 | - | - | - | €368 | €745 | ▲ 102% |
| Taxes450/3 | - | - | - | €368 | €745 | ▲ 102% |
| Other amounts payable47/48 | - | - | - | €44k | €38k | ▼ 13.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-16k | €-16k | €-105k | €19k | €-45k | ▼ 336% |
| + Depreciation and write-downs630 | €23k | €22k | €23k | €13k | €10k | ▼ 22.0% |
| Operating cash flow (approximation) | €7k | €6k | €-81k | €32k | €-35k | ▼ 209% |
| Investment in fixed assets (approximation) | - | €0 | €-7k | €-7k | €0 | ▲ 100% |
| Change in cash | - | €-11k | €-54k | €32k | €-6k | ▼ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 116 days late
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 55 days late
2022
30-04
Financial
Back to profitnet €19k
Net result €19k after 3 loss-making years.
30-04
Financial
Liquidity triplescurrent ratio 2.13
Current ratio from 0.84 to 2.13.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-04
Financial
Weakest financial yearnet €-105k
Net result drops to €-105k, the lowest in the series; recovery starts the following year.
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 21 days late
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 2 days late
2018
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
27-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2014
29-10
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1977
Ground area
1,337 m²
Building footprint
173 m²
Volume, LiDAR
1,162 m³
Parcel 11051B0101/00T002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Groenenborgerlaan 145, 2610 Antwerpen
since 19772.015.030.488
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0101/00T002 | Flanders | 1,337 m² | 1 · 173 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 388 companies in sector 46630 we hold annual accounts for 276. 80 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded24-05-1978
Fiscal year end30-04
Activities, NACEBEL 2025
46630Wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.