DEBECO
ActiveDEBECO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €7k. Its solvency ranks better than 40% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency74▼-6
Growth78
Track record82
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 2.22 in 2024; short-term debt: 45.2% and cash: 82.1% of total assets), but 51.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.7%
Return on assets
23.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 d early
2024
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 94.3%
2024 · €8k
2024: €8k
2024 → 2025
Total assets
€32k▲ 119%
2024 · €14k
2024: €14k
2024 → 2025
Net result
€7k▲ 37.7%
2024 · €5k
2024: €5k
2024 → 2025
Working capital
€12k▲ 55.2%
2024 · €8k
2024: €8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€8k-€15k▲ 94.3%
Operating result€7k-€11k▲ 53.2%
Net result€5k-€7k▲ 37.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 53% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€5k
Current assets
€27k
Equity and liabilities €32k
Equity
€15k▲ 94.3%
Debt
€16k▲ 150%
The debt ratio rises from 45.0% to 51.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k
Cash flow
€8k
Solvency
48.7%▼
2024 · 55.0%
Current ratio
1.86▼
2024 · 2.22
Quick ratio
1.86▼
2024 · 2.22
Debt / equity
1.05▲
2024 · 0.82
ROE
48.6%▼
2024 · 68.5%
ROA
23.7%▼
2024 · 37.7%
Interest coverage
47.93
Debt
€16k▲
2024 · €7k
Debt ≤ 1 year
€14k▲
2024 · €7k
Debt > 1 year
€2k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14k€32k▲
Fixed assets21/28-€5k
Tangible fixed assets22/27-€5k
Other tangible fixed assets26-€5k
Current assets29/58€14k€27k▲
Amounts receivable within one year40/41€677€500▼
Other amounts receivable41€677€500▼
Cash at bank and in hand54/58€14k€26k▲
Deferred charges and accrued income490/1€130€145▲
Equity and liabilities
Total equity and liabilities10/49€14k€32k▲
Equity10/15€8k€15k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€5k€13k▲
Amounts payable17/49€7k€16k▲
Amounts payable after more than one year17-€2k
Financial debts170/4-€2k
Amounts payable within one year42/48€7k€14k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€769€420▼
Suppliers440/4€769€420▼
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Other amounts payable47/48€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€20
Other operating charges640/8-€120
Gross operating margin9900€7k€11k▲
Operating profit (loss)9901€7k€11k▲
Financial income75/76B€11€73▲
Recurring financial income75€11€73▲
Financial charges65/66B€19€223▲
Recurring financial charges65€19€223▲
Profit (loss) for the period before taxes9903€7k€11k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€5k€7k▲
Profit (loss) for the period to be appropriated9905€5k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€13k▲
Profit (loss) brought forward from the previous period14P-€5k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schalmei 242970 SchildeGround area
1,509 m²
Building footprint
208 m²
Volume, LiDAR
1,192 m³
Parcel 11041B0082/00Z000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEBECO
since 20242.361.990.184
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0082/00Z000 | Flanders | 1,509 m² | 1 · 208 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 11,831 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.