DEBECKER
ActiveSummary
DEBECKER has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €498k and a net result of €-62k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 65% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-40
Solvency86▲+1
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 7.96 against 8.59 in 2024; short-term debt: 4.7% and cash: 20.4% of total assets), and 39.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-62k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
27 d late
2023
30 d late
2022
22 d late
2021
31 d late
2020
27 d late
2019
47 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€498k▼ 11.1%
2024 · €560k
2018: €600k
2019: €548k
2020: €540k
2021: €432k
2022: €555k
2023: €563k
2024: €560k
2018 → 2025
Total assets
€817k▼ 11.8%
2024 · €927k
2018: €772k
2019: €719k
2020: €708k
2021: €624k
2022: €841k
2023: €769k
2024: €927k
2018 → 2025
Net result
€-62k▼ 1,580%
2024 · €-4k
2018: €-37k
2019: €-52k
2020: €-8k
2021: €-63k
2022: €153k
2023: €7k
2024: €-4k
2018 → 2025
Working capital
€264k▼ 19.2%
2024 · €327k
2018: €386k
2019: €350k
2020: €353k
2021: €235k
2022: €461k
2023: €442k
2024: €327k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€432k-€555k▲ 28.5%€563k▲ 1.5%€560k▼ 0.7%€498k▼ 11.1%
Operating result€-50k-€5k€10k▲ 87.0%€835▼ 91.6%€-57k
Net result€-63k-€153k€7k▼ 95.5%€-4k€-62k▼ 1,580%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €57k after €835 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €817k
Fixed assets
€515k ▼ 7.5%
Current assets
€302k ▼ 18.4%
Equity and liabilities €817k
Equity
€498k ▼ 11.1%
Provisions
€40k ▼ 9.0%
Debt
€280k ▼ 13.4%
Debt's share of the balance-sheet total falls from 34.9% to 34.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €50k
Cash flow
€-8k▼
2024 · €46k
Current ratio
7.96▼
2024 · 8.59
Debt to equity
0.56▼
2024 · 0.58
ROE
-12.5%▼
2024 · -0.7%
ROA
-7.6%▼
2024 · -0.4%
Interest coverage
-0.20▼
2024 · 3.64
Debt ≤ 1 year
€38k▼
2024 · €43k
Debt > 1 year
€239k▼
2024 · €277k
Income taxes
€247▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€927k€817k▼
Fixed assets21/28€556k€515k▼
Tangible fixed assets22/27€554k€512k▼
Land and buildings22€468k€442k▼
Plant, machinery and equipment23€42k€41k▼
Furniture and vehicles24€43k€29k▼
Financial fixed assets28€3k€3k=
Current assets29/58€371k€302k▼
Amounts receivable within one year40/41€41k€24k▼
Trade receivables40€37k€19k▼
Other amounts receivable41€4k€5k▲
Current investments50/53€150k€100k▼
Cash at bank and in hand54/58€166k€167k▲
Deferred charges and accrued income490/1€14k€12k▼
Equity and liabilities
Total equity and liabilities10/49€927k€817k▼
Equity10/15€560k€498k▼
Contributions10/11€62k€62k=
Reserves13€189k€177k▼
Tax-exempt reserves132€130k€119k▼
Distributable reserves133€58k€58k=
Profit (loss) carried forward14€309k€259k▼
Provisions and deferred taxes16€43k€40k▼
Deferred taxes168€43k€40k▼
Amounts payable17/49€324k€280k▼
Amounts payable after more than one year17€277k€239k▼
Financial debts170/4€197k€165k▼
Other amounts payable178/9€80k€74k▼
Amounts payable within one year42/48€43k€38k▼
Current portion of amounts payable after more than one year42€31k€32k▲
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€2k€16▼
Taxes450/3€2k€16▼
Other amounts payable47/48€2k€572▼
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€54k▲
Other operating charges640/8€12k€13k▲
Gross operating margin9900€62k€10k▼
Operating profit (loss)9901€835€-57k▼
Financial income75/76B€7k€6k▼
Recurring financial income75€7k€6k▼
Financial charges65/66B€14k€15k▲
Recurring financial charges65€14k€15k▲
Profit (loss) for the period before taxes9903€-6k€-66k▼
Transfer from deferred taxes780€4k€4k▲
Income taxes67/77€1k€247▼
Profit (loss) for the period9904€-4k€-62k▼
Transfer from tax-exempt reserves789€11k€12k▲
Profit (loss) for the period to be appropriated9905€7k€-50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€316k€259k▼
Profit (loss) brought forward from the previous period14P€309k€309k=
Transfer to equity691/2€7k-
To other reserves6921€7k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Back to profitnet €153k
Net result €153k after 4 loss-making years.
31-12
Financial
Equity above €500kEq €555k ▲28.5%
Equity rises from €432k to €555k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-63k
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 1989
Ground area
2,178 m²
Building footprint
149 m²
Volume, LiDAR
687 m³
Parcel 23003C0023/00Z002, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEBECKER BVBA
since 19892.044.136.032
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003C0023/00Z002 | Flanders | 2,178 m² | 1 · 149 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INKA
BE 0436.002.825
Lier · Eq €496k
ALMA
BE 0447.538.796
Ukkel · Eq €500k
Teamswear/Intershoe
BE 0453.586.153
Ingelmunster · Eq €505k
BESCO
BE 0414.466.251
Vorst · Eq €507k
Dacobel
BE 0402.603.151
Vorst · Eq €514k
Of 199 companies in sector 46425 we hold annual accounts for 135. 98 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-1989
Fiscal year end31-12
Activities, NACEBEL 2025
46425Wholesale trade
47721Retail sale of footwear
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.