DEBC
ActiveDEBC has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €288. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+70
Solvency59▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.36 against 0.46 in 2024; short-term debt: 65.9% and cash: 83.7% of total assets), and 65.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2023
66 d late
2022
2 d late
2021
4 d early
2020
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 2.1%
2024 · €13k
2020: €22k
2021: €14k
2022: €20k
2023: €23k
2024: €13k
2020 → 2025
Total assets
€40k▲ 26.1%
2024 · €32k
2020: €39k
2021: €17k
2022: €33k
2023: €34k
2024: €32k
2020 → 2025
Net result
€288
2024 · €-9k
2020: €19k
2021: €-8k
2022: €7k
2023: €3k
2024: €-9k
2020 → 2025
Working capital
€9k
2024 · €-10k
2020: €22k
2021: €14k
2022: €10k
2023: €4k
2024: €-10k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€20k▲ 47.6%€23k▲ 12.7%€13k▼ 41.2%€14k▲ 2.1%
Operating result€-8k-€7k€3k▼ 57.8%€-9k€608
Net result€-8k-€7k€3k▼ 60.6%€-9k€288
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €608 after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€4k▼ 81.7%
Current assets
€36k▲ 322%
Equity and liabilities €40k
Equity
€14k▲ 2.1%
Debt
€27k▲ 43.5%
The debt ratio rises from 57.9% to 65.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▲
2024 · €-4k
Cash flow
€2k▲
2024 · €-5k
Solvency
34.1%▼
2024 · 42.1%
Current ratio
1.36▲
2024 · 0.46
Quick ratio
1.36▲
2024 · 0.46
Debt / equity
1.93▲
2024 · 1.38
ROE
2.1%▲
2024 · -70.0%
ROA
0.7%▲
2024 · -29.5%
Interest coverage
8.61▲
2024 · -128.22
Debt
€27k▲
2024 · €18k
Debt ≤ 1 year
€27k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€40k▲
Fixed assets21/28€23k€4k▼
Tangible fixed assets22/27€23k€4k▼
Furniture and vehicles24€23k€4k▼
Current assets29/58€9k€36k▲
Amounts receivable within one year40/41€7k€2k▼
Trade receivables40€7k€242▼
Other amounts receivable41€10€2k▲
Cash at bank and in hand54/58€1k€34k▲
Deferred charges and accrued income490/1€46€0▼
Equity and liabilities
Total equity and liabilities10/49€32k€40k▲
Equity10/15€13k€14k▲
Contributions10/11€3k€3k=
Reserves13€10k€11k▲
Distributable reserves133€10k€11k▲
Amounts payable17/49€18k€27k▲
Amounts payable within one year42/48€18k€27k▲
Current portion of amounts payable after more than one year42€300€300=
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€55€9k▲
Taxes450/3€55€7k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€11k€14k▲
Income statement
Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€790€2k▲
Gross operating margin9900€-4k€4k▲
Operating profit (loss)9901€-9k€608▲
Financial charges65/66B€35€320▲
Recurring financial charges65€35€320▲
Profit (loss) for the period before taxes9903€-9k€288▲
Profit (loss) for the period9904€-9k€288▲
Profit (loss) for the period to be appropriated9905€-9k€288▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€288▲
Transfer from equity791/2€9k€0▼
Transfer to equity691/2€0€288▲
To other reserves6921€0€288▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €288
Net result €288 after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 1.36
Current ratio from 0.46 to 1.36.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-9k ▼465%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity triplescurrent ratio 5.66
Current ratio from 2.24 to 5.66; short-term debt falls from €18k to €3k.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waregemstraat 1079870 ZulteGround area
1,027 m²
Building footprint
175 m²
Volume, LiDAR
868 m³
Parcel 44081B0621/00C000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEBC
since 20202.299.106.470
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081B0621/00C000 | Flanders | 1,027 m² | 1 · 175 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TOT-ALL SOLUTIONS
BE 0801.193.769
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BE 0790.194.167
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Kamberi Projects
BE 0763.734.943
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 26,456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2020
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.