DEBBIE DE POTTER
ActiveThe computed 12-month bankruptcy probability of DEBBIE DE POTTER is 2.4% (moderate). The 2025 annual accounts show equity of €133k and a net result of €74k. Equity is growing by ~85.8% per year across the filed fiscal years. Its solvency ranks better than 79% of 18039 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▲+24
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.23 against 1.55 in 2024; short-term debt: 22.5% and cash: 16.8% of total assets), and 31.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.7%
Return on assets
37.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
5 d late
2024
24 d early
2023
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€133k▲ 117%
2024 · €62k
2023: €28k
2024: €62k
2023 → 2025
Total assets
€194k▲ 42.2%
2024 · €137k
2023: €61k
2024: €137k
2023 → 2025
Net result
€74k▲ 108%
2024 · €35k
2023: €25k
2024: €35k
2023 → 2025
Working capital
€97k▲ 252%
2024 · €28k
2023: €24k
2024: €28k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€28k-€62k▲ 121%€133k▲ 117%
Operating result€33k-€47k▲ 44.6%€94k▲ 99.6%
Net result€25k-€35k▲ 43.8%€74k▲ 108%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 100% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€53k▼ 8.8%
Current assets
€141k▲ 80.5%
Equity and liabilities €194k
Equity
€133k▲ 117%
Debt
€61k▼ 19.0%
The debt ratio falls from 55.0% to 31.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€107k▲
2024 · €59k
Cash flow
€86k▲
2024 · €47k
Solvency
68.7%▲
2024 · 45.0%
Current ratio
3.23▲
2024 · 1.55
Quick ratio
3.23▲
2024 · 1.55
Debt / equity
0.46▼
2024 · 1.22
ROE
55.1%▼
2024 · 57.4%
ROA
37.9%▲
2024 · 25.8%
Interest coverage
30.20▲
2024 · 22.10
Debt
€61k▼
2024 · €75k
Debt ≤ 1 year
€44k▼
2024 · €50k
Debt > 1 year
€17k▼
2024 · €25k
Income taxes
€21k▲
2024 · €11k
Staff costs
€118k▲
2024 · €109k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€137k€194k▲
Fixed assets21/28€59k€53k▼
Tangible fixed assets22/27€43k€36k▼
Furniture and vehicles24€43k€36k▼
Financial fixed assets28€16k€17k▲
Current assets29/58€78k€141k▲
Amounts receivable within one year40/41€74k€108k▲
Trade receivables40€20k€27k▲
Other amounts receivable41€54k€81k▲
Cash at bank and in hand54/58€3k€33k▲
Deferred charges and accrued income490/1€1k€17▼
Equity and liabilities
Total equity and liabilities10/49€137k€194k▲
Equity10/15€62k€133k▲
Contributions10/11€5k€5k=
Reserves13€57k€128k▲
Distributable reserves133€57k€128k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€75k€61k▼
Amounts payable after more than one year17€25k€17k▼
Financial debts170/4€25k€17k▼
Amounts payable within one year42/48€50k€44k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€401€163▼
Suppliers440/4€401€163▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€40k€35k▼
Taxes450/3€25k€23k▼
Remuneration and social security454/9€15k€12k▼
Other amounts payable47/48€2k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€109k€118k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€169k€226k▲
Operating profit (loss)9901€47k€94k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€46k€94k▲
Income taxes67/77€11k€21k▲
Profit (loss) for the period9904€35k€74k▲
Profit (loss) for the period to be appropriated9905€35k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€74k▲
Transfer to equity691/2€34k€72k▲
To other reserves6921€34k€72k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Highest result since 2023net €74k ▲108%
Operating result €94k, net result €74k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.23
Current ratio from 1.55 to 3.23; short-term debt falls from €50k to €44k.
31-12
Financial
Equity above €100kEq €133k ▲117%
3 profitable years in a row build equity to €133k.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tien Gemeten 19850 DeinzeGround area
1,395 m²
Building footprint
652 m²
Volume, LiDAR
2,791 m³
2 parcels, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
DEBBIE DE POTTER
since 20232.347.790.473
DEBBIE DE POTTER
since 20232.347.790.572
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081A0054/00W000 | Flanders | 1,026 m² | 1 · 568 m² | 7.9 m · 1 fl. |
| 44027A1328/00N011 | Flanders | 369 m² | 1 · 84 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesDeinze2.347.790.572
Zulte2.347.790.473
Similar companies · same sector, comparable size
DE GAZETTESTAL
BE 0456.372.429
Waregem · Eq €134k
Chez Dan & Co
BE 0769.409.542
Jemeppe-sur-Sambre · Eq €133k
MAKASA
BE 0477.714.310
Liège · Eq €133k
A & C
BE 0893.462.248
Tienen · Eq €134k
BRUGSE BOEKHANDEL
BE 0888.246.816
Brugge · Eq €134k
Of 2,347 companies in sector 47621 we hold annual accounts for 1,246. 1,081 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2023
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.