Losses
-€8,654 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Debacker Rubrecht
Lifetime
6 annual accounts with figures on one time axispeak €178,300 (2020)
€99,976▼ 7.0%
lowest -€24,941 (2022)
-€846▲ €6,963
peak €44,615 (2021)
€25,800▼ 3.2%
€366,967▼ 11.9%
peak 2.7 FTE (2020)
-not published
Board4 names since 2019
4 directorsDEBACKER Bram and 3 others
Documentsfilings and deeds
28-04-20262 days before the deadline
2025micro format
Loss of €846Cash from €30,425 to €20,477
Key points
from the 2025 annual accountsDebts
€366,967 93% of the balance sheet
Financial debts 51%Suppliers 5%Taxes and wages 2%Other 42%
Of this, €181,938 falls due within a year.
Staff
1 employees on 30-09-2025
In 2025, 482 short contracts started and 483 ended, on average 8 hours worked per contract. Staff averaged 2 full-time equivalents.
Checked score
54
Fair
Financially stronger than 36% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.8%
01-2025: 2.0%▲ +0.2 percentage points vs 12-2024
02-2025: 2.1%▲ +0.1 percentage points vs 01-2025
03-2025: 2.1%● unchanged vs 02-2025
04-2025: 1.9%▼ -0.2 percentage points vs 03-2025
05-2025: 1.8%▼ -0.1 percentage points vs 04-2025
06-2025: 1.8%● unchanged vs 05-2025
07-2025: 1.8%● unchanged vs 06-2025
08-2025: 1.8%● unchanged vs 07-2025
09-2025: 1.8%● unchanged vs 08-2025
10-2025: 1.7%▼ -0.1 percentage points vs 09-2025lowest value
11-2025: 1.8%▲ +0.1 percentage points vs 10-2025
12-2025: 1.8%● unchanged vs 11-2025
01-2026: 1.9%▲ +0.1 percentage points vs 12-2025
02-2026: 2.0%▲ +0.1 percentage points vs 01-2026
03-2026: 1.9%▼ -0.1 percentage points vs 02-2026
04-2026: 2.1%▲ +0.2 percentage points vs 03-2026highest value
05-2026: 2.1%● unchanged vs 04-2026
06-2026: 2.1%● unchanged vs 05-2026
07-2026: 2.1%● unchanged vs 06-2026
08-2026: 2.1%● unchanged vs 07-2026
09-2026: 1.9%▼ -0.2 percentage points vs 08-2026
10-2026: 1.8%▼ -0.1 percentage points vs 09-2026
11-2026: 1.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2019
Equity €25,800 (6.6% of total assets)
lowers risk
Size: total assets €392,766
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 31% of them on solvency, 29% on liquidity, 47% on profitability and 37% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 849 companies had the same profile as Debacker Rubrecht has now. Each dot stands for 3 companies, two years later.
91.9%
were still trading
3.3%
stopped another way
4.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Debacker Rubrecht itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 849 companies, not a prediction for Debacker Rubrecht. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.19 (0.23 in 2024), below 1. Short-term debt is 46.3% and cash 5.2% of total assets. 93.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€846
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 days early
2024
18 days early
2023
35 days early
2022
2 days early
2021
1 day early
2020
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 10 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0717977568
Changes of role: DEBACKER Bram (statutory director) and RUBRECHT Jolien (statutory director)
Director discharge: DEBACKER Bram · Director discharge: RUBRECHT Jolien · Gazette deed
Incorporation
Founders: DEBACKER Bram Benny and RUBRECHT Jolien Thérèse · Founding capital of €20,000, 100 shares · Appointments: DEBACKER Bram Benny (statutory manager) and RUBRECHT Jolien Thérèse (statutory manager) · published on 15-01-2019 · Gazette deed
First establishment
Gasthuisstraat 45, Poperinge
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Debacker Rubrecht Poperinge | €392,766 | €99,976 | 6.6% | - |
| RALPHS COMPANY Kortrijk | €370,668 | €102,481 | 34.0% | - |
| Swaenepoel Silvie Hooglede | €340,747 | €100,567 | 30.9% | - |
| THE HILL Keerbergen | €343,717 | €106,264 | 90.0% | - |
| Nicki's Imbiss Raeren | €384,158 | €101,861 | 42.4% | - |
| LE RIF Sambreville | €389,252 | €117,384 | 51.9% | - |
| N & V Overijse | €436,036 | €106,623 | 62.1% | 1.5 |
These companies have the same main activity as Debacker Rubrecht: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €341,000 and €436,000, founded between 2017 and 2019.
Official details
Source: KBO- Status
- Active since 11-01-2019Normal situation
- Activity
- Full-service restaurantsNACE 56111and 1 other
- Establishment unit
- 2.283.947.7468970 Poperinge, since 11-01-2019
- Financial year end
- 30 September
- Peppol
- Reachable since 12-09-2025
Annual accounts to 30-09-2025
- ≈ €320,000estimated
- €392,766▼ 11.4%
- Employeeson 30-09-2025
- 1▼ 50.0%
- Filing
- Filed on 28-04-2026, 2 days before the end of the filing period
Insights on Debacker Rubrecht
Debacker Rubrecht files the micro format. That format states no turnover. The gross margin fell from €178,300 in 2020 to €99,976 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Debacker Rubrecht
- What is the company number of Debacker Rubrecht?
- The company number of Debacker Rubrecht is 0717.977.568. The VAT number is the same number with BE in front: BE 0717.977.568.
- Where is Debacker Rubrecht based?
- The registered office is at Gasthuisstraat 45, 8970 Poperinge.Company details
- What does Debacker Rubrecht do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of Debacker Rubrecht?
- Debacker Rubrecht is a private limited company (BV).
- When was Debacker Rubrecht founded?
- Debacker Rubrecht was founded on 11-01-2019.
- Is Debacker Rubrecht still active?
- Yes, Debacker Rubrecht is an active enterprise in the KBO register.
- How many employees does Debacker Rubrecht have?
- Debacker Rubrecht had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Debacker Rubrecht?
- The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €99,976 and 72 comparable companies (NACE 56111). It probably lies between €270,000 and €430,000.
- Is Debacker Rubrecht profitable?
- In financial year 2025, Debacker Rubrecht made a loss of €846.
- Where can I find the annual accounts of Debacker Rubrecht?
- Debacker Rubrecht filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Debacker Rubrecht due?
- Debacker Rubrecht must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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