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DEBA INVEST

Active
Private limited companyfounded 1985active for 41 yearsGistelse Steenweg 291, 8200 Brugge, BelgiumKBO/BCE: BE 0427.738.920
Summary

DEBA INVEST has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €193,744. Equity has been growing by about 7.3% per year since 2019. Its solvency ranks better than 72% of 11,261 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 22-08-1985 Normal situation
Activity
Real estate agency activities NACE 68310and 2 others
Joint committee
323 Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden · annual accounts 31-03-2024
Establishment unit
2.028.651.565 8200 Brugge, since 07-03-1996
Financial year end
31 March
Peppol
Reachable since 30-10-2025

Board and ownership

Board
  • BERLAURDirector · since 15-02-2017 · permanent representative Philippe DE BACKER

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-03-2025
Gross margin
€1.1m
▲ 2.3%
Turnover
≈ €1.3m
estimated
Profit
€193,744
▼ 17.9%
Equity
€1.5m
▼ 0.3%
Total assets
€2.6m
▼ 3.7%
Employees on 31-03-2025
10
=
  • 2026 accounts not filed, 3 days past the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 31-10-2025)lowers riskLiquidity: current ratio 1.89, cash €619,951Founded in 1985Equity €1.5m (59.7% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 85+2
equity 59.7% of total assets
Liquidity 63-6
short-term debt 37.4% · cash 23.9%
Profitability 78-2
return on assets 7.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.1 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025highest value 11-2025: 0.4%▼ -0.2 percentage points vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.1%▼ -0.3 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €140,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.89 (1.93 in 2024), above the usual 1.5. Short-term debt is 37.4% and cash 23.9% of total assets. 40.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 71% of them on solvency, 74% on liquidity, 75% on profitability and 43% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.89, cash €619,951
NBB · annual accounts
lowers risk · Founded in 1985
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Figures for financial year 2025 (filed on 31-10-2025)
NBB · annual accounts
lowers risk · Equity €1.5m (59.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
on the day
2024
on the day
2023
1 day late
2022
3 days late
2021
4 days late
2020
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 6 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 86% of companies in real estatesector median €9,999 · 11,252 companies €193,744 View
  • Positive: 7 profitable years in a rowprofit 2025: €193,744 7 years View

Recent changes

  1. · Gazette deed Registered office moved within BruggeNew seat: 8200 Brugge, Gistelse Steenweg 291 · Previous seat: 8200 Brugge, Zandstraat 623 · Permanent representative: Philippe DE BACKER
  2. · Gazette deed Registered office moved from Varsenare to BruggeNew seat: 8200 Brugge, Zandstraat 623 · Previous seat: 8490 Varsenare (Jabbeke), Lijsterdreef 11 · Resignation: BERLAUR (director)
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as DEBA INVEST: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €1.8m and €2.6m, founded between 1979 and 1995.

CompanyTotal assetsGross margin
DEBA INVEST Brugge€2.6m€1.1m
EURO IMMO Nieuwpoort€2.5m€1.3m
KNIGHT FRANK Elsene€2.6m€1.0m
ISERA VASTGOED Brugge€2.4m€0.9m
Vastgoed Naessens Oostende€1.8m€0.9m
GUERISSE-MONFORT Beauraing€1.9m€1.5m
Mouscron - Logement A.I.S. (Agences immobilières sociales Mouscron€2.4m€0.7m
Full comparison

Key facts about DEBA INVEST

What is the company number of DEBA INVEST?
The company number of DEBA INVEST is 0427.738.920. The VAT number is the same number with BE in front: BE 0427.738.920.
Where is DEBA INVEST based?
The registered office is at Gistelse Steenweg 291, 8200 Brugge.Company details
What does DEBA INVEST do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of DEBA INVEST?
The legal form of DEBA INVEST is Private limited company (BV).
When was DEBA INVEST founded?
DEBA INVEST was founded on 22-08-1985.
Is DEBA INVEST still active?
Yes, DEBA INVEST is an active enterprise in the KBO register.
How many employees does DEBA INVEST have?
DEBA INVEST had an average of 9.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DEBA INVEST fall under?
In its 31-03-2024 annual accounts, DEBA INVEST states joint committee 323 (Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden).
What is the turnover of DEBA INVEST?
The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €1.1m and 147 comparable companies (NACE 68). It probably lies between €1.1m and €1.8m.
Is DEBA INVEST profitable?
In financial year 2025, DEBA INVEST made a profit of €193,744.
Where can I find the annual accounts of DEBA INVEST?
DEBA INVEST filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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