DEBA-BOUW
ActiveDEBA-BOUW has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €247k and a net result of €5k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 59% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-7
Solvency87▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.49 in 2024; short-term debt: 36.9% and cash: 1.1% of total assets), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.9%
Return on assets
1.1%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
4 d late
2023
on the day
2022
2 d early
2021
on the day
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€247k▲ 1.9%
2024 · €242k
2019: €271k
2020: €231k
2021: €254k
2022: €223k
2023: €237k
2024: €242k
2019 → 2025
Total assets
€399k▲ 8.4%
2024 · €368k
2019: €504k
2020: €437k
2021: €460k
2022: €370k
2023: €370k
2024: €368k
2019 → 2025
Net result
€5k▼ 10.1%
2024 · €5k
2019: €15k
2020: €-41k
2021: €23k
2022: €-31k
2023: €14k
2024: €5k
2019 → 2025
Working capital
€-94k▼ 46.0%
2024 · €-65k
2019: €-140k
2020: €-140k
2021: €-121k
2022: €-84k
2023: €-73k
2024: €-65k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€254k-€223k▼ 12.1%€237k▲ 6.3%€242k▲ 2.1%€247k▲ 1.9%
Operating result€25k-€31k▲ 23.9%€19k▼ 40.0%€11k▼ 41.2%€12k▲ 12.6%
Net result€23k-€-31k€14k€5k▼ 64.1%€5k▼ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €399k
Fixed assets
€346k▲ 12.7%
Current assets
€53k▼ 13.5%
Equity and liabilities €399k
Equity
€247k▲ 1.9%
Debt
€152k▲ 20.9%
The debt ratio rises from 34.2% to 38.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▼
2024 · €16k
Cash flow
€8k▼
2024 · €10k
Solvency
61.9%▼
2024 · 65.8%
Current ratio
0.36▼
2024 · 0.49
Quick ratio
0.36▼
2024 · 0.49
Debt / equity
0.62▲
2024 · 0.52
ROE
1.8%▼
2024 · 2.1%
ROA
1.1%▼
2024 · 1.4%
Interest coverage
2.00▼
2024 · 2.81
Debt
€152k▲
2024 · €126k
Debt ≤ 1 year
€147k▲
2024 · €126k
Income taxes
€360▲
2024 · €346
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€368k€399k▲
Fixed assets21/28€307k€346k▲
Tangible fixed assets22/27€307k€346k▲
Land and buildings22€109k€108k▼
Furniture and vehicles24-€5k
Other tangible fixed assets26€198k€196k▼
Assets under construction and advance payments27-€38k
Current assets29/58€61k€53k▼
Amounts receivable within one year40/41€11k€16k▲
Trade receivables40€11k€16k▲
Current investments50/53€35k€24k▼
Cash at bank and in hand54/58€9k€4k▼
Deferred charges and accrued income490/1€5k€8k▲
Equity and liabilities
Total equity and liabilities10/49€368k€399k▲
Equity10/15€242k€247k▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€10k€10k=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Profit (loss) carried forward14€132k€137k▲
Amounts payable17/49€126k€152k▲
Amounts payable within one year42/48€126k€147k▲
Current portion of amounts payable after more than one year42€1k-
Trade debts44€10k€34k▲
Suppliers440/4€10k€34k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€112k€110k▼
Accrued charges and deferred income492/3€257€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€10k€11k▲
Gross operating margin9900€27k€26k▼
Operating profit (loss)9901€11k€12k▲
Financial income75/76B€117€215▲
Recurring financial income75€117€215▲
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€5k€5k▼
Income taxes67/77€346€360▲
Profit (loss) for the period9904€5k€5k▼
Profit (loss) for the period to be appropriated9905€5k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€132k€137k▲
Profit (loss) brought forward from the previous period14P€127k€132k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-41k ▼362%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lippenslaan 200-2028300 Knokke-HeistGround area
817 m²
Building footprint
446 m²
Volume, LiDAR
5,704 m³
Parcel 31334B0785/00A000, Flanders · tallest building 26.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Lippenslaan 200, 8300 Knokke-Heist
since 19852.029.096.082
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31334B0785/00A000 | Flanders | 817 m² | 1 · 446 m² | 26.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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REILAN
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MINDI
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ACQTION
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Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 6,741 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-07-1985
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
2 convocationsExtraordinary general meeting
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (A0PC11201872/ 07.12) (41831) L. DE PEUTER, naamloze vennootschap, Hofkwartier 19, 2200 HERENTALS. Ondernemingsnummer 0404.153.072. Algemene vergadering ter zetel op 27/12/2012 om 15 uur. Agenda : Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. Divers. (AOPC-1-12-01614/ 07.12) (41832) MILENKA, naamloze vennootschap, Sint-Amandsstraat 75, 1853 STROMBEEK-BEVER Ondernemingsnummer 0440.428.104 Algemene vergadering ter zetel op 29/12/2012 om 19 uur. Agenda : Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoeminge ...
General meeting
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (AOPC-1-11-03984/09.12)