Audit & Advies
ActiveAudit & Advies has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €247k and a net result of €17k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▼-17
Solvency85▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 6.37 against 9.85 in 2023; short-term debt: 15.1% and cash: 5.3% of total assets), and 40.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
71 d late
2022
31 d late
2021
26 d late
2020
31 d late
2019
63 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€247k▲ 7.6%
2023 · €229k
2018: €95k
2019: €138k
2020: €158k
2021: €174k
2022: €193k
2023: €229k
2018 → 2024
Total assets
€411k▲ 4.6%
2023 · €393k
2018: €187k
2019: €208k
2020: €216k
2021: €225k
2022: €289k
2023: €393k
2018 → 2024
Net result
€17k▼ 52.4%
2023 · €36k
2018: €26k
2019: €43k
2020: €20k
2021: €16k
2022: €19k
2023: €36k
2018 → 2024
Working capital
€333k▲ 2.6%
2023 · €324k
2018: €90k
2019: €135k
2020: €135k
2021: €144k
2022: €189k
2023: €324k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€158k-€174k▲ 9.9%€193k▲ 10.7%€229k▲ 18.9%€247k▲ 7.6%
Operating result€31k-€25k▼ 19.9%€31k▲ 23.7%€58k▲ 86.8%€34k▼ 40.3%
Net result€20k-€16k▼ 21.6%€19k▲ 18.4%€36k▲ 96.5%€17k▼ 52.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 40% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €411k
Fixed assets
€17k▼ 48.3%
Current assets
€395k▲ 9.4%
Equity and liabilities €411k
Equity
€247k▲ 7.6%
Debt
€165k▲ 0.5%
The debt ratio falls from 41.7% to 40.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▼
2023 · €69k
Cash flow
€24k▼
2023 · €48k
Solvency
59.9%▲
2023 · 58.3%
Current ratio
6.37▼
2023 · 9.85
Quick ratio
6.37▼
2023 · 9.85
Debt / equity
0.67▼
2023 · 0.72
ROE
7.0%▼
2023 · 15.9%
ROA
4.2%▼
2023 · 9.3%
Interest coverage
4.69▼
2023 · 10.61
Debt
€165k▲
2023 · €164k
Debt ≤ 1 year
€62k▲
2023 · €37k
Debt > 1 year
€103k▼
2023 · €127k
Income taxes
€9k▼
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€393k€411k▲
Fixed assets21/28€32k€17k▼
Tangible fixed assets22/27€32k€16k▼
Land and buildings22€25k€14k▼
Furniture and vehicles24€7k€2k▼
Financial fixed assets28€287€287=
Current assets29/58€361k€395k▲
Amounts receivable within one year40/41€129k€152k▲
Trade receivables40€52k€61k▲
Other amounts receivable41€77k€90k▲
Current investments50/53€75k€75k=
Cash at bank and in hand54/58€14k€22k▲
Deferred charges and accrued income490/1€143k€146k▲
Equity and liabilities
Total equity and liabilities10/49€393k€411k▲
Equity10/15€229k€247k▲
Contributions10/11€19k€19k=
Reserves13€211k€228k▲
Non-distributable reserves130/1€77k€77k=
Reserves not available under the articles1311€2k€2k=
Own shares acquired1312€75k€75k=
Tax-exempt reserves132€483€483=
Distributable reserves133€133k€151k▲
Amounts payable17/49€164k€165k▲
Amounts payable after more than one year17€127k€103k▼
Financial debts170/4€127k€103k▼
Amounts payable within one year42/48€37k€62k▲
Current portion of amounts payable after more than one year42€20k€36k▲
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€12k€19k▲
Taxes450/3€12k€19k▲
Income statement
Code20232024
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€6k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€71k€43k▼
Operating profit (loss)9901€58k€34k▼
Financial income75/76B€8€668▲
Recurring financial income75€8€668▲
Non-recurring financial income76B-€668
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€51k€26k▼
Income taxes67/77€15k€9k▼
Profit (loss) for the period9904€36k€17k▼
Profit (loss) for the period to be appropriated9905€36k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€17k▼
Transfer to equity691/2€36k€17k▼
To other reserves6921€36k€17k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 71 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 9.85
Current ratio from 4.26 to 9.85; short-term debt falls from €58k to €37k.
31-12
Financial
Equity above €200kEq €229k ▲18.9%
6 profitable years in a row build equity to €229k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €16k ▼21.6%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €150kEq €158k ▲14.4%
3 profitable years in a row build equity to €158k.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €43k ▲64.4%
Operating result €64k, net result €43k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 8.44
Current ratio from 3.84 to 8.44; short-term debt falls from €32k to €18k.
31-12
Financial
Equity above €100kEq €138k ▲45.7%
2 profitable years in a row build equity to €138k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schijnparklaan 542110 WijnegemGround area
3,362 m²
Building footprint
319 m²
Parcel 11050A0784/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Audit & Advies
since 20132.222.497.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050A0784/00A000 | Flanders | 3,361 m² | 1 · 319 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500BZ91UQJKK49553
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BEEKHOEK DIENSTENCENTRUM
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IMMOBIE
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COGESTPA
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,396. 6,740 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2007
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.