DE ZUIVELBOER
ActiveDE ZUIVELBOER has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83k and a net result of €30k. Equity is growing by ~85.4% per year across the filed fiscal years. Its solvency ranks better than 78% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+24
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.12 against 1.8 in 2024; short-term debt: 23% and cash: 10.5% of total assets), and 23% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77%
Return on assets
28.2%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
30 d late
2022
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€11k
EBIT margin
20.3%
Net result
€30k▲ 3.4%
2024 · €29k
2022: €2k
2023: €9k
2024: €29k
2022 → 2025
Working capital
€77k▲ 89.1%
2024 · €41k
2022: €10k
2023: €7k
2024: €41k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€11k-
Equity€14k-€23k▲ 68.8%€53k▲ 126%€83k▲ 57.7%
Operating result€2k-€13k▲ 466%€40k▲ 216%€43k▲ 5.7%
Net result€2k-€9k▲ 430%€29k▲ 210%€30k▲ 3.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€6k▼ 51.7%
Current assets
€102k▲ 11.3%
Equity and liabilities €108k
Equity
€83k▲ 57.7%
Debt
€25k▼ 51.3%
The debt ratio falls from 49.1% to 23.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▲
2024 · €46k
Cash flow
€36k▲
2024 · €35k
Solvency
77.0%▲
2024 · 50.9%
Current ratio
4.12▲
2024 · 1.80
Quick ratio
2.54▲
2024 · 0.57
Debt / equity
0.30▼
2024 · 0.97
ROE
36.6%▼
2024 · 55.8%
ROA
28.2%▼
2024 · 28.4%
Interest coverage
54.11▼
2024 · 223.60
Debt
€25k▼
2024 · €51k
Debt ≤ 1 year
€25k▼
2024 · €51k
Income taxes
€11k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€108k▲
Fixed assets21/28€12k€6k▼
Tangible fixed assets22/27€12k€6k▼
Plant, machinery and equipment23€6k€3k▼
Other tangible fixed assets26€6k€3k▼
Current assets29/58€92k€102k▲
Stocks and contracts in progress3€62k€39k▼
Stocks30/36€62k€39k▼
Amounts receivable within one year40/41€29k€52k▲
Trade receivables40€24k€28k▲
Other amounts receivable41€6k€24k▲
Cash at bank and in hand54/58€0€11k▲
Equity and liabilities
Total equity and liabilities10/49€103k€108k▲
Equity10/15€53k€83k▲
Contributions10/11€12k€12k=
Reserves13€41k€71k▲
Distributable reserves133€41k€71k▲
Amounts payable17/49€51k€25k▼
Amounts payable within one year42/48€51k€25k▼
Financial debts43€14k-
Credit institutions430/8€14k-
Trade debts44€11k€15k▲
Suppliers440/4€11k€15k▲
Taxes, remuneration and social security45€11k-
Taxes450/3€11k-
Other amounts payable47/48€15k€10k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€358€1k▲
Gross operating margin9900€47k€50k▲
Operating profit (loss)9901€40k€43k▲
Financial charges65/66B€207€900▲
Recurring financial charges65€207€900▲
Profit (loss) for the period before taxes9903€40k€42k▲
Income taxes67/77€11k€11k▲
Profit (loss) for the period9904€29k€30k▲
Profit (loss) for the period to be appropriated9905€29k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€30k▲
Transfer to equity691/2€29k€30k▲
To other reserves6921€29k€30k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2022net €30k ▲3.4%
Operating result €43k, net result €30k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 4.12
Current ratio from 1.80 to 4.12; short-term debt falls from €51k to €25k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerkantsebaan 339A2910 EssenGround area
166 m²
Building footprint
166 m²
Volume, LiDAR
1,051 m³
Parcel 11643A0312/00W000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE ZUIVELBOER
since 20212.321.708.955
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11643A0312/00W000 | Flanders | 166 m² | 1 · 166 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 605 EUR awarded · 605 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
| 2024 | 1 | 176 EUR | 176 EUR |
| 2023 | 1 | 118 EUR | 118 EUR |
| 2022 | 1 | 135 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteEssen2.321.708.955
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Of 392 companies in sector 46331 we hold annual accounts for 228. 115 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2021
Fiscal year end31-03
Activities, NACEBEL
46331Wholesale trade
10510Manufacture of food products
10520Manufacture of food products
47271Retail trade
47291Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.