DE ZONNEBLOEM
ActiveDE ZONNEBLOEM has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €11k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 51% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77=
Solvency60▲+3
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.81 in 2024; short-term debt: 35.4% and cash: 25.5% of total assets), but 65% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35%
Return on assets
6.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €63k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
20 d late
2023
1 d early
2022
on the day
2021
on the day
2020
5 d early
2019
33 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 22.1%
2024 · €51k
2018: €60k
2019: €64k
2020: €69k
2021: €59k
2022: €53k
2023: €52k
2024: €51k
2018 → 2025
Total assets
€179k▲ 12.4%
2024 · €159k
2018: €114k
2019: €118k
2020: €145k
2021: €160k
2022: €143k
2023: €169k
2024: €159k
2018 → 2025
Net result
€11k▲ 13.2%
2024 · €10k
2018: €-12k
2019: €4k
2020: €13k
2021: €10k
2022: €3k
2023: €5k
2024: €10k
2018 → 2025
Working capital
€61k▲ 46.2%
2024 · €42k
2018: €26k
2019: €29k
2020: €14k
2021: €11k
2022: €10k
2023: €-18k
2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€53k▼ 9.8%€52k▼ 2.3%€51k▼ 1.4%€63k▲ 22.1%
Operating result€15k-€6k▼ 61.3%€9k▲ 61.3%€16k▲ 72.3%€17k▲ 8.5%
Net result€10k-€3k▼ 73.7%€5k▲ 76.0%€10k▲ 110%€11k▲ 13.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179k
Fixed assets
€54k▼ 17.7%
Current assets
€125k▲ 33.7%
Equity and liabilities €179k
Equity
€63k▲ 22.1%
Debt
€116k▲ 7.8%
The debt ratio falls from 67.8% to 65.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▲
2024 · €29k
Cash flow
€24k▲
2024 · €23k
Solvency
35.0%▲
2024 · 32.2%
Current ratio
1.97▲
2024 · 1.81
Quick ratio
0.87▲
2024 · 0.62
Debt / equity
1.86▼
2024 · 2.11
ROE
18.1%▼
2024 · 19.5%
ROA
6.3%▲
2024 · 6.3%
Interest coverage
13.76▲
2024 · 11.88
Debt
€116k▲
2024 · €108k
Debt ≤ 1 year
€63k▲
2024 · €51k
Debt > 1 year
€53k▼
2024 · €57k
Income taxes
€5k▲
2024 · €5k
Staff costs
€63k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€159k€179k▲
Fixed assets21/28€66k€54k▼
Tangible fixed assets22/27€63k€52k▼
Land and buildings22€13k€11k▼
Plant, machinery and equipment23€48k€41k▼
Furniture and vehicles24€3k€0▼
Financial fixed assets28€3k€3k=
Current assets29/58€93k€125k▲
Stocks and contracts in progress3€61k€70k▲
Stocks30/36€61k€70k▲
Amounts receivable within one year40/41€4k€9k▲
Trade receivables40€4k€9k▲
Other amounts receivable41€0€28▲
Cash at bank and in hand54/58€28k€46k▲
Deferred charges and accrued income490/1-€750
Equity and liabilities
Total equity and liabilities10/49€159k€179k▲
Equity10/15€51k€63k▲
Contributions10/11€19k€19k=
Reserves13€33k€44k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€31k€44k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€108k€116k▲
Amounts payable after more than one year17€57k€53k▼
Financial debts170/4€57k€53k▼
Amounts payable within one year42/48€51k€63k▲
Trade debts44€10k€25k▲
Suppliers440/4€10k€25k▲
Taxes, remuneration and social security45€19k€24k▲
Taxes450/3€9k€8k▼
Remuneration and social security454/9€10k€15k▲
Other amounts payable47/48€23k€14k▼
Income statement
Code20242025
Remuneration, social security and pensions62€53k€63k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€7k€0▼
Gross operating margin9900€91k€97k▲
Operating profit (loss)9901€16k€17k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€15k€17k▲
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€10k€11k▲
Profit (loss) for the period to be appropriated9905€10k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€11k▼
Profit (loss) brought forward from the previous period14P€9k€0▼
Transfer from equity791/2€11k€0▼
Transfer to equity691/2€19k€11k▼
To other reserves6921€19k€11k▼
Profit to be distributed694/7€11k€0▼
Return on contributions (dividend)694€11k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 1.81
Current ratio from 0.84 to 1.81; short-term debt falls from €118k to €51k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €13k ▲196%
Net result €13k, the highest in the series.
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 33 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
28-10-2025
Resigned as Director
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stadionstraat(STE) 39190 StekeneGround area
178 m²
Building footprint
153 m²
Volume, LiDAR
1,068 m³
Parcel 46024A1165/00D002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE ZONNEBLOEM
since 20022.096.161.882
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024A1165/00D002 | Flanders | 178 m² | 1 · 153 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteStekene2.096.161.882
Dual-learning approval
1 live approval · 1 endedOnthaal, organisatie en sales duaal (so)
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Of 10,524 companies in sector 47110 we hold annual accounts for 5,860. 4,672 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2002
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.