De Zenn
ActiveThe computed 12-month bankruptcy probability of De Zenn is 2.0% (moderate). The 2025 annual accounts show equity of €41k and a net result of €25k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 27407 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +30 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+10
Growth78▲+46
Stability94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 7.29 against 1.66 in 2024), and 10.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.9%
Return on assets
53.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
27 d late
2023
19 d early
2022
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 149%
2024 · €17k
2022: €21k
2023: €22k
2024: €17k
2022 → 2025
Total assets
€46k▲ 56.8%
2024 · €29k
2022: €37k
2023: €25k
2024: €29k
2022 → 2025
Net result
€25k
2024 · €-5k
2022: €18k
2023: €988
2024: €-5k
2022 → 2025
Working capital
€29k▲ 311%
2024 · €7k
2022: €8k
2023: €10k
2024: €7k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€21k-€22k▲ 4.8%€17k▼ 24.1%€41k▲ 149%
Operating result€26k-€3k▼ 87.6%€-4k€31k
Net result€18k-€988▼ 94.4%€-5k€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €4k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€12k▲ 6.2%
Current assets
€34k▲ 89.4%
Equity and liabilities €46k
Equity
€41k▲ 149%
Debt
€5k▼ 63.6%
The debt ratio falls from 43.5% to 10.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€40k▲
2024 · €3k
Cash flow
€34k▲
2024 · €2k
Solvency
89.9%▲
2024 · 56.5%
Current ratio
7.29▲
2024 · 1.66
Quick ratio
7.29▲
2024 · 1.66
Debt / equity
0.11▼
2024 · 0.77
ROE
59.9%▲
2024 · -31.7%
ROA
53.9%▲
2024 · -17.9%
Interest coverage
49.22▲
2024 · 3.76
Debt
€5k▼
2024 · €13k
Debt ≤ 1 year
€5k▼
2024 · €11k
Income taxes
€6k▲
2024 · €135
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€46k▲
Fixed assets21/28€11k€12k▲
Tangible fixed assets22/27€11k€12k▲
Plant, machinery and equipment23€8k€12k▲
Furniture and vehicles24€3k-
Current assets29/58€18k€34k▲
Amounts receivable within one year40/41€16k€16k▼
Trade receivables40€13k€13k▲
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€430€16k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€29k€46k▲
Equity10/15€17k€41k▲
Contributions10/11€3k€3k=
Reserves13€19k€38k▲
Distributable reserves133€19k€38k▲
Profit (loss) carried forward14€-5k-
Amounts payable17/49€13k€5k▼
Amounts payable within one year42/48€11k€5k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€3k€988▼
Taxes450/3€1k€988▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€4k€2k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€989€1k▲
Gross operating margin9900€4k€41k▲
Operating profit (loss)9901€-4k€31k▲
Financial income75/76B€5€36▲
Recurring financial income75€5€36▲
Financial charges65/66B€893€818▼
Recurring financial charges65€893€818▼
Profit (loss) for the period before taxes9903€-5k€31k▲
Income taxes67/77€135€6k▲
Profit (loss) for the period9904€-5k€25k▲
Profit (loss) for the period to be appropriated9905€-5k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€19k▲
Profit (loss) brought forward from the previous period14P-€-5k
Transfer to equity691/2-€19k
To other reserves6921-€19k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 7.29
Current ratio from 1.66 to 7.29; short-term debt falls from €11k to €5k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €-5k ▼630%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 4.35
Current ratio from 1.49 to 4.35; short-term debt falls from €16k to €3k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gooreinde 222260 WesterloGround area
204 m²
Building footprint
82 m²
Volume, LiDAR
382 m³
Parcel 13052A0319/00X002, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Zenn
since 20222.327.348.516
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13052A0319/00X002 | Flanders | 204 m² | 1 · 82 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0439.542.137
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PRISHTINA-BOUW
BE 0478.468.435
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JOHAN BUYCKX
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,086. 7,182 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2022
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
68122Development of non-residential building projects
43110Demolition
43130Specialised construction activities
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:de.zenn@hotmail.com